Jonathan Woolley is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Ameriprise Financial Services. Outside of his advisory role, he owns Liberty Trailer Rentals, LLC, a trailer rental business based in Phoenixville, PA. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios mainly composed of Vanguard funds and ETFs, offering a broad range of customization options and managing a large number of client relationships through its digital platform and advisory team.

James Massengill is a CFP® professional with 29 years of industry experience, currently serving at Vanguard Advisers. He has held positions within The Vanguard Group, Inc. since 1990, with his current roles spanning Vanguard Marketing Corporation and Vanguard Advisers since 2025. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and manages portfolios largely constructed from Vanguard funds and ETFs.

Jonathan Wood is a Wealth Management Advisor at Merrill Lynch Wealth Management, based in the Exton, Pennsylvania office. He is part of The Wood Cain Group, a team with over 92 years of Wealth Management and Financial Services experience, focusing on serving a select group of successful families and businesses. The team bases its planning relationships on clients' financial needs, objectives, time horizons, and risk tolerance, aiming to assist in wealth accumulation, preservation, and transfer strategies. Jonathan's expertise includes areas such as college education planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. The team's process incorporates asset allocation, liability management, tax minimization strategies, and asset preservation. He holds a Bachelor's Degree from Pennsylvania State University and a High School Diploma from Ridgewood High School. Jonathan is also a member of the Pennsylvania State University Alumni Association.

Raquel Ward is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Fidelity Brokerage Services, UBS Financial Services, and JPMorgan Chase Bank. She has been with Vanguard and its affiliated entities since 2022. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations, primarily utilizing Vanguard funds and ETFs, and serves a large client base through its digital platform and team servicing model.

Michael Mc Callister is a CFP® credentialed financial advisor with Vanguard Advisers, bringing 11 years of industry experience. He has worked at Vanguard Advisers since 2019 and is also affiliated with The Vanguard Group and Vanguard Marketing Corporation. Outside of his advisory role, he serves as a limited agent in fiduciary positions for immediate family members. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and offers a range of customizable portfolios mainly composed of Vanguard funds and ETFs.

John Mc Quarrie is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2018, following prior roles at Wells Fargo Clearing and a brief period of unemployment. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and investment models.

G Sebastien Lundby Thomas is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on managing clients' wealth by developing personalized strategies that align with their individual priorities, goals, and aspirations. He offers access to investment insights from Merrill and banking and lending solutions through Bank of America. Thomas holds a Bachelor's degree from American University and holds professional designations including Chartered Financial Consultant (ChFC), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). His approach emphasizes understanding clients' full financial picture to navigate changing market conditions. In addition to his professional responsibilities, Thomas participates in community activities through volunteering with local organizations, reflecting the Merrill tradition of community involvement.

Rebecca Mcgehean is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and six years of industry experience. She previously worked at Avon Grove Nazarene Academy for 17 years and has involvement with Avon Grove Library. Outside of her advisory role, she contributes administratively to Rae McPherson Creative. Primerica Advisors serves primarily individual investors, including both non-HNW and high-net-worth clients, offering a wrap-fee asset management program that utilizes model-delivery strategies managed by third-party asset managers.

Rebecca Dauterive is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 63 and Series 66 designations and previously worked at The Vanguard Group and The Institutes. Outside of her advisory role, she has experience working in the hospitality industry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional investors, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Robert Mcdevitt is a financial advisor with Vanguard Advisers, holding the CFP® designation and Series 65 and 63 licenses. He has 21 years of industry experience, including roles at The Vanguard Group since 2018, as well as prior positions at Continental Packaging, AEPG Wealth Strategies, CoreStates Capital Advisors, and Equitable Advisors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, utilizing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm manages a high volume of client relationships through a combination of digital platforms and advisor teams.

Lei Knopp is a financial advisor with Merrill in Exton, Pennsylvania, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill Lynch since 1995. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Colin Baker is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and two years of industry experience. His background includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as positions outside the financial industry. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and largely constructs portfolios from Vanguard funds and ETFs.

Stanley Wilcox is a financial advisor at Wells Fargo Advisors with 30 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His prior experience includes roles at Wells Fargo Clearing and Prudential Equity Group, LLC. Outside of his advisory work, Wilcox is a trustee for a family trust and holds a minority ownership interest in an investment-related LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. Advisors use proprietary research and planning tools to develop tailored recommendations across a range of financial planning areas, with clients opting whether and how to implement those suggestions through various brokerage or advisory programs.

Michael Continelli is a CFP® professional with 35 years of industry experience, currently serving at Charles Schwab in Wayne, PA. He has been with Charles Schwab and its affiliated bank since 2012. Outside of his advisory role, he is a board member of Musicopia, a nonprofit supporting underfunded grade school music programs through financial and educational assistance. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by integrated custody, brokerage, and advisory services.

Hannah Cresswell is a financial advisor at Vanguard Advisers with one year of industry experience. She holds the Series 66 designation and has prior work experience including roles at Nordstrom, Inc. and involvement with Moe Joe Coffee Company. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans by providing automated and human-supported investment advice through its digital and personal advisor services. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Peter Gaunt is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 designations and bringing 16 years of industry experience. His prior roles include positions at PNC Investments, Citizens Securities, Wells Fargo Clearing, and Wells Fargo Bank. Cambridge Investment Research Advisors serves a diverse client base, including individual, pension, and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals and multiple custodial platforms.

Jessica Fry is a financial advisor at Mass Mutual Investors Services with one year of industry experience. She holds a Series 66 designation and has previously worked at Qurate Retail Group, Audacy, and iHeartMedia. Outside of her advisory role, she owns a voice work business involving copywriting, voice recording, audio editing, and producing. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring its planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Daniel Scott is a financial advisor at Vanguard Advisers with 13 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Vanguard firms since 2012, including Vanguard Advisers since 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and managing hundreds of thousands of client relationships through a combination of digital platforms and advisor support.

Jeremy Beil is a financial advisor with Vanguard Advisers who holds Series 65 and Series 66 designations and has 24 years of industry experience. He has been with Vanguard Advisers since 2006 and is also associated with The Vanguard Group, Inc. and Vanguard Marketing Corporation. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s goal-based, algorithm-driven approach utilizes proprietary models to create personalized asset allocations, primarily investing in Vanguard funds and ETFs.

Michael Serra is a CFA® charterholder and holds a Series 66 license with eight years of industry experience. He is currently affiliated with LPL Financial and M&T Bank and has prior experience at MMA Securities, MMA Agency, Purshe Kaplan Sterling Investments, and Centurion Asset Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.