Ryan Murray is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with Fidelity Brokerage Services since 2015. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver diversified model portfolios across various asset classes.

Jessica Wiley is a financial advisor at Fidelity with four years of industry experience. She holds the Series 66 designation and has worked at Fidelity Investments since 2021. Prior to that, she held roles at Fifth Third Bank and Moerline Lager House. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm integrates fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Charles Hais Jr. is a financial advisor at OSAIC based in Cincinnati, OH, holding the ChFC® designation along with Series 63 and Series 66 licenses. He has 38 years of industry experience, including 16 years at Securities America, Inc. and 15 years at Securities America Advisors, Inc. He is also CEO and solicitor of Queen City Capital Management LLC, an SEC-registered investment advisory firm. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across a broad spectrum of investment products.

Matthew Record is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Fidelity Brokerage Services since 2013 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and is noted for its use of AI-driven research and formal advisory roles to multiple registered funds.

David Ridenour is Vice President and Financial Consultant at Fidelity Investments, where he has worked since 2012 in several roles including Financial Consultant and Retirement Relationship Manager. In his current role, he focuses on retirement planning, income analysis, and investment strategies. He works with clients across various age groups, tailoring their financial planning to their individual needs. As a Certified Financial Planner (CFP®), David aims to ensure each client feels valued and understood. David holds an Arkansas Insurance License, supporting his professional capacity to serve clients comprehensively. Outside of his financial advisory work, he has interests in the beach, football, outdoor adventures, parenthood, pets, and traveling.

Samuel Goldsberry is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bartlett Wealth Management and Fidant Wealth Partners, as well as academic appointments at the University of Cincinnati. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm serves as an adviser to multiple registered investment companies and develops model portfolios using systematic methodologies.

Joseph Requejo is a financial advisor at Fidelity with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various Fidelity entities since 1996, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and currently Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and uses systematic methodologies, including algorithmic portfolio construction, to manage a broad investable universe of mutual funds, ETFs, and ETPs.

Ryan Butt is a financial advisor with Fidelity in Cincinnati, Ohio, holding Series 63 and Series 66 licenses and with 21 years of industry experience. He has worked across multiple Fidelity entities since 2005 and serves as an adjunct professor at the University of Cincinnati. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Matthew Concannon is a financial advisor with Fidelity in Covington, KY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Resource MFG, DoorDash, AT&T, University of Dayton, and St. Xavier High School. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction across a range of investment products and has distinctive roles including commodity pool operation and advisory services to registered investment companies.

Justin Mitchell is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity in 2025, he worked in education and sales roles, including a position at Campbell County School District and Cellular Sales. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs.

Roger Roeding is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2004, including roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a systematic investment process combining proprietary research, quantitative analysis, and algorithmic portfolio construction, and it provides model portfolios to intermediary platforms while maintaining oversight through sub-advisers and governance procedures.

Kyle Costanzo is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Fidelity, he worked at Curl Market and has a background that includes roles at Ohio State University and Panera Bread. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Max Ingram is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked with several firms, including Fidelity Brokerage Services LLC and Northwestern Mutual. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios, delegation to sub-advisers, and involvement with registered investment companies and fund‑of‑funds structures.

William Jones is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. His prior work includes roles at LaRosas, Liberty University, Graphic Village, Fedex Office, and Loveland High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, including retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction using a diverse investable universe.

Mark Boudrie is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His work history includes roles at Fidelity Investments and other businesses such as Rally House and FedEx. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage multi-manager and fund-of-funds strategies and model portfolios.

Tosha Thompson is a financial advisor with Ameriprise in Crestview Hills, KY, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Prior to joining Ameriprise, she worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2016 to 2018. Outside of her advisory role, she serves as Director of Operations at River Hills Consulting Services, LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Klein is a CFP® professional with 34 years of industry experience, currently advising at Robert Baird & Co. since 2019. He also has a longstanding affiliation with JJB Hilliard, W.L. Lyons, LLC dating back to 2012. Outside of his advisory work, Klein has served as a substitute teacher at Wise Temple Religious School for over 20 years and is a board member and investment committee member of the Jewish Federation of Cincinnati. Robert Baird & Co. operates through the DDK Group within its Private Wealth Management department, serving individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm employs a range of financial planning, discretionary portfolio management, and separately managed account strategies, supported by internal research and tools including the use of artificial intelligence.

Jared Keyser is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked across multiple Fidelity entities, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Josie Sauer is a financial advisor at Morgan Stanley in Cincinnati, OH, holding a Series 66 designation. She has been in the industry since 2023, with prior experience at Isaacs and Associates and Equitable Advisors, LLC. Before her financial advisory roles, she worked in education at The Seven Hills School and Concordia Lutheran High School. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning and utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services under various arrangements, including Corporate Financial Planning agreements.

Daphne Hedger is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. Prior to her current role, she has worked with Fidelity since 2020 and has experience in other businesses, including owning and marketing handmade elderberry products through Daph's Naturals. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios and is noted for its formal advisory role to registered investment companies and its use of advanced technologies such as AI in research.