Candido Palting III is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009, currently working at Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved planning tools and risk modeling techniques.

Aaron Kelly is a CFP® professional with 10 years of industry experience, currently affiliated with LPL Financial since 2024. He previously worked at Lincoln Financial Advisors Corporation from 2015 to 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management services through a large network of advisors and utilizes various advisory platforms and tools.

Timothy Cerny is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior work includes over two decades at Guardian Life Insurance. He is also involved in selling non-variable insurance products through several providers. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advanced operational tools.

Shane Smith is a financial advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. His prior roles include positions at Bethesda Wealth Planning Group and Georgetown Financial Group, as well as work in construction and education. He has also been affiliated with the University of Maryland for four years. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and participation in wrap programs.

Joshua Ernest is a Series 66-licensed financial advisor with seven years of industry experience. He currently works at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., having previously held roles at GWFS Equities, Advised Assets Group, Bank of America, and Merrill. Outside of finance, he is an owner and partner at Reefer Madness, LLC, a business involved in the sales of live coral reef animals. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Tendai Mubagwe is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, Tendai worked at NIH Federal Credit Union and Premier Bank, among other roles. Outside of finance, Tendai is the founder and business manager of an online venture, DigitalMarketingbyT, which offers digital product templates and customizable gift items. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Dale Harris is a financial advisor at Stifel with Series 63 and Series 65 licenses and three years of industry experience. He has held various roles prior to joining Stifel, including positions in education and small business. He is also Co-Head of the Finance Committee for The Albert Cesky Scholarship Fund, a nonprofit providing college scholarships to student athletes in Harford County. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group and includes comprehensive financial planning solutions.

Christopher Hutson is a Series 66-licensed financial advisor with Morgan Stanley in Baltimore, MD, with three years of industry experience. His prior work includes roles at Morgan Stanley Smith Barney LLC and involvement with various organizations such as SemaConnect Inc and Towson University. Outside of his advisory role, Hutson is co-founder of Moments Captured LLC, an art and culture venture, and a partner at Afternoon Delight LLC, an online retail business. Morgan Stanley Wealth Management provides a range of advisory programs serving both individual and institutional clients, utilizing structured financial planning tools and offering investment services through its extensive network of advisors.

Jacqueline Jones is a Series 65-licensed financial advisor with 30 years of industry experience. She is currently with Cetera and Cetera Wealth Services, LLC, having joined in 2024, and previously worked with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co. Jones is also active as a financial advisor at Kinnect Advisors and holds a role as an insurance agent selling fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services using a multi-manager platform with various program options and custodial relationships.

Tasha Williams is a financial advisor at LPL Financial with 20 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Prior to joining LPL Financial, she spent two decades at Northwestern Mutual Investment Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

William Nicklas is a financial advisor at Merrill with Series 63 and Series 66 licenses. He has been with Merrill and Bank of America since 2026. Prior to this, he held various roles in education and tutoring organizations. Outside of finance, he operates a self-employed dogsitting business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, and institutions. The firm uses model-based and discretionary investment strategies developed by internal and third-party managers, with features such as strategic asset allocation and tax-aware options.

Matthew Roberts is a Series 66 licensed financial advisor at Merrill with seven years of industry experience. He has worked at Bank of America and Merrill since 2008. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Holly Tilford is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1997. She serves on the investment committee for the Thomas J ONeill Catholic Health Care Fund in Baltimore. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm‑approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Wendy Franklin Bayley is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at ClearPlan Wealth Management, Raymond James Financial Services, Marks Wealth Management, and Wells Fargo Clearing Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Jeffrey Munson is a Series 66-licensed financial advisor with 27 years of industry experience, currently with Wells Fargo Advisors since 2021. Prior to joining Wells Fargo, he worked for RBC Capital Markets from 2009 to 2021. Outside of his advisory role, Munson is involved in entrepreneurial ventures including ownership interests in investment-related LLCs. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning services supported by Wells Fargo’s research and financial tools.

Gerrit Shuffstall is a Wealth Management Advisor at Merrill Lynch Wealth Management. He brings a unique perspective to financial advising, having transitioned from a career in architecture to finance in 2014. Gerrit specializes in guiding young couples and emerging professionals who are accumulating wealth, helping them develop integrated strategies to achieve both short-term and long-term financial goals. His expertise includes executive compensation, small business strategies, and retirement income planning. Gerrit also has experience serving clients in the aerospace and defense industry and those facing liquidity events due to mergers and acquisitions. Gerrit holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Investment Management Analyst (CIMA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's degree in Business Communications and Marketing from Mercyhurst University and a Master's degree from the School of Architecture and Planning at Morgan State University. Additionally, he is involved in managing 401k development and design, providing investment recommendations, and educating plan participants. Beyond his professional work, Gerrit is active in the Towson neighborhood community association and coaches youth sports such as baseball, basketball, and lacrosse. He also serves as an assistant scout master for Scouting USA Troop 729 and volunteers with community greening and tree planting activities. Gerrit resides in the Anneslie neighborhood with his wife, Margaret, and their two children.

Simon Moore is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has prior work experience that includes roles at the Naval Academy Golf Association and the Naval Academy AA&F. Outside of advisory work, he has been involved with the Naval Academy Golf Association. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Tyler Hans is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the Roche Hans Orders Group. In this role, he leverages over 150 years of combined group experience to assist clients in maximizing their net worth through tailored financial strategies that aim to achieve meaningful goals with minimal risk. Tyler focuses on delivering comprehensive wealth management services, including family wealth management strategies, retirement income planning, tax minimization, and investment strategy for individuals and corporations. Since joining Merrill Lynch in 2014, Tyler has developed expertise in retirement cash flow planning, multi-generational legacy planning, liquidity management, and services for endowments, foundations, and non-profits. He emphasizes a relationship-driven approach, prioritizing the Client Experience Standard by understanding each client's unique objectives and aspirations to provide personalized recommendations and coordinate appropriate specialists as required. Tyler holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and the Personal Investment Advisor (PIA) credential. He earned a bachelor's degree in Corporate Communications from Elon University. Outside of his professional work, Tyler resides in Olney, Maryland, with his wife, Kristen, and their two sons, Brady and Riley. He enjoys golfing and is also interested in football, ice hockey, and traveling.

Mark Felder is a financial advisor at Morgan Stanley with 38 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves on the Board of Trustees for Second Presbyterian Church. Morgan Stanley Wealth Management provides a wide range of advisory programs for individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies.

Kurt Overton is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and 2015 respectively, and previously at Citigroup Global Markets starting in 2006. Outside of his advisory role, he serves as a member of the Ethics Panel for Baltimore City Public Schools. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers various advisory programs supported by structured planning tools and the Global Investment Committee’s research.