Maria Reid is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding a Series 66 designation and 10 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. from 2016 to 2018 before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Nathan Fletcher is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Chase Bank, NA and J.P. Morgan Securities LLC since 2024. Prior to joining J.P. Morgan, he was employed at Cowley Norberg Investments and Arete Capital. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Panfang Fu is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with UBS Financial Services since 1993. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and model-based asset allocations to tailor client plans.

Jennifer Lee is a CFP® and Series 66-licensed financial advisor with Charles Schwab in Irvine, CA, with three years of industry experience. Her prior work history includes roles at Pro Unlimited and Ardent Academy, as well as an engagement with the University of California-Irvine. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and associated managed-account and financial planning services. The firm operates a primarily non-discretionary client relationship model supplemented by discretionary separately managed accounts, offering multi-asset portfolios and alternative investment options supported by centralized supervision and custody.

Victor Davis is a Planning Consultant at the Newport Beach Investor Center, a role he has held since 2025. In this position, he works closely with clients to understand their financial goals, concerns, and pain points, assisting advisors in providing tailored guidance on topics including tax-efficient investing and protection strategies. Prior to his current role, Victor held several positions at Fidelity Investments, including Relationship Manager from 2022 to 2025, Financial Representative in 2022, and Investment Solutions Representative from 2021 to 2022. He also gained experience as a Credit Analyst at Goldman Sachs from 2020 to 2021, and completed summer analyst roles at Morgan Stanley in 2018 and Izar Capital in 2017. Victor holds a California Insurance License. Outside of his professional work, he has interests in comedy, hiking, military service, reading, running, and surfing.

Donald Steepe is a financial advisor with Primerica Advisors in Mission Viejo, CA, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Jai Dawson is a financial advisor at Stifel with a Series 66 designation and no prior industry experience. He has been with Stifel since 2022, with intermittent periods outside the industry. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on a proprietary investment strategy that utilizes forward-looking capital market assumptions and probabilistic modeling.

Maurice Clein is a financial advisor at Osaic Wealth, Inc. with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Liberty Capital Strategists, Inc., Liberty Capital Management Inc., and Royal Alliance Associates, Inc. Outside of his advisory role, he is involved in managing Liberty Capital Strategists, Inc., a marketing entity, and serves as president of Financial Progressions Group, Inc. OSAIC Wealth, Inc. serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large affiliated advisor network and multiple advisory platforms. The firm provides integrated brokerage and advisory services, employing various asset-allocation tools and third-party solutions to construct portfolios across multiple asset classes.

Anne Norris is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Advisors Financial Network since 2016. Outside of her advisory role, she has an ownership interest in Pelorus Capital Management, LLC, an investment-related business based in Irvine, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and tools to tailor recommendations for clients.

Steven Adelizi is a financial advisor with Wells Fargo Advisors in The Woodlands, TX, holding a Series 63 designation and over 44 years of industry experience. He has been with various Wells Fargo entities since 2009. Outside of his work with Wells Fargo, he owns and operates Adelizi Investment Group LLC, a related investment business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with other financial products and referral channels.

Jose Laszlo is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 65 and Series 63 designations and has worked at Wells Fargo Clearing since 2017, following a long tenure at Wells Fargo Bank NA starting in 2002. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources.

Derek Atkinson is a financial advisor at Fisher Investments with 10 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2015. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management across equity, fixed-income, and blended mandates, utilizing a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios.

Horacio Choi is a CFP®-certified financial advisor with 25 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory and tailored to plan objectives and risk tolerances. The firm includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Ruchir Shah is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following roles at Wells Fargo Advisors LLC and Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within their investment menus.

David Treffry is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 20 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and JPMorgan Securities LLC since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Bryce Bordwell is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding a Series 66 designation and 21 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Lloyd Wei is a Financial Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as a Financial Consultant I at Fidelity Investments from 2024 to 2025, and was Vice President at Sunstone Management from 2018 to 2024. He holds a California Insurance License. Lloyd focuses on building strong, lasting relationships with clients by understanding their individual goals and creating personalized financial strategies that adapt over time. He provides clear, actionable guidance and serves as a reliable partner throughout his clients' financial journeys. Outside of his professional work, Lloyd has interests in art, fitness, hiking, museums, parenthood, and soccer.

Francesca Silvestro is a financial advisor at OSAIC with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked with OSAIC since 2018. Outside of her advisory role, she is involved in a family insurance business that she plans to take over through succession. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage a wide range of investment portfolios.

Rita Kikawa is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding a Series 66 designation and 23 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Lay Phang Cheong is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A., Bank of America, N.A., and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.