Gary Peters is a CFP® with 28 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. He previously worked at MetLife Securities Inc. for 20 years. In addition to his advisory role, Peters is involved in property, casualty, health, and group life insurance sales and ownership. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, ongoing planning relationships using firm-approved software and a range of investment strategies.

Keren Drummond is a financial advisor at Merrill with four years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. since 2015, including her current roles at Merrill and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors. The firm incorporates strategic asset allocation, tax-aware strategies, and trading support as part of its investment approach.

James Conlan is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has been with J.P. Morgan affiliates since 2008. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative modeling and centralized due diligence, applying an ESG eligibility framework when recommending investment strategies.

Tammy Tasch is a Series 66-credentialed financial advisor at OSAIC with 19 years of industry experience. Her background includes roles at Lincoln Financial Advisors, Masso Torrence Wealth Management, and UBS Financial Services. In addition to her advisory work, she is a Notary Public and co-owns an arts and crafts business. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, utilizing various asset-allocation tools and portfolio strategies.

Michael Martin is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Charles Schwab in Wilmington, Delaware. He has been with Charles Schwab and Charles Schwab Bank since 2011. Outside of his advisory role, he serves as the Financial Secretary and a board member of Chester Heights Fire Company No. 1. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative investment program.

Brandon Moyer is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors Corporation for six years. Outside of his advisory role, he occasionally assists clients with life insurance analysis and Medicare-related matters through Delphi Insurance Management Group. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services, using various asset-allocation tools and multiple third-party platforms to construct portfolios tailored to clients’ risk tolerance and investment preferences.

Donte Lloyd is a CFP®-certified financial advisor with 12 years of industry experience, currently affiliated with Mass Mutual Investors Services. His prior experience includes roles at Northwestern Mutual Wealth Management Company and Northwestern Mutual Investment Management. Outside of his advisory work, he serves as Treasurer of the Black Alumni Organization at the University of Delaware and owns an insurance business offering life, disability, and other coverage. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, utilizing firm-approved analytical tools and offering a range of educational programs.

Sofia Portante is a financial advisor at Ameriprise with two years of industry experience. She holds a Series 66 designation and previously worked at Bryn Mawr Trust and Janney Montgomery Scott. Outside of Ameriprise, she manages an advisory business, Point to Point Wealth Planning, as an Associate Financial Advisor. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm utilizes research, third-party data, and algorithmic tools to provide non-discretionary recommendations tailored to clients’ needs.

Dana Edwards is a financial advisor with Wells Fargo Advisors in Greenville, DE, holding Series 63, 65, and 66 designations and totaling 31 years of industry experience. Prior to joining Wells Fargo Advisors in 2024, Edwards worked at Wells Fargo Clearing from 2016 to 2024 and at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce, using proprietary research and planning tools.

Gary White Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and three years of industry experience. He has worked with several Vanguard entities since 2023 and has additional experience at Optum Infusion Services, WHOOP Inc, and Einstein Medical Center Montgomery. Outside of advising, he works as a pharmacy technician at CVS Health. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible retirement plan participants, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm’s scale and digital delivery support hundreds of thousands of client relationships through a large team of advisors.

Charlotte Stellwagen is a financial advisor at OSAIC with 40 years of industry experience. She holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining OSAIC in 2024, she was with Woodbury Financial Services for 14 years and has been active in her own firm, Stellwagen Financial Services, since 1990. She is also a Certified Divorce Financial Analyst and works as a contractor reviewing property divisions in divorce settlements. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm employs an integrated approach combining brokerage and advisory services with tools such as asset-allocation models and automated rebalancing, offering a range of investment options and third-party managed accounts.

Edward Aiken is a financial advisor with Osaic Wealth, Inc. in Wilmington, Delaware, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been affiliated with Osaic since 2024 and concurrently serves on the Next Level Advisory Board and with Diamond State Financial Group and Minnesota Life Insurance Company since 2002. Outside of finance, he works as a sports referee for college, high school, and youth basketball and football. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to multiple managed account solutions. The firm utilizes proprietary tools and third-party platforms to construct diversified portfolios tailored to client needs.

Richard McLaughlin is a CFP® professional with 43 years of industry experience, currently serving at Cambridge Investment Research Advisors since 2007. His background includes founding McLaughlin Insurance Agency, where he worked for over three decades. Outside of investment advisory, he has worked as a financial educator and independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, employing a variety of portfolio management strategies across multiple custody platforms.

Kurt Miller is a financial advisor with Wells Fargo Clearing in Newark, DE, holding CFP® and Series 66 credentials and possessing 13 years of industry experience. He has been with Wells Fargo Clearing since 2016, including a prior role at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Meagan Buus is Vice President and Branch Leader at Fidelity Investments, a role she has held since 2022. She has held multiple leadership and consulting positions within Fidelity Investments since 2010, including Regional Leader, Regional Coaching Consultant, Regional Planning Consultant, and Financial Consultant. Prior to her current tenure, she worked as Vice President and Regional Vice President at Fisher Investments and as a Financial Consultant at E-Trade. Her professional experience spans various aspects of financial consulting and leadership, focusing on supporting advisors to provide value to clients with clarity, care, and purpose. This mission guides her work in delivering comprehensive financial services and leadership within the investment industry. Outside of her professional career, Meagan engages in family activities and outdoor pursuits such as hiking, scuba diving, and other adventures. She also dedicates time to volunteering and enjoys spending time with her pets.

Colleen Lotto is a CFP® professional with 20 years of industry experience, currently advising at Charles Schwab. Her prior experience includes roles at Fidelity Personal and Workplace Advisors and Fidelity Investments. She holds Series 63 and Series 66 registrations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment program.

Dawn Maddox is a financial advisor at Raymond James & Associates with 30 years of industry experience. She holds Series 63 and Series 65 designations and has been with Raymond James since 2015. Outside of advisory work, she is involved in a construction company that owns rental real estate. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles and firm-supported research.

Trevor Johnson is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at LPL Financial since 2023 and previously spent 15 years at RBC Capital Markets. Outside of his advisory role, he is the owner of a horse business and a cocktail and cuisine establishment. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Carl Marshall III is a CFP® professional associated with Charles Schwab, with 26 years of industry experience. He has been with Charles Schwab & Co., Inc. since 2000 and Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Brandon Weber is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. He has worked in roles at The Vanguard Group, TravisMathew, CVS Pharmacy, and served in the United States Army National Guard. Prior to joining Vanguard Advisers, he was self-employed for one year. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, supported by a digital delivery model and a large team of advisors.