Dennis Yim is a financial advisor with UBS Financial Services in Pasadena, CA, holding Series 63, 65, and 66 licenses and 27 years of industry experience. He has been with UBS since 2016. He serves on the board of a trade association, OKTA S.C., where he participates in quarterly meetings. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor investment strategies.

Ernest Arnold is a financial advisor at LPL Financial based in Pasadena, CA, holding Series 63 and Series 65 licenses with 33 years of industry experience. His prior work includes roles at Western International Securities, Inc., RJJ Pasadena Securities, Inc., and B.B. Graham & Company, Inc. He is also involved as an agent in accident and health, life, and variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, and institutions, through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research and technology-driven investment strategies.

Veronica Zamora is a financial advisor with Stifel, holding a Series 66 designation and 12 years of industry experience. She has worked at Stifel Nicolaus & Co Inc and Wells Fargo Clearing in multiple roles since 2008. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Andrew Chou is a CFP® professional with over 21 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Woodbury Financial Services, OSAIC, and Centaurus Financial. Outside of his advisory role, he serves as a city councilman in Diamond Bar, CA, and manages a trading company specializing in industrial ceramic parts. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, and institutions. The firm offers a variety of advisory programs and financial planning services supported by in-house and third-party research and employs both discretionary and non-discretionary management strategies.

Mark Suffredini is a financial advisor at Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and approved methodologies to support its advisory services.

Andrea Vien is a financial advisor at Cetera with a Series 66 designation and over 19 years of industry experience. She previously worked at the Office of Arthur C. Hsieh, CFP, before joining Cetera and Cetera Advisors LLC in 2026. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, with assets under management exceeding $256 billion.

Terry Lin is a financial advisor with LPL Financial in South Pasadena, CA, holding Series 63 and Series 66 licenses and bringing five years of industry experience. Prior to joining LPL Financial in 2020, he worked at East West Bank for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Amy Mei is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds the Series 63 and Series 66 designations and has been with UBS since 2016. Outside of her advisory work, she is an owner of a real estate business. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, leveraging proprietary research and model-based strategies to tailor investment plans aligned with clients’ goals and risk tolerances.

Ryan Tolan is a financial advisor at Ameriprise with 18 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 2007. He holds a Series 66 designation and is based in La Verne, CA. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, with a focus on assets held in Ameriprise Managed Accounts and the use of algorithmic automation to generate tailored recommendations.

Ellie Wong is a financial advisor at Charles Schwab with a Series 66 designation and experience beginning in 2023. Her prior work includes roles at Bank of America, East West Bank, and Cypress Sourcing Company Ltd., as well as several years of full-time education before entering the financial industry. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts with multi-asset model portfolios and alternative investment options.

James Canela is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He has been with Wells Fargo in various capacities since 2004, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Outside of his advisory work, he owns a residential rental property in Los Angeles. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options such as money market funds, collective investment trusts, mutual funds, group annuity contracts, and bank deposit sweep programs.

Phillip Kiriboon is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. He is based in West Covina, CA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management, combining adviser programs with brokerage and insurance products through an integrated platform.

Kevin Danni is a financial advisor with Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, Danni serves on the Board of Directors for St. Francis High School in La Canada, CA, where he is involved in fundraising efforts. He is also involved in horse breeding and racing through Take One Racing LLC. Morgan Stanley Wealth Management offers a range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that utilizes firm‑approved tools and modeling techniques.

Bonnie Hong is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds a Series 66 designation and has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of her advisory role, she is involved as an officer in a real estate-related business. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery and modeling tools, offering both direct and employer-partnered plans.

Amy Williams is a Series 66-licensed financial advisor at Merrill with 16 years of industry experience. She has worked at Merrill and Bank of America since 2007, with seven years in her current role based in Pasadena, CA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Nackerud is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TIAA and TIAA-CREF. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Its planning process includes firm-approved tools and modeling techniques, focusing on advisory services without providing individual security recommendations as part of standalone plans.

Jia Ni is a financial advisor at Cetera with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Citigroup, HSBC Securities USA, and Bank of America. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with access to affiliated and third-party managers across various program structures.

Christina Smith is a financial advisor at Morgan Stanley in Pasadena, CA, holding Series 63 and Series 65 credentials with 17 years of industry experience. She has been with Morgan Stanley since 2009, including six years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling.

Yvette Garcia is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been affiliated with Wells Fargo in various capacities since 2009. Outside of her advisory work, she co-owns several small businesses with her spouse, including handmade crafts and a record label, and serves as vice president of a homeowners association. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and delivers tailored recommendations using proprietary research and tools.

Yihan Zhang is a financial advisor with Ameriprise Financial Services, holding CFP®, Series 65, and Series 63 credentials. Zhang joined Ameriprise in 2026 and previously worked at Goldman Sachs & Co. LLC from 2020 to 2025. Outside of advisory roles, Zhang has experience with Vega Tax Services since 2026. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.