Timothy Erday is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory role, Erday serves as a board member and trustee for the Summit Education Foundation and participates in finance and estate planning roles for various trusts and local organizations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients meeting a net-worth threshold, delivering recommendations supported by proprietary research and planning tools.

Judith Kaufman is a financial advisor at Merrill with 20 years of industry experience and holds the Series 66 designation. She has worked at Merrill and Bank of America, N.A. since 2016, and previously spent six years at Morgan Stanley Smith Barney LLC. Outside of her advisory role, she serves as treasurer for the Parent Teacher Organization at Calvin Coolidge Elementary School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Matthew Millahn is a Financial Advisor at Merrill Lynch Wealth Management with 17 years of experience in the financial services industry. He provides one-on-one guidance to individual clients, families, and small businesses to help them achieve their financial goals. Matthew specializes in areas including education planning, executive compensation, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and tax minimization. Matthew holds a Bachelor's Degree from Ramapo College of New Jersey and an Associate's Degree from County College of Morris. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). His approach involves understanding clients' priorities to create actionable strategies that support their short-, mid-, and long-term financial objectives. Outside of his professional work, Matthew volunteers with the American Humane Societies in Newark. He enjoys spending time with his fiancée, daughter, and pets, and engages in activities such as baseball, basketball, biking, cooking, football, gardening, music, running, and traveling.

Jonya Langley is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has been with Merrill since 2019 and was previously a homemaker from 2015 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Biancosino Jr. is a financial advisor with Primerica Advisors in Cranford, NJ, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Advisors since 1991 and is also involved with Inman Sports Club, Inc. outside of his advisory role. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients, with a focus on a tiered wrap-fee structure and curated third-party asset managers.

Mary Guza is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and 19 years of industry experience. She has worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association, as well as Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by firm-approved tools and investment modeling techniques.

Arjay Ignacio is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2026. He has a comprehensive background in financial consulting, having worked in various advisory roles since 2005. His previous positions include Financial Consultant at Fidelity, Financial Advisor at Prudential, Managing Director at Allied Wealth Partners, and Vice President and Financial Advisor at AXA Equitable. Throughout his career, Arjay has focused on simplifying complex financial strategies into manageable steps tailored to each client's unique circumstances. He emphasizes the use of advanced research and proper planning to help clients work toward their individual definitions of financial success, with regular annual reviews to adjust plans as needed. Arjay holds a California Insurance License. Outside of his professional work, he has interests in comedy, fitness, food, movies, and traveling.

Richard Kalfayan Jr. is a financial advisor at J.P. Morgan Securities with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2009, including a role at JPMorgan Chase Bank, N.A. since 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Matthew Brehne is a financial advisor at Morgan Stanley with one year of industry experience. He holds a Series 66 designation and previously worked at monday.com, Better.com, and ADP. He is currently based in Morristown, NJ. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s analyses.

David Margolies is a financial advisor with RBC Capital Markets, LLC, holding a Series 66 designation and 16 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2015 to 2018. Outside of his advisory role, he volunteers with The Katelyn Morales Foundation, a nonprofit organization that provides scholarships in memory of a deceased friend's daughter. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of wrap fee advisory programs and portfolio management services tailored to clients’ advisory risk profiles, utilizing both in-house and third-party investment managers.

Joseph Silerto is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His prior roles include positions at Scottrade, Inc., National Securities Corp, and Prudential-related firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary management supported by research and model portfolios.

Michael Stefani is a financial advisor at Raymond James Financial with 22 years of industry experience. He has previously worked at Bank of America and Merrill Lynch. Outside of his advisory role, he is also associated with Iron Ridge Wealth Management Group in a non-owner capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients, using tailored, non-discretionary planning supported by advanced analytical tools.

Thomas Collins III is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has been with RBC since 2012. Outside of his advisory role, he is a passive owner and partner in Paradigm Hotel Group, LLC, involved in hotel property ownership, operation, and leasing. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and corporations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing a mix of in-house and third-party investment managers tailored to client risk profiles.

Scott Anderson is a CFP®-certified financial advisor with 37 years of industry experience, currently affiliated with LPL Financial since 2004. He is based in Morristown, NJ, and holds a Series 63 license. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, including both discretionary and non-discretionary management, supported by proprietary and third-party research.

Zachary Seigal is a Series 66 licensed advisor at Fidelity with one year of industry experience. His prior roles include positions at Management Planning Inc and various customer service jobs. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios using a broad range of mutual funds, ETFs, and ETPs and serves in advisory roles for registered investment companies and fund‑of‑funds.

Christopher Mannino is a Senior Financial Advisor at Merrill Lynch Wealth Management. He holds the CERTIFIED FINANCIAL PLANNER (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He earned his Bachelor's Degree from Virginia Polytechnic Institute & State University. Christopher follows a disciplined process that begins with taking the time to understand each client, their family, financial situation, and priorities. His client focus areas include college education planning, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. He aims to build meaningful relationships to positively impact the lives of his clients. Outside of his professional practice, Christopher has personal interests in baseball, basketball, football, golfing, ice hockey, music, reading, spending time with his family, watching movies, and yoga.

Mehmed Halid Aygun is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His background includes roles at Provident Bank and Marathon Science School, as well as work in the jewelry sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eileen McLaughlin is a financial advisor at Merrill with 19 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alex Pritsker is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He worked at Lincoln Financial Advisors for 14 years before joining OSAIC in 2025. In addition to his advisory role, he is licensed to offer various insurance products including disability insurance, fixed and indexed annuities, long-term care insurance, and traditional life insurance. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct customized investment portfolios.

Dina Delre is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Mass Mutual Investors Services since 2017, Massachusetts Mutual Life Insurance Company since 2016, and MetLife Securities Inc. since 2005. In addition to her advisory role, she operates as an independent insurance agent specializing in dental and group disability income, disability, property and casualty, fixed annuities, life, accident, health, and long-term care insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with planning engagements structured as annual collaborative relationships using firm-approved software to analyze client goals.