Molly Miller is a financial advisor at LPL Financial with 43 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at several firms, including D.A. Davidson & Co., Crowell, Weedon & Co., Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. Miller maintains an outside business entity, MJM Financial, for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tessa Biggs is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and three years of industry experience. Her background includes roles at Morgan Stanley since 2022 and experience in the fitness and wellness sectors, including positions at Rumble Boxing Del Mar and Nektar Juice Bar. She also spent time at the University of California, San Diego, between 2020 and 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs with a structured financial planning process that utilizes firm-approved tools and market simulations.

David Harris is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with UBS since 2011. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations to tailor financial plans.

Art Parry is a financial advisor with Osaic Wealth, Inc. in La Jolla, CA, holding Series 63 and Series 66 licenses and having 23 years of industry experience. Prior to joining Osaic in 2025, he worked for 19 years at Lincoln Financial Advisors. Outside of advising, he is licensed to sell fixed and indexed annuities and traditional life insurance products. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services along with financial planning, retirement consulting, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Christina Coles is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, she worked for ten years at Barona Resort and Casino. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and oversight of more than $819 billion in discretionary assets.

Itamar Erster is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in providing guidance on general investing, retirement planning, education planning, family wealth management strategies, and legacy planning among other areas. Itamar works closely with clients to develop and implement personalized wealth management strategies that align with their financial objectives and risk tolerance. He also connects clients with Bank of America specialists for support in banking, credit, home financing, and small business solutions. Itamar holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the California State University System. He is a member of professional organizations such as Beta Gamma Sigma and Phi Delta Theta Fraternity, where he is also involved in the Philanthropy Committee. In addition to his professional pursuits, Itamar participates in community service activities through his fraternity. He enjoys personal interests including basketball, chess, football, hiking, music, traveling, watching movies, and spending time with his family.

Alexandra Banham is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds the Series 66 designation and has previously worked at the Board of Governors of the Federal Reserve System and Axa Advisors LLC. Alexandra is also affiliated with the University of Maryland. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Irene Albon is a financial advisor at Cetera with 12 years of industry experience. She holds a Series 65 credential and has worked at several firms including LPL Financial for 16 years and First Allied Advisory Services. She is based in San Diego, CA. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, utilizing multiple program structures and a multi-manager platform.

Bayley Thomas is a financial advisor at UBS Financial Services with five years of industry experience. He holds the Series 66 designation and has worked at UBS and Thrivent Financial since 2021. His prior roles include positions with Hardwood Society, Sawdust Festival, and University of California, Irvine. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Maksim Ivanchuk is a financial advisor at Edward Jones in San Diego, CA, with five years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Ameriprise, North Island Credit Union, BBVA/PNC, and US Bank. Maksim is also starting a side business in used auto sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

March Doolittle is a Series 66 credentialed financial advisor with LPL Financial, based in San Diego, CA. She has eight years of experience at LPL Financial and three years of industry experience overall. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Walter D'Souza is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at Commonwealth Financial Network, Manning Wealth Management, Mutual of America Securities Corporation, Mutual of America Life Insurance Company, and Valic Financial Advisors. Occasionally, he provides clients with annuities and life insurance upon request. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a broad network of advisers and advisory platforms. The firm offers integrated brokerage and investment advisory services and employs various tools and third-party solutions to construct and manage investment portfolios.

Craig Hunter is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo since 2011, initially with Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a trustee and executor for a friend’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Theresa Kumar is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. She previously worked at U.S. Bancorp Investments and U.S. Bank for seven years before joining Wells Fargo Bank and Wells Fargo Clearing in 2023. Wells Fargo Advisors serves individual, corporate, and institutional clients by offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research and analytics to support diversified investment strategies.

Jennifer Clyde is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 14 years of industry experience. She previously worked at Geneos Wealth Management for 14 years and has been associated with Kenny Clyde Financial since 2010, where she also serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies alongside various operational tools and extensive non-advisory financial activities.

Darren J Lederfine is a Series 66-credentialed financial advisor with UBS Financial Services in San Diego, CA, where he has worked since 2007. He has 29 years of industry experience. Outside of his advisory role, he manages intellectual property for Continuum IP Holdings LLC, a company involved in securing provisional patent protection for an invention. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including portfolio management and financial planning. The firm integrates institutional trading capabilities with wealth management, offering a broad range of capital markets and investment solutions.

Alan Dehesa is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and 13 years of industry experience. He previously worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC before joining Morgan Stanley Private Bank and Morgan Stanley in 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through various investment and planning strategies.

Matthew Hillman is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Bret Cleveland is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that include planning through its Financial Advisors and Estate Planning Strategies Group.

Kelly Egan-Thorpe is a Financial Consultant at Fidelity, where she collaborates with clients to develop financial plans tailored to their individual needs and goals. She utilizes Fidelity's resources to educate clients, enabling them to make informed financial decisions that align with their personal plans. Kelly aims to ensure that clients feel confident and comfortable with their financial strategies. Her professional experience includes serving as a Financial Consultant at Fidelity since 2025, previously working as an Investment Consultant at Fidelity Investments from 2023 to 2025, and as a Financial Advisor at Edward Jones from 2021 to 2023. She holds a California Insurance License. Outside of her professional work, Kelly has interests in beach activities, camping, food, music, pets, and soccer.