Robert Adams Jr. is a financial advisor with Ameriprise in San Jose, CA, holding a Series 66 designation and over 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. Outside of advising, he is a co-founder of Project Transcend, a software-as-a-service social media platform focused on privacy and authentic storytelling. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary retirement recommendations, supported by a centralized consulting team and algorithmic tools.

Sicong Kang is a financial advisor with Wells Fargo Clearing based in San Jose, CA, holding Series 63 and Series 66 designations and six years of industry experience. His prior roles include positions at J.P. Morgan Securities and Bank of America, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

David Amann is a CFP® and ChFC® with 22 years of industry experience. He has been with Edward Jones in Redwood City, CA since 2003. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Brian Wang is a financial advisor at Merrill in San Mateo, CA, holding a Series 66 designation with three years of industry experience. Prior to joining Merrill in 2019, he worked at General Motors Financial and Pi Charging and was affiliated with the University of Michigan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Hack is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 licenses and possessing 41 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is the sole proprietor of Hack Family Orchard, an agricultural business in Los Gatos, California. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Lucas Sotto is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior work includes roles at JPMorgan Chase and teaching positions at Chapman University. He has also been involved with Hanano Ramen and Tpumps. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Julia Li is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2018, with prior roles at Wells Fargo and Citigroup firms dating back to 2002. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and investment advisory services supported by firm-approved planning tools and a wide range of advisory programs.

Donovan Kerr is a Series 66 licensed advisor at Fidelity with one year of industry experience. Prior to joining Fidelity, he worked with the Levin Johnston Team at Marcus & Millichap and was involved in catering and event services at Domenico Winery Catering & Events. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and model portfolios constructed using systematic methodologies and long-term asset allocation benchmarks.

Peter Bergquist is a financial advisor with Morgan Stanley in San Mateo, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His work history includes positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Xinqing Lai is a financial advisor at LPL Financial with 11 years of industry experience. They hold Series 63 and Series 65 licenses and have previously worked at HSBC Securities and HSBC Bank USA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Thao Nguyen is a Planning Consultant at Fidelity Investments, a role she has held since 2023. She focuses on assisting clients in utilizing Fidelity's resources to pursue their financial goals. Thao emphasizes sharing knowledge and aims to empower clients to confidently manage the complexities of their financial situations. Thao's experience at Fidelity Investments includes previous positions as a Relationship Manager from 2022 to 2023 and as a Financial Representative from 2021 to 2022. She holds a California Insurance License.

Niki Canotas is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 65 credentials and 30 years of industry experience. She has been with LPL Financial since 2009 and previously worked at Associated Planners Investment Advisory Inc., Associated Securities Corp., and Capital Choice Investment Advisers, Inc. Outside of her advisory role, she is involved in a small business coaching and marketing venture and co-owns Mike & Niki's Honey Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services through a large network of advisors using models, third-party subadvisors, and customized strategies.

Yvonne Tran is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 designation with 14 years of industry experience. Her career includes seven years at Charles Schwab and Charles Schwab Bank before joining Morgan Stanley Smith Barney LLC in 2018. Outside of her advisory work, she is involved in rental property management. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by established investment tools.

Drake Kelly is a financial advisor with MassMutual Investors Services holding a Series 66 credential and has been in the industry since 2026. Prior to joining MassMutual, he worked at XILO and Optyo, and has experience with various fitness and service-oriented roles. He has also served in the Army National Guard. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a collaborative planning process using firm-approved software and provides specialized programs including estate settlement and divorce planning.

Bao Dinh is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Floriberta Sario Perez is a financial advisor at Morgan Stanley in Menlo Park, CA, holding a Series 66 designation with two years of industry experience. Her prior roles include positions at Good Sports Inc. and Altimeter Capital. She has also been involved in academic and student success initiatives at San Jose State University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory services supported by a structured planning process and firm-approved tools.

Jason Swanson is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His prior experience includes roles at Morgan Stanley, Palfish, Fun Language International (Bangkok) Ltd, and Entree Express, LLP. Outside of his advisory work, he also works as a driver for Uber Technologies, Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from a broad investable universe. The firm engages in discretionary and non-discretionary advisory services, including oversight of sub-advisers and application of algorithmic portfolio construction methods.

Linda Ma is a financial advisor with J.P. Morgan Securities in Cupertino, CA, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. She has worked at JPMorgan Chase Bank, NA, and J.P. Morgan Securities since 2017, and previously at Bank of America and Merrill from 2015 to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to construct model asset allocations, with recommendations limited to eligible strategies and incorporating an ESG eligibility framework.

Stacy Blair is a Series 66 licensed financial advisor at Edward Jones with seven years at the firm and two years of industry experience. Prior to joining Edward Jones, Stacy worked in education with Fairfax County Public Schools and spent time as a homemaker. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Hannah Han is a financial advisor at Charles Schwab with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2018, with prior experience at HSBC Bank USA and Wells Fargo Bank. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment options.