Michael Jones is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Charles Schwab entities since 2012, including the Schwab Premiere Bank, Trust Bank, and Charles Schwab bank in Phoenix, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Mohammad Alnajdawi is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill, he held positions at Hilton Hotels, Arizona State University, Uber, and Best Buy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Michael Lopez is a financial advisor with J.P. Morgan Securities in Tempe, AZ, holding Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at JPMorgan Chase Bank, TD Ameritrade, and Grant Thornton, LLP. Outside of his advisory work, he is involved in a family business helping administratively with children's books. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm delivers non-discretionary advisory programs supported by an in-house manager solutions team and a centralized due diligence framework.

David Oster is a financial advisor with Edward Jones in Tempe, AZ, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior roles include positions at JP Morgan Securities and Wells Fargo Advisors. Outside of his advisory work, he performs as a musician under his own entertainment business, Bishop Industries, and is involved in community service as a 3rd Degree Knight with the Knights of Columbus. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and advisory services, supported by a large network of advisors and branch offices nationwide.

Ethan Crupe is a financial advisor at Morgan Stanley with Series 66 and Series 63 credentials and one year of industry experience. He previously worked at The Vanguard Group and has additional experience with JFQ Lending Inc. and Fast Copy. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Julie Lalwani is a CFP® with 15 years of experience in the financial services industry. She is currently with Ameriprise and has previously worked at Edward Jones, Bank of America, and Merrill. Lalwani is based in Phoenix, AZ. Ameriprise provides retirement-income planning services for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Alexandra Teague is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for 14 years before joining J.P. Morgan Securities in 2026. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Robert Daugherty is a financial advisor at Cetera with five years of industry experience and holds a Series 66 designation. He has worked at Renaissance Financial Corp and various insurance firms since 2021, and has also been affiliated with Cetera since 2023. Outside of advisory roles, he has experience as an insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio solutions, incorporating third-party managers and bespoke strategies across various program structures.

Zachary Smolens is a financial advisor with Merrill holding a Series 66 designation and has been in the industry since 2024. His prior experience includes roles at JPMorgan Chase and Bank of America, N.A. Outside of financial services, he has worked in various sectors including food delivery and retail. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Suzanne King is a CFP® with 32 years of industry experience, all of which she has spent at Robert Baird & Co. since 1994. She holds a Series 63 designation and is based in Gilbert, AZ. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a range of strategies including separately managed accounts and overlay services.

Drew Ashcraft is a Wealth Management Advisor with Merrill Lynch Wealth Management. He is a CERTIFIED FINANCIAL PLANNER® professional and a Certified Exit Planning Advisor (CEPA), as well as a Personal Investment Advisor (PIA). Drew works as a financial advisor and partner on The Ashcraft Group, focusing on understanding clients' unique financial situations and goals to develop customized retirement and wealth management strategies. Drew has been in the financial services industry since 2012, beginning his career as an Investment Analyst in commercial real estate. He specializes in areas including family wealth management strategies, LGBT wealth planning, managing new wealth, personal retirement planning, and retirement income. Drew earned his Bachelor's degree in Finance from the WP Carey School of Business at Arizona State University. Outside of his professional role, Drew is involved with the Chandler/Gilbert YMCA. His personal interests include cooking, football, golfing, music, scuba diving, and spending time with his family.

Matthew Pilawa is a financial advisor at Morgan Stanley in Gilbert, AZ, holding a Series 66 designation with one year of industry experience. His prior work includes roles at DoorDash and Postmates as well as time at Chandler-Gilbert Community College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.

Douglas Johnson is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. His prior work includes roles at Bank of America and the Wisconsin Army National Guard. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services and model-based investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charities. The firm offers both discretionary and model-based portfolio management supported by internal and third-party managers.

Heather Coleman is a financial advisor at Edward Jones in Tempe, AZ, holding Series 63 and Series 66 licenses with five years of industry experience. She previously worked at TIAA and Charles Schwab & Co., Inc., among other firms. Outside of her advisory role, she is applying to serve as a mentor with Big Brothers Big Sisters of Central Arizona. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated capabilities, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services.

Michael Robinson is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Charles Schwab and its affiliated entities since 2010, including roles at Charles Schwab Bank, TRI-AD Capital Management, and Charles Schwab Trust Bank. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized operational and supervisory structures.

Bradley Hughs is a financial advisor at LPL Financial with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Southwest Wealth Advisory Group and Woodbury Financial Services prior to joining LPL Financial. Hughs is involved in non-variable insurance activities and operates Hughs Financial Services, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary management supported by research and model portfolios.

Rayan Hamze is a financial advisor with Morgan Stanley in Gilbert, Arizona, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is a partner in Lux Window Coverings, a home renovation business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and emphasizes advisory services without providing individual security recommendations as part of standalone plans.

Jacob Newsome is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including USAA, MassMutual, and MML Investors Services. He has been with Charles Schwab since 2019. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering bundled advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory program. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios supported by comprehensive research and due diligence processes.

Eric Morgan is a financial advisor with Raymond James Financial in Mesa, AZ, holding Series 63 and Series 66 licenses and having 23 years of industry experience. His prior work includes roles at LPL Financial and Financial Advocates Advisory Services. He is also associated as an advisor with Desert Financial Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, corporate, and institutional clients, using tailored, non-discretionary strategies supported by advanced analytical tools.

Alan Karim is a Series 66 licensed financial advisor with Merrill in Chandler, Arizona, and has 11 years of industry experience. He has been with both Merrill and Bank of America since 2015. Outside of his advisory role, he serves as a board member for the Arizona Council on Economic Education, where he helps organize volunteer events to promote financial literacy among students. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.