Anel Kadiric is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, Kadiric has worked in personal training and nutrition guidance through ownership of AK Nutrition and Training LLC and operates online retail activities selling trading cards and collectibles. Ameriprise is a large institutional firm offering retirement-income planning services focused on individuals with significant net investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendation reports.

Armaghan Ahmad is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and four years of industry experience. He has been with Wells Fargo Clearing since 2017 and has worked at Wells Fargo Bank since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, and it includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Max Tominovich is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Fiserv and Ramapo College of New Jersey. He serves as a corporal and section leader in the United States Marine Corps Reserve, where he is responsible for training and managing his mortar section. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client data and firm-approved software to develop collaborative financial plans and offers specialized programs such as Divorce Planning and estate-settlement services.

Guy Bock Jr. is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 credentials with 38 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured discovery conversations and firm-approved planning tools in its financial planning process.

Kenritsu Hamasaka is a financial advisor with Morgan Stanley in Short Hills, NJ, holding a Series 66 designation and 10 years of industry experience. He has worked within Morgan Stanley Private Bank and Morgan Stanley since 2016. Outside of his advisory role, Hamasaka is a silent partner in K&M Inception LLC, a retail business in Rutherford, NJ. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm‑approved tools, serving clients both directly and through employer-based agreements.

Gautam Misra is a financial advisor with LPL Financial based in Warren, NJ. He holds Series 63 and Series 66 designations and has 32 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation and Beacon Financial Group. Outside of his advisory role, he operates a home-based business entity, Misra Enterprise Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

David Biunno Jr. is a Senior Financial Advisor with Merrill Lynch Wealth Management. He is a member of the RM & Associates team, which allows him to address a wide range of financial needs and situations. David has worked in financial services since 2007, providing tailored advice and guidance to executives, small business owners, and families through a holistic approach that accommodates multiple priorities. His experience includes crafting robust strategies grounded in clients' specific goals and needs while considering their risk profiles and time horizons. Prior to joining Merrill Lynch Wealth Management, David spent six years as a Financial Advisor with Professional Economic Growth Group in Edison, New Jersey. He also served as an advisor with AXA Insurance. David holds a bachelor's degree from Providence College and is a founding member of its New Jersey Alumni Association. He has earned the Chartered Retirement Planning Counselor (CRPC) designation as well as the Personal Investment Advisor (PIA) certification. In addition to his professional activities, he is involved in the Providence College Alumni Club of New Jersey, serves as a hockey coach for the Beacon Hill Club, and participates with the New Jersey Brain Injury Association.

Khush Batth is an Investment Consultant at Fidelity Investments, a role held since 2025. Prior to this, Khush worked as a Financial Planner at Prudential from 2024 to 2025. In these roles, Khush focuses on financial planning that centers around a comprehensive understanding of clients' personal and financial priorities to co-create tailored investment plans. Khush emphasizes a framework for success in financial planning, aiming to align investment strategies with clients' goals and values. Outside of the professional sphere, Khush has interests that include beach activities, biking, fitness, hiking, motorcycles, and soccer.

Jeffrey Smith is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at LPL Financial since 2018 and has concurrent roles with Invest Financial Corporation and Affinity Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Aarushi Pathak is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. Her previous roles include positions at JP Morgan Chase Bank, Prudential Insurance Company of America, and Pruco Securities LLC. She has been with Merrill and Bank of America since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, and institutions. The firm provides model-based and discretionary investment strategies constructed by internal and third-party teams, supported by comprehensive trade execution and account administration.

Eric Birnbaum is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of financial professionals dedicated to understanding clients' goals, dreams, and aspirations. Eric emphasizes educating clients by simplifying complex financial concepts, aiming to build strong relationships based on confidence and trust that provide clients with peace of mind and fulfillment. Eric has extensive experience in the financial services industry, with a career spanning over two decades. Prior to his current role, he served as Assistant Branch Manager and Branch Service Manager at Fidelity Investments, and held various positions at New England Securities, including Operations Manager and Managing Associate. He began his career as a Financial Representative at First Investors. Outside of his professional work, Eric enjoys comedy, family activities, spending time at the lake, music, outdoor adventures, and parenthood.

Theresa Kroom is a financial advisor at Morgan Stanley with 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously at Citigroup Global Markets beginning in 2005. She holds a Series 66 designation. Outside of her advisory work, she sells homemade crafts as a proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved planning tools.

Anthony Karabas is a financial advisor with Mass Mutual Investors Services, holding the Series 63 designation and bringing 37 years of industry experience. He has worked with Massachusetts Mutual Life Insurance Company and Mass Mutual Investors Services since 2016. In addition to his advisory role, Karabas is licensed as an agent selling life, health, property and casualty, disability, Medicare-related products, fixed annuities, long-term care insurance, and group life insurance. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs a structured, collaborative planning approach using analytical tools, offering various programs including investment management and educational seminars.

Michael Russo is a financial advisor with Wells Fargo Advisors who holds Series 63 and Series 65 credentials and has 35 years of industry experience. He has worked at Wells Fargo Advisors since 2016 and previously at Bank of America and Merrill from 2009 to 2016. Russo also owns the Mike Anthony Group and serves as trustee, executor, and power of attorney for several family members in investment-related matters. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk management, and specialized services such as business-owner transition and special-needs planning. The firm uses proprietary research and planning tools to develop tailored recommendations, which clients may implement through brokerage or advisory programs.

Brian Norton is a financial advisor at Morgan Stanley with 17 years of industry experience. He has worked at Morgan Stanley since 2020 and was previously with UBS from 2016 to 2020. In addition to his advisory work, he serves as a referee for a recreational sports league in Hoboken, NJ. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools.

Vidhi Sonani is a financial advisor at Mass Mutual Investors Services with four years of industry experience. She holds the Series 66 designation and has worked at UBS and Kearfott Corporation. In addition to her advisory role, she is a licensed realtor with United Real Estate North Jersey, assisting clients with buying and selling homes. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, goal-oriented financial planning using firm-approved tools and offers event-driven planning programs including divorce and estate settlement services.

Erica Metz is a CFP®-credentialed financial advisor with eight years of industry experience, currently practicing at Raymond James Financial Services Advisors, Inc. She previously worked at Boston Private and is the owner of Money At Work LLC, where she dedicates significant time meeting with clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations, using tailored, non-discretionary planning and analytical tools to support client goals.

Victoria Cann Kyne is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and nine years of industry experience. She has been with Wells Fargo Clearing since 2016 and has worked within the Wells Fargo organization since 2010. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Rochelle Forster is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and 21 years of industry experience. She has been with Equitable Advisors since 2009 and previously worked at Axa Advisors. Outside of her advisory role, she is a member of Dergalis Associates, LLC. Equitable Advisors provides financial planning and retirement-plan support to individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, offering access to asset management through LPL programs and third-party asset managers.

Wai Kit Tsin is a financial advisor at Edward Jones in Millburn, NJ, holding a Series 66 designation with eight years of industry experience. Prior to joining Edward Jones in 2018, he worked at Societe Generale for two years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products. The firm is known for its extensive advisor and branch network and provides services under a fiduciary standard.