James Stotter is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 35 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Brynne Kuberski Garris is a CFP®-certified financial advisor with four years of industry experience. She is currently with MassMutual Investors Services and has previously worked at Raymond James & Company, Financial Engines Advisors L.L.C., BCR Wealth Strategies, and Morgan Stanley. MassMutual Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its financial planning as annual, collaborative engagements using firm-approved tools to analyze goals and deliver written recommendations.

Philip Sharpe Jr. is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. Prior to joining Vanguard, he worked at The J.G. Wentworth Company LLC and has varied experience including roles outside finance such as in painting and community involvement. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans with a goal-based, algorithm-driven investment approach that combines automated and human-supported advice. The firm manages large-scale client relationships primarily through digital platforms and constructs portfolios mainly from Vanguard funds and ETFs with multiple customization options.

Lauren Feeney is a CFP® with nine years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has worked at The Vanguard Group, Inc. since 2016 and previously was involved with Peoples Light & The Theatre Co. from 2016 to 2019. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies to tailor asset allocations, primarily utilizing Vanguard funds and ETFs.

Todd Bechtel is a CFP®-certified financial advisor with 30 years of industry experience. He has been with Vanguard Advisers since 2016 and has worked with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 1996. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, leveraging Vanguard funds and ETFs, and offers a range of customization options including tax-aware strategies and ESG exposure.

Josephine Del Duca is a financial advisor at Vanguard Advisers with Series 63 and Series 66 licenses and four years of industry experience. She has been with The Vanguard Group since 2020 and previously worked at Randstad and Sacred Heart Academy. She serves as an agent for immediate family members in a fiduciary capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to set personalized asset allocations, primarily with Vanguard funds and ETFs, and manages a large client base through a digital platform supported by over 2,200 advisors.

Karen Scotti is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 16 years before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2024. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Cole Watson is a Series 66-licensed financial advisor with six years of industry experience. He currently works at Vanguard Advisers and related Vanguard entities, having joined in 2021. His prior experience includes roles at Bank of America, Merrill Lynch, ACE American Insurance, and Gettysburg College. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering customization options and tax-aware features.

Kyle Hooven is a financial advisor at Vanguard Advisers with 11 years of industry experience. He has held roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2014 and worked at Lucid Roots Apparel from 2017 to 2018. He holds Series 63 and Series 66 licenses. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and managing a large scale of client relationships through its hybrid service model.

Justine Minnick is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and three years of industry experience. She previously worked at LGL Partners for ten years before joining Vanguard in 2023. Outside of her advisory role, she owns and manages rental properties in Philadelphia. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach that utilizes proprietary models to create personalized, largely Vanguard fund-based portfolios with various customization and tax-aware features.

Clement Ogbomo is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with The Vanguard Group and Vanguard Marketing Corporation since 2007. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of digital and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing a high volume of client relationships through automated platforms and team servicing.

Francis Naselli is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at Metlife Securities Inc. from 2015 to 2017. Naselli has ownership in Creative Premier Agency LLC, a business focused on individual life and long-term care insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and also delivers specialized event-driven planning programs.

Wesley Mitchell II is a financial advisor with Vanguard Advisers, holding a Series 66 designation. He has been with Vanguard and its affiliates since 2024, accumulating two years of industry experience. Prior to his current role, he worked in various positions including at Randstad and Urbia Imports. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisory services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios largely composed of Vanguard funds and ETFs.

David Kron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and over 27 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Prudential Equity Group, LLC. He serves as treasurer for the Global Philadelphia Association, a role that involves oversight of financial reports. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from its own investment institute with third-party data to support portfolio diversification and investment selection.

Benjamin Stover is a financial advisor with Ameriprise in Philadelphia, PA, holding a Series 66 designation and 12 years of industry experience. Prior to joining Ameriprise in 2023, he worked for Susquehanna International Group, LLP for 22 years. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team and uses algorithmic automation to generate tailored recommendations.

Angelo Picone is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and five years of industry experience. Prior to his current role since 2020, he worked at Stellar Technology Solutions and has been involved as a cook with II Brothers Pizza since 2019. He attended East Stroudsburg University of Pennsylvania from 2016 to 2020. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm utilizes a range of advisory models through third-party managers and provides ERISA fiduciary services to qualified plans.

Christopher Piercy is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 65 designations and has 20 years of industry experience. Prior to joining Charles Schwab in 2021, he worked at TD Ameritrade Inc., Citizens Securities, Inc., and Citizens Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and centralized operational structures.

Lisa Swatkoski is a financial advisor with Vanguard Advisers who holds Series 63 and Series 65 licenses and has 17 years of industry experience. She has worked at The Vanguard Group, Inc. since 2008 and joined Vanguard Advisers and Vanguard Marketing Corporation in 2026. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.

David Alshay is a CFP® professional with 33 years of industry experience, currently affiliated with LPL Financial since 2023. His prior roles include extended tenures at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. He is also involved in selling various insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by in-house and third-party research.

Raymond Mccarty III is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His career includes roles at Wachovia Bank, N.A. since 2002 and Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory work, he serves on the board of the Columbia Heritage River Cottage Association and coaches volleyball for the Columbia Boro School District. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.