Kunal Sharma is a Financial Consultant currently with Fidelity Investments since 2024. He partners with families to develop personalized financial strategies that assist them in working toward their financial goals, providing clarity and confidence throughout the decision-making process. He has held several roles in the financial services industry, including Business Growth Strategy Consultant at Wells Fargo Advisors from 2022 to 2023, Private Client Advisor at JP Morgan from 2018 to 2022, and Private Client Banker at JP Morgan Chase from 2007 to 2018. Kunal holds a California Insurance License. Outside of his professional work, Kunal has interests in fitness, food, football, movies, museums, and pets.

Terry Tang is a financial advisor at Morgan Stanley in Pasadena, CA, with one year of industry experience. He holds a Series 66 designation. His work history includes roles at Industrial Securities and academic positions at the University of California, San Diego, as well as involvement with Bounceback Tutoring. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to support its financial planning process.

Cameron Hooshivar is a financial advisor with LPL Financial based in Los Angeles, CA, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at JPMorgan Chase Bank and J.P. Morgan Securities LLC. He is also affiliated with California Bank & Trust as a Private Banking Relationship Manager and has been involved with California State University, Fullerton. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by research from internal and third-party sources.

Kenneth Ulrich is a financial advisor with LPL Financial in Glendale, CA, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Tony Tat Yan Lam is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously with Bancwest Investment Services, Bank of the West, and U.S. Bancorp Investments. His current role at LPL Financial follows a diverse career including prior institutions in the financial services sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning and retirement plan consulting, utilizing model portfolios, third-party research, and various technology-driven investment management solutions.

Ji Yim is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Ji collaborates with clients to develop tailored financial strategies aimed at helping them achieve their individual goals. Clients benefit from the global investment resources of Merrill, as well as access to credit, lending, and banking services through Bank of America. Ji holds a Bachelor's Degree from the University of Colorado System, a Master's Degree from the University of North Texas, and a second Master's Degree from Indiana University. Ji has earned the Personal Investment Advisor (PIA) designation and communicates professionally in both English and Korean.

Chadwick Goldberg is a financial advisor with LPL Financial in Los Angeles, CA, holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining LPL Financial, he worked at Armey, Bushey and Associates Wealth Management and has diverse experience including roles at Amazon and in consulting. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a wide network of representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a range of model portfolios and research resources.

Howard Raff is a financial advisor at LPL Financial with 25 years of industry experience. He has previously worked at Grove Point Investments, LLC and Grove Point Advisors, LLC, as well as H. Beck, Inc. He holds the Series 66 designation. Outside of his advisory role, Raff is involved with BGA Premier Insurance Solutions, Inc. in a non-variable insurance capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Kaitlyn Baltz is a financial advisor at J.P. Morgan Securities with four years of industry experience. She holds a Series 66 designation and has previously worked at Wells Fargo and Premium Brands Opco LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Imhyun Cho is a financial advisor with Equitable Advisors in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at AXA Advisors, LLC. Outside of his advisory role, Cho manages a car wash business and is involved in several real estate ventures. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL and various third-party managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

William Creedon is a financial advisor at Raymond James & Associates with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Raymond James & Associates since 2015. Creedon serves on the board of directors for Las Torres, Inc., which operates a 141-unit federally subsidized low-income housing project. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and advisory services supported by extensive research and a range of portfolio management strategies.

Edward Hays is a Series 66-registered financial advisor with Edward Jones, based in Covina, CA, and has three years of industry experience. Prior to joining Edward Jones, he worked at RAD Diversified REIT Inc and Wells Fargo Home Mortgage. He also manages a rental property through a property management company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with more than $1 trillion in assets under management. The firm offers a range of investment strategies and affiliated services, supported by a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

James Hasnah is a financial advisor with Mass Mutual Investors Services in Los Angeles, CA. He holds Series 63 and Series 66 licenses and has 37 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, he worked at METLIFE SECURITIES Inc for 14 years. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides annual, collaborative planning engagements that focus on recommending investment categories and strategies without discretionary authority.

Kenneth Sullivan is a financial advisor at Morgan Stanley with 40 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at RBC Capital Markets Corporation for 10 years before joining Morgan Stanley in 2018. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Steven Crawford is a financial advisor at UBS Financial Services with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Geoffrey Palenik is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial and Genesis Wealth Partners. He previously worked at CUSO Financial Services LP for 17 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research-supported investment strategies.

Mark Werner is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Chipotle, Northwestern Mutual, and Tony's Market, as well as over a decade in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options, as well as integrated brokerage, custody, and financial planning services.

Juliane Rollon is a financial advisor with LPL Financial and holds a Series 66 designation. She has one year of industry experience, with prior roles at BMO Bank, Banner Bank, Comerica Bank, and Bank of the West. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Alvariana Gonzalez is a Series 66-licensed financial advisor with two years of industry experience. She currently works at Fidelity Investments, having joined in 2025, and previously held roles at Equitable and Gelfand Rennert & Feldman LLC. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment vehicles, supporting model portfolios and managing multiple registered investment companies.

Fushan Korfi is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked at J.P. Morgan entities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.