Mahfuz Hassan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Since 2018, he has also been a landlord of a rental property in Lansdale, Pennsylvania. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services based on an IPS-driven process grounded in modern portfolio theory. The firm includes a broad range of financial products in its investment menus, such as insurance-related vehicles and bank deposit sweep options.

Sunil Handa is a CFP®-designated financial advisor with Vanguard Advisers, based in Malvern, PA, bringing 15 years of industry experience. His prior roles include positions at H&R Block, Equitable Advisors, and PFS Investments. Outside of financial advising, he is involved in supply chain consulting with Sigma Corporation and works as a tax preparer. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a high client-per-advisor ratio due to its scalable digital platform.

Ryan Moran is a Financial Advisor and Team Financial Advisor with The Moran Toth Group at Merrill Lynch Wealth Management. He provides personalized service to clients, drawing on the resources of Merrill and the expertise of his specialized team. Ryan focuses on connecting clients with plans and processes suited to their unique ambitions. His areas of client focus include education planning, family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, tax minimization, and retirement income. Ryan holds a Bachelor's Degree from DePaul University and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He implements a personalized approach that considers clients' perspectives and priorities, aiming to simplify and bring transparency to the complexities of investing and wealth planning. Outside of his professional work, Ryan enjoys photography, spending time with his family, traveling, and practicing yoga.

John Abella is a financial advisor at Vanguard Advisers with 10 years of industry experience. He has worked at The Vanguard Group, Inc. since 2016 and holds Series 63 and Series 65 designations. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach to create personalized portfolios mainly composed of Vanguard funds and ETFs.

George Kyriazis is a CFP®-certified financial advisor with Vanguard Advisers, where he has worked since 2025. He has four years of industry experience and has held roles with The Vanguard Group, Vanguard Marketing Corporation, and as a self-employed e-commerce business owner. Kyriazis also owned a business selling toilet paper and has been involved in property management and real estate investment. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Ryan Stoner is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 credentials and 13 years of industry experience. He has been with The Vanguard Group since 2012 and works as a caddie at Applebrook Golf Club. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and offers a range of customized portfolio options primarily constructed from Vanguard funds and ETFs.

Daniele Madanat is a financial advisor at Vanguard Advisers with 15 years of industry experience. She holds the ChFC® and Series 63 designations. Prior to joining Vanguard in 2026, she worked at JP Morgan Chase & Co. for 17 years and taught at Eastern University from 2022 to 2023. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio management, emphasizing personalized asset allocations primarily constructed from Vanguard funds and ETFs.

Thomas Morris is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2014. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, managing portfolios primarily with Vanguard funds and ETFs, and serves a large client base through its digital platform and extensive advisor team.

Jennifer Maxwell is a financial advisor with Merrill in Wayne, Pennsylvania, holding a Series 66 designation and 21 years of industry experience. She has been with Merrill since 2004 and concurrently associated with Bank of America since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Yagel is a financial advisor with Vanguard Advisers, holding the Series 63 and Series 66 designations and five years of industry experience. He has been with Vanguard Advisers since 2022 and previously worked at Vantage Point Financial Group, Key Investment Services LLC, and First Niagara. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily with Vanguard funds and ETFs, offering customization options and tax-aware features.

Hajir Moghaddam is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63, 65, and 66 credentials and with 13 years of industry experience. Prior to joining Vanguard, Hajir was self-employed and has owned and operated Artificial Intelligence Research and Development, LLC, where they focus on AI research and content creation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering customization options and tax-aware strategies.

Robert O'Connor Jr. is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at The Vanguard Group, Inc. since 2017. Prior to that, he was employed in mail services and held other roles at Bloomsburg University. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs, offering customization features including ESG options and tax-aware strategies.

Elama Ali is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to her current role, she worked at Aunt Molly's Discount Beverage and Aston Gardens. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

David Dzendzel is a financial advisor at Ameriprise with 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2004. Outside of his advisory role, he engages in buying and selling sports trading cards, a hobby he has developed into a more active side business since 2020. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement who meet specific asset thresholds. The firm provides comprehensive advisory, brokerage, and insurance solutions through a centralized retirement-income consulting team that combines research, modeling, and tax-efficiency analysis to deliver tailored recommendations.

John Clark is a financial advisor with Wells Fargo Advisors in Exton, PA, holding Series 63 and Series 65 licenses and 31 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Clark is also a member of the investment committee at Mercy Investment Services and owns Clark & Goshow Financial Strategies Group LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients through a broad range of planning options tailored to clients meeting certain net-worth criteria.

Michael Giangiordano is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and having eight years of industry experience. He has been with Vanguard Advisers since 2020 and is also associated with Vanguard Marketing Corporation and The Vanguard Group since 2017. Prior to joining Vanguard, his background includes roles at Randstad, Aleris, and Carestream Health. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, offering portfolios constructed mainly from Vanguard funds and ETFs, with various customization and tax-aware features.

Andrew Kaplan is a financial advisor at Raymond James & Associates with 20 years of industry experience. He holds a Series 66 designation and has been with Raymond James in various capacities since 2016. Outside of his advisory role, Kaplan serves as a trustee and successor trustee for a family-related trust. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Conor Ryan is a CFA® charterholder with eight years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has a background spanning multiple roles within The Vanguard Group and its affiliates since 2012, including positions at Vanguard Marketing Corporation and prior engagement with the University of Pennsylvania. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and eligible retirement plan participants, employing a goal-based, algorithm-driven investment approach centered on proprietary methodologies and portfolios primarily composed of Vanguard funds and ETFs.

Thomas Graybill is a CFP® and ChFC® with 34 years of industry experience. He has been with Ameriprise since 2005, currently serving at the Exton, PA office. Outside of his advisory role, he serves on the Board of Directors and as Secretary for the Exton Commons Owners Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Timothy Hewczuk is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked with Vanguard-affiliated entities since 2016. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.