Cody Kilpatrick is a CFP®-certified financial advisor with 17 years of industry experience. He is currently with Ameriprise and has previously worked at The Vanguard Group, Charles Schwab, and USAA in various investment and financial planning roles. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on tax-aware strategies and dependable income sources.

Jason King is a Series 66-licensed financial advisor at Charles Schwab with four years of industry experience. He has been with Charles Schwab since 2020, following prior work at Summit Partners, Inc. and various other roles. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and centralized operational support.

Gustavo Preza is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Wells Fargo from 2018 to 2022 and at Chipotle from 2015 to 2018. He has been with Charles Schwab since 2022 and also affiliated with Charles Schwab Bank since 2025. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains an integrated operational structure combining advisory, brokerage, custody, and cash-sweep services.

Noah Lewis is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. He has been with Fidelity Investments since 2022 and previously worked at Powerhouse Retail Services and Amazon. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and serves a variety of investment companies with oversight and delegated management.

Victoria Pierce is a financial advisor at Fidelity with 12 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Fidelity Investments since 2012, including seven years at Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios, AI-driven research methods, and its advisory roles with multiple registered investment companies.

Makayla Brewington is a financial advisor at Fidelity with a Series 66 credential and three years of industry experience. Her career includes roles at Fidelity Investments and Verizon Business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of AI and algorithmic methods in portfolio management.

Caleb Harris is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and two years of industry experience. His prior roles include positions at LendingClub Bank and Haven Property Group LLC. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of investment guidance supported by in-house research and alternative investment options.

Christopher Bozyk is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. He has worked at Fidelity Investments since 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies, utilizing systematic methodologies and AI-driven research.

John Newton is a financial advisor affiliated with LPL Financial in Southlake, TX, holding a Series 66 designation and bringing eight years of industry experience. Prior to joining LPL Financial in 2026, he spent seven years at Edward Jones and twelve years with Schlumberger. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment management services through a large network of investment adviser representatives, utilizing various portfolio strategies and technology tools to support its advisory platform.

Ernest Jochim is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 66 and Series 63 credentials. His work history includes roles at Charles Schwab since 2019, Dallas ISD from 2006 to 2019, Banc of America Investment Services, Inc. from 2004 to 2006, and Chase Investment Services Corp. from 2002 to 2004. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, leveraging multi-asset model portfolios and centralized custody and order-routing arrangements.

Christopher Veale is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Charles Schwab and its affiliated entities since 2003. Outside of his advisory work, he serves as a volunteer trustee for Meals on Wheels, a nonprofit charitable organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary and discretionary investment management services supported by strategic asset allocation and due diligence on alternative investments.

Le Chester Williams is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Schwab in 2020, he worked at Amazon and has been involved in marketing roles at several companies, including Eventlink, where he serves as a product specialist representing automotive brands at events. He is also a board member of Opportunity Resource Services, a nonprofit organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, integrating brokerage, custody, and advisory services within a large-scale, centralized structure.

Heath Abernathy is a financial advisor at OSAIC with 30 years of industry experience. He holds the CFP® designation along with Series 65 and Series 63 licenses. Prior to joining OSAIC in 2023, Heath worked at Sagepoint Financial, Inc. and American General Securities Incorporated. He also owns Abernathy Financial Services, an insurance agency that provides quotes and coverage for life, disability, and long-term care insurance. OSAIC serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporations. The firm offers a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization.

Mikayla Martinets is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. She previously worked at Western International Securities and Wis Advisors Inc. Outside of her advisory role, she is involved in direct sales through Amway. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with investment strategies that include both discretionary and non-discretionary options.

Eyssen Sal is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation and has worked at Charles Schwab and Wells Fargo. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research and a formal alternative-investment onboarding process.

Michael Vasquez is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and two years of industry experience. He has worked at Charles Schwab since 2023 and also held roles outside the financial industry, including with the Rio Salado Sportsman's Club in 2023. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, combining multi-asset model portfolios with alternative investment options and integrated custody and brokerage services.

Antione Willis is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has held various roles within Fidelity and its affiliated entities since 2006. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a combination of proprietary research, quantitative analysis, and systematic portfolio construction using mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methods and AI in research, its role with registered investment companies, and its delivery of model portfolios to intermediary platforms.

Ryan Shukla is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Charles Schwab, he worked in various roles outside the financial industry, including positions with Championship Martial Arts and several retail companies. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides integrated brokerage, custody, and cash-sweep services.

Muraly Jayaram is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 1995. Over his 30-year tenure, he has worked extensively with high net worth clients to develop, implement, and maintain financial plans tailored to their needs. His expertise includes customizing strategies that position investments for growth and income while helping clients maintain financial independence through personalized one-on-one relationships. Muraly holds insurance licenses in Arkansas and California. Outside of his professional work, he has personal interests in cars, fitness, and social events with friends.

Catherine Leonardo is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios while maintaining oversight and governance across its advised funds.