Riley Moulton is a financial advisor at Fidelity with a Series 66 designation and recent entry into the industry. Prior to joining Fidelity, Riley held roles in various sectors including education, legal services, and environmental regulation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research and quantitative analysis to construct model portfolios that include mutual funds, ETFs, and ETPs. The firm also employs algorithmic methods and AI in its investment process and serves as an advisor to multiple registered investment companies.

Mahmoud Abdelhalem is a financial advisor at LPL Financial with 22 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2008, following four years at Ameriprise. Outside of his advisory work, he is also an artist and may sell his original artwork in the future. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both proprietary research and technology tools.

Michael Swain is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he is involved with Swain Wealth Management, which focuses on fixed term life, whole life insurance, fixed annuities, and health insurance. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational tools and a network of over 22,800 advisors.

Kevin Liu is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at SAGEPOINT FINANCIAL since 2012 and at INDEPENDENT CAPITAL MANAGEMENT from 2012 to 2023. Outside of advisory work, he is involved in mortgage brokerage and estate planning referral services through other business activities. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and investment advisory services via a large network of advisers. The firm utilizes firm-provided asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across various asset classes, and it supports both discretionary and non-discretionary account management.

Ricardo Tiscareno is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies that align with their unique ambitions and family priorities. His approach focuses on providing clarity and simplicity in investment planning while addressing key goals such as education funding, retirement income, managing new wealth, and legacy planning. Ricardo also incorporates values-based areas of focus including socially responsible and ESG investing, as well as LGBT wealth planning and tax minimization. Ricardo holds the Personal Investment Advisor (PIA) designation and earned his high school diploma from Addison Trail High School. He is bilingual in English and Spanish, allowing him to serve a diverse client base. Outside of his professional work, Ricardo enjoys outdoor activities such as badminton, camping, hiking, rock climbing, running marathons, skiing, and spending time with his family. His client-centered philosophy emphasizes uncovering what matters most to each family to guide the creation of tailored financial strategies.

Jared Cummings is a financial advisor with Morgan Stanley in San Diego, CA, holding a Series 66 designation and 19 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a sole proprietor involved in property management of a single-family rental home. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools.

Casey Clark is a Series 66-licensed financial advisor with Charles Schwab in San Diego, CA, and has nine years of industry experience. He has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining strategic asset allocation with access to alternative investments and integrated custody and brokerage services.

Raymond Seifritz is a financial advisor at LPL Financial with 17 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining LPL Financial, he worked at Advisor Group for 10 years and Lucia Capital Group for four years. Outside of his advisory work, he serves as a FINRA arbitrator and owns a technology and software consulting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management access, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research tools.

Steven Cannon is a financial advisor with Osaic Wealth, Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He previously worked at Lincoln Financial Advisors for 23 years before joining Osaic in 2025. Outside of his advisory role, he serves as a successor trustee for the Carol A Cannon Trust and is licensed as an insurance agent offering disability insurance, fixed/indexed annuities, and traditional life insurance. Osaic Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm integrates brokerage and investment advisory services and employs tools such as asset-allocation modeling and automated rebalancing to manage portfolios across various asset classes.

Arturo Ramirez is a financial advisor at Merrill with a Series 66 designation and 12 years of experience at the firm. He has four years of industry experience and is based in El Cajon, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Nicholas Westendorf is a financial advisor with Morgan Stanley in San Diego, holding a Series 66 designation and 12 years of industry experience. He has been with Morgan Stanley since 2014 and is currently associated with Morgan Stanley Private Bank, N.A. Outside of his advisory role, he is a partner in Saltvault West, a recreational business in San Diego. Morgan Stanley Wealth Management serves individual and institutional clients by offering a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its advisory services.

Karen Merker is a financial advisor with Merrill, holding Series 63 and Series 65 designations and 34 years of industry experience. She has been with Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bo Zhang is a Series 66–licensed financial advisor at Merrill with eight years of industry experience, including prior roles at Bank of America and HRSD. He is based in San Diego, CA. Outside of his advisory duties, he co-owns family rental properties. Merrill serves a wide range of clients, including individuals, retirement plans, corporations, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm is noted for its integrated platform with Bank of America affiliates and its focus on tax-efficient investment strategies.

Misty Lavin is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working concurrently at JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investments, delivering services on a non-discretionary basis.

Andrew Mangel is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. He previously worked at Northwestern Mutual in investment services and life insurance. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Casey Broach is a financial advisor at Osaic Wealth, Inc. with 22 years of industry experience. He holds the CFP® designation and Series 66 license. His previous firms include Sagepoint Financial, Inc. and National Planning Corp. Broach serves on the board of the Boys & Girls Clubs of South County, a nonprofit organization. Osaic Wealth serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios tailored to client preferences.

Robert Willgoss is a CFP® with 30 years of industry experience currently serving at Stifel Nicolaus & Co., Inc. since 2015. Based in San Diego, CA, he holds Series 63 and Series 65 licenses. Stifel serves a diverse client base, including individuals, institutional clients, and municipal entities, offering brokerage and advisory services along with fee-based financial planning. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling to support client decision-making.

Kiley Aymar is a Planning Consultant who assists clients in implementing comprehensive financial plans tailored to their individual situations. She emphasizes providing a high level of customer service in her work. Her professional experience includes roles as a Relationship Manager at Fidelity Investments from 2022 to 2023, a Financial Representative at Fidelity Investments from 2021 to 2022, and a Wealth Management Intern at Capital Analysts of New England from 2018 to 2020. She holds a California Insurance License. Outside of her professional work, Kiley has personal interests in fitness, food, tennis, and yoga.

Delon Mansour is a financial advisor with Osaic Wealth, Inc. in San Diego, CA, holding the CFP® and ChFC® designations and possessing 16 years of industry experience. His work history includes roles at LPL Financial and Kestra Advisory prior to joining Osaic. Outside of advising, Mansour owns several businesses, including an Amazon FBA venture and a company involved in buying and selling auctioned ATVs and off-road vehicles. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm provides integrated brokerage and advisory services using firm-supported tools such as asset-allocation models and automated rebalancing, offering portfolios that include a range of securities managed on either a discretionary or non-discretionary basis.

Bruce Denker is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, employing structured discovery conversations and firm-approved planning tools to support client goals.