Nick Goins is a Series 66-licensed financial advisor with 11 years of industry experience. He is currently with Thrivent Investment Management and Thrivent Financial, where he has worked since 2022. Prior to that, he held roles at MML Investor Services LLC, Mass Mutual, Wells Fargo Clearing, and Edward Jones. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, taxes, estate, business continuation, divorce, and special needs planning. The firm uses holistic, goal-based analyses and allows clients to combine planning with managed-account programs while maintaining separate service structures.

Tyler Craig is a CFP® professional with 22 years of industry experience, currently serving at Vanguard Advisers. His background includes roles at J.P. Morgan Securities LLC and multiple positions within Vanguard entities dating back to 2005. He serves as a board member of the nonprofit Fellowship of Christian Athletes in Phoenix, AZ. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, leveraging scale and digital delivery to manage a large client base with over 2,200 advisors.

Dylan Barrera is a financial advisor with Vanguard Advisers, holding a Series 66 designation and bringing 11 years of industry experience. His prior roles include positions at Securities America Advisors, Primerica Advisors, and self-employed advisory work. Outside of his advisory career, he owns an e-commerce business, KCMB Enterprises, LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach primarily employing Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team advisory model.

John Flores is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His career includes roles at Vanguard Advisers, The Vanguard Group, LPL Financial, and previous service in the U.S. Army Reserve and United States Air Force. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach that utilizes proprietary models to create personalized asset allocations, with portfolios mainly composed of Vanguard funds and ETFs.

Henry Krich is a financial advisor with LPL Financial in Scottsdale, Arizona, holding Series 63 and Series 65 licenses and 26 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors, J.P. Morgan Securities, and Chase Investment Services. He is also licensed as an insurance agent, selling fixed annuities, long-term care, disability, and life insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and a range of institutional platforms, supporting advisors with both discretionary and non-discretionary strategies.

Audrey Fuga is a financial advisor at Vanguard Advisers with four years of industry experience. She holds Series 66 and Series 63 designations and has worked at The Vanguard Group since 2022. Outside of her advisory role, she is contracted as a pet sitter through Rover. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to construct portfolios largely from Vanguard funds and ETFs, offering various customization options and managing a large client base through its digital platform and advisory team.

Caleb Riccio is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding a Series 66 designation and four years of industry experience. His work history includes roles at The Vanguard Group, Fiducient Advisors, and Chipotle. Outside of his advisory work, he operates an Etsy shop selling Excel templates and engages in freelance photography. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed mostly from Vanguard funds and ETFs, emphasizing digital delivery and large-scale client servicing.

Andrew Peronace is a financial advisor with Thrivent Investment Management in Mesa, AZ. He holds the Series 66 designation and has been with Thrivent since 2025. Prior to his financial advisory role, he worked at Play It Again Sports and has experience outside the industry in sports and retail. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers comprehensive, goal-based financial planning without portfolio management for institutional clients, allowing clients to combine planning with managed account services under a consolidated billing option.

William Martin Castillo is a Series 66-licensed financial advisor with Morgan Stanley in Scottsdale, AZ, bringing four years of industry experience. His career includes prior roles at Catalina Wealth Management and teaching positions at the University of Arizona and Pima Community College. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer providing a range of advisory programs and tailored financial planning services to individuals and institutions. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its investment strategies.

Derek Seibert is a financial advisor at Vanguard Advisers with seven years of industry experience. He holds a Series 66 designation and has previously worked at J.P. Morgan Securities LLC and Edward Jones. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach featuring proprietary methodologies and primarily invests in Vanguard funds and ETFs, managing a large client base through a combined digital platform and advisory team model.

Lily Anderson is a CFP® certified financial advisor with five years of industry experience, currently with Vanguard Advisers. She has been associated with various Vanguard entities since 2021, including Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers offers both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily Vanguard funds and ETFs to tailor asset allocations and provide customization options.

James Meier is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 66 licenses and 26 years of industry experience. His prior roles include positions at Edward Jones and Sunamerica Retirement Markets, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and access to third-party asset management, supporting advisors with a range of discretionary and non-discretionary strategies.

John Sickles is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Vanguard in various roles since 2017, including Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to Vanguard, he worked briefly at State Farm Insurance and was involved with Arizona State University and Sun Devil Marketplace. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and focuses on scalable digital delivery combined with team servicing.

Thomas Johnson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has worked concurrently since 2011 with The Vanguard Group and is involved in non-investment roles as a tape operator for Burke Brothers Productions and as an official stats provider for CBS Sports Network. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm combines goal-based, algorithm-driven strategies with Vanguard funds and ETFs, serving a large client base through a scalable digital platform supported by a team of more than 2,200 advisors.

Sophia Bachmann is a financial advisor at Edward Jones in Scottsdale, AZ, holding a Series 65 credential. She joined Edward Jones in 2026 and has prior work experience outside the financial industry, including roles at Grand Canyon University and Brandybrook Country Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options, managing approximately $1.01 trillion in assets with a large nationwide network of advisors and branch offices.

Paul Johns is a financial advisor with Mass Mutual Investors Services in Scottsdale, AZ, holding Series 66 and Series 63 licenses and 17 years of industry experience. His prior work includes roles at Vinity and Cetera Advisors, LLC. Outside of finance, he teaches four classes at the Chandler Preparatory Academy, serving students in grades 6 through 12. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved tools to deliver written financial recommendations and provides specialized planning services, including estate settlement and employer-sponsored programs.

Jacob Newman is a financial advisor at Vanguard Advisers with a Series 66 designation. He has been with Vanguard and its related entities since 2025. His prior experience includes roles at The Tax Relief Group LLC and self-employment, as well as various positions outside financial services, such as in education and the food industry. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through a combination of digital platforms and advisor teams.

Jenna Short is a CFP® professional with 21 years of experience in the financial services industry, currently serving at Edward Jones since 2005. Based in Scottsdale, AZ, she holds the Series 63 and Series 66 licenses. Outside of her advisory role, she owns rental properties in Keystone, CO, including a VRBO/Airbnb that she manages. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of household and corporate clients. The firm offers a variety of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Cole Jacobs is a financial advisor with Ameriprise in Scottsdale, AZ, holding a Series 66 designation and beginning his advisory career in 2024. His prior work experience includes roles in insurance, logistics, education, and retail. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports through a centralized consulting team.

Jon Boyd is a financial advisor with Cambridge Investment Research Advisors in Scottsdale, AZ, holding the ChFC® and Series 66 designations and bringing 39 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research Inc. since 2013. Outside of his advisory role, he serves as president of Boyd Insurance Services, an independent insurance agency. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party model strategies tailored to client objectives.