Tyler Dove is a financial advisor with LPL Financial in Richmond, VA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Cetera Advisors LLC for three years before joining LPL Financial in 2018. Outside of his advisory role, he is involved with Northbank Partners, LLC, which operates as a DBA for his LPL business and provides non-variable insurance products such as Medicare Supplement and Term Life Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and access to third-party asset managers, utilizing various investment strategies and advisor-support tools.

Rabih Harmoush is a financial advisor with LPL Financial in Glen Allen, VA, holding Series 63 and Series 66 credentials and possessing 23 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Valic Financial Advisors for nine years and MSI Financial Services for one year. Outside of his advisory role, he is involved in automotive sales through Page Auto Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and participant-level retirement advice, supported by a large network of investment adviser representatives.

Gregory Gulling is a financial advisor at LPL Financial with eight years of industry experience. He holds Series 63 and Series 65 licenses. His prior roles include positions at Lincoln Financial Advisors and OneAmerica Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing both discretionary and non-discretionary strategies.

Emily Roinnel is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. Prior to joining Cetera, she has worked in various roles including positions at Virginia Asset Management, Harrisonburg County Public Schools, and James Madison University. Outside of finance, she has experience working in small business operations at Sergio's Italian Market and Vito's Italian Market. Cetera Investment Advisers LLC distributes its services through a large nationwide network of independent advisors and serves a diverse client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of investment strategies, including discretionary and non-discretionary portfolio management and access to third-party money managers.

David Shannon is a financial advisor at UBS Financial Services in Richmond, VA, holding a Series 66 designation with 17 years of industry experience. He worked at Merrill from 2009 to 2017 before joining UBS in 2017. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Thomas Valentine is a financial advisor at Wells Fargo Advisors in Richmond, VA, holding Series 63 and Series 66 licenses with 42 years of industry experience. He has been with Wells Fargo Advisors and its affiliates since 2009. Outside of his advisory role, he serves on the finance committee of The Valentine Museum. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu supported by Wells Fargo research and tools, with clients able to implement recommendations through various firm programs.

Alexander Dempsey is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with Ameriprise, where he has worked since 2022, following prior roles at Janney Montgomery Scott, Wells Fargo Clearing, and First Command Financial Planning. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team.

Robert Hinkel is a CFP® professional affiliated with Charles Schwab, with 20 years of industry experience. He has worked at several notable firms, including Fidelity, TIAA-CREF, Merrill, and The Mather Group, before his current role at Charles Schwab since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering integrated brokerage, custody, and advisory solutions with both non-discretionary and discretionary investment options.

Michael Kelly is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Sawgrass Country Club and DeerCreek Country Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary portfolio management, fund advisory services, and model portfolio delivery, distinguishing itself with its registration as a commodity pool operator and its use of AI-driven research methodologies.

Andrew Joyner is a financial advisor with OSAIC in Glen Allen, VA, holding Series 63 and Series 65 licenses and 14 years of industry experience. His work history includes positions at Old Dominion Asset Management Inc., LPL Financial LLC, and H. Beck Inc. before joining OSAIC. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm provides integrated brokerage and advisory services, financial planning, and access to multiple investment platforms, utilizing tools such as asset-allocation models and automated rebalancing to manage portfolios across various asset classes.

David Saunders is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2011. Outside of his advisory role, Saunders is involved as a committee member with Scouts BSA Troop 521 and serves on the board of the Hanover Education Foundation. Cambridge Investment Research Advisors serves a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement plan advisory services. The firm provides both discretionary and non-discretionary investment strategies through independent Financial Professionals, utilizing proprietary and third-party model strategies across multiple custody and platform arrangements.

Donald Kemp is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America N.A. since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Randolph Tate is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked at Cuna Mutual Group and Cuna Brokerage Services, Inc. for 18 years before joining Ameriprise in 2022. Ameriprise provides a retirement-income planning service targeted at individuals with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax efficiency analysis to support retirement planning and offers a broad range of advisory, brokerage, and insurance solutions.

David Lyness is a Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he worked as a Financial Advisor at Acorn Advisory Services from 2019 to 2020. In his current capacity, David focuses on providing a personalized experience by delivering customized education and leveraging Fidelity's resources to develop and implement holistic financial strategies. David's approach centers on working collaboratively with clients to align financial plans with their aspirations. His professional experience spans financial consulting and advisory services, enabling him to support clients in various aspects of financial planning. Outside of his professional responsibilities, David is engaged in family activities, golf, outdoor adventures, and volunteering.

Olivia Mallett is a CFP® with three years of industry experience, currently serving at Charles Schwab in Glen Allen, VA. Her prior experience includes roles at Oppenheimer and positions in education and corporate settings. She is involved with the Virginia Tech Alumni Association as Young Alumni President, where she helps coordinate events and outreach in the Tidewater Area. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm provides both non-discretionary advisory services and access to discretionary separately managed accounts, combining centralized operations with a multi-asset model portfolio approach.

Melissa Townes is a financial advisor with Ameriprise in Chester, VA, holding a Series 66 designation and 19 years of industry experience. She has worked at Ameriprise since 2018 and previously held a position at Morgan Stanley from 2016 to 2018. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations through a centralized consulting team.

Dale Fickett is a Series 65 licensed financial advisor with four years of industry experience. He currently works at Cambridge Investment Research Advisors and has prior experience at Barrett Capital Management, LLC. Outside of advisory roles, he is involved with RVA Works, a community organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing both discretionary and non-discretionary strategies across various platforms.

Alexander Maffett is a financial advisor with RBC Capital Markets in Richmond, VA, holding a Series 66 designation and 12 years of industry experience. His prior work includes roles at City National Bank, Truist Advisory Services, Truist Investment Services, and BB&T Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs and customizable portfolio management strategies using both in-house and third-party investment managers.

Darren Mazzoni serves as a Wealth Management Advisor and Senior Resident Director at Merrill Lynch. In this capacity, he supports clients across all aspects of their financial lives, aligning investment portfolios to their personal goals. He also leads the Richmond office as Senior Resident Director, helping advisors adhere to Merrill Lynch’s client-first principle. Previously, Darren held Resident Director roles in the Newport News and Williamsburg offices. Since beginning his career with Merrill Lynch Wealth Management in 2003, Darren has developed extensive expertise in client financial strategies, including wealth management, retirement income planning, legacy planning, and risk management. He employs a disciplined investment philosophy focused on consistent, long-term performance measured by clients’ progress toward their objectives. He is a qualified Portfolio Manager who constructs and manages personalized strategies using individual securities, Merrill Lynch model portfolios, and third-party investment options. Darren also holds the designations of Certified Private Wealth Advisor (CPWA) and Personal Investment Advisor (PIA). Darren earned a bachelor’s degree in economics from The College of William and Mary and completed the Certified Private Wealth Advisor program at Yale School of Management. Outside of his professional responsibilities, he participates in community volunteer activities. His personal interests include baseball, basketball, football, hiking, reading, table tennis, tennis, traveling, watching movies, and spending time with his family.

Bailee Belanger is a Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management. She focuses on helping clients grow and preserve their assets through personalized financial strategies and retirement planning. Bailee assists individuals and families in navigating complex financial landscapes to achieve their long-term goals. Her areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Bailee holds the Personal Investment Advisor (PIA) designation and has completed coursework at the University of Massachusetts System and Nichols College. She earned her High School Diploma from Somerset High School. Outside of her professional work, Bailee enjoys gardening, golfing, running, spending time with her family, and writing. Her approach centers on uncovering what matters most to clients and their families to create tailored strategies that pursue their financial objectives.