Tiffany Schrader is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and having nine years of industry experience. Her prior roles include positions at Helgesen, Houtz & Jones, Great Western Insurance Company, and Transamerica Financial Advisors, Inc. She also serves as a paralegal for Helgesen, Houtz & Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Michael Jenkins is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022, following roles in various industries including retail and small business operations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management as well as fund advisory services. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, managing model portfolios composed of mutual funds, ETFs, and ETPs.

Blake Reid is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Fidelity in various roles since 2006, previously spending four years at Wells Fargo Investments. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as an advisor for registered investment companies and employs systematic methodologies with oversight controls.

James Loomis is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 credentials and seven years of industry experience. He has worked at Wells Fargo Clearing since 2019 and previously held positions at E*Trade Securities, Auric Solar, and Advantage Resourcing. Outside of finance, he owns and manages a rental property in Sandy, UT. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by extensive research and analytics.

Lynette Sodja is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 66 designations and has worked in various Fidelity divisions since 2010, including Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios. The firm also serves multiple registered investment companies and employs systematic methodologies supported by AI and long-term asset allocation benchmarks.

Nikki Gore is a financial advisor at Fidelity with 26 years of industry experience. She holds Series 63 and Series 66 designations and is based in Salt Lake City, UT. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with distinctive use of AI and systematic methodologies in its investment process.

Mark Taylor is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. He has prior work experience at Northwestern Mutual Life Insurance Company and various other firms, as well as a five-year period associated with Utah Valley University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a wide range of investment vehicles.

Taylor Dearden is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 65 designations and has been with Fidelity since 2025, having previously worked at Fidelity Investment Life Insurance since 2004. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and is noted for its use of AI-driven methodologies and formal advisory roles with multiple registered investment companies.

Mark Larson is a financial advisor at Fidelity with 28 years of industry experience. He has held roles across Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments since 1998. Larson holds Series 63 and Series 66 designations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios and model portfolios delivered to intermediary platforms.

Jesse Vance is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has served with Wells Fargo Advisors and Wells Fargo Clearing since 2013. Outside of his advisory role, he is involved in investment-related business activities through partial ownership in LONGHORN UT PARTNERS LLC and full ownership of 10 ON DECK HOLDINGS LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with banking, lending, and other financial products.

Mark Thorup is a financial advisor at Morgan Stanley Wealth Management in Salt Lake City, UT, with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2017, including time at Morgan Stanley Private Bank. Outside of his advisory role, he operates a lawn aeration business as a sole proprietor. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and investment management services.

Bradley Russell is a CFP® with five years of industry experience, currently affiliated with Cetera in Salt Lake City, UT. Prior to joining Cetera in 2025, he worked at Northwestern Mutual Wealth Management Company and Wells Fargo Advisors. Outside of his advisory role, he is involved as an associate wealth management representative with Anderson, Foe, Kent, Madsen & Associates, LLC, operating as Pillar Financial Group. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Lui is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has extensive experience within Fidelity, having served in various capacities including Annuity Planning Consultant, Annuity Service Representative, Investment Solutions Representative, High Net Worth Service Associate, Retirement Specialist, Self Directed Brokerage Specialist, and Full Trader from 2010 to 2023. Prior to joining Fidelity, Michael worked as a Judgmental Credit Analyst at Discover Card from 2009 to 2010. Michael holds insurance licenses in Arkansas and California. His professional focus is on assisting clients in developing strong, sound retirement plans tailored to their values and priorities. He emphasizes working collaboratively with clients to help them reach their financial goals and strengthen their current and future financial situations.

Daniel Payne is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu offerings.

Robert Adair is a financial advisor at Fidelity with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity and its affiliated entities since 1996. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, employing model portfolios built from mutual funds, ETFs, and ETPs to serve its diverse client base.

Heather Young is a financial advisor at Fidelity with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Fidelity divisions since 2008. Her firm, Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of portfolios, including multi-manager and fund-of-funds structures, and employs systematic methodologies supported by oversight controls and the use of AI in research.

Ryan Koch is a financial advisor at Fidelity with 11 years of industry experience. He previously worked at The Vanguard Group from 2015 to 2020 before joining Fidelity in 2020. He holds Series 63 and Series 66 licenses and is based in Salt Lake City, UT. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves in advisory roles to multiple registered investment companies and fund-of-funds.

Jeffrey Collier is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021, following five years at Backcountry.com. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of clients, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and integration of AI and algorithmic methods in its investment process.

Sandra Hill is a Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with Fidelity since 1993, progressing through various roles including Vice President, Financial Consultant, and Account Executive before her current position, demonstrating over 30 years of experience in the financial services industry. Sandra works with affluent individuals and families to address their wealth planning needs. She focuses on understanding client goals and partnering with them to make prudent decisions regarding investments and financial planning. She holds insurance licenses in Arkansas and California. Outside of her professional work, Sandra's personal interests include board games, cooking and baking, and golf.

Ste Van Gates is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Securities America Advisors and Allegis Investment Services. Outside of his advisory role, he operates a recreational rental business offering boats, camper trailers, and other equipment. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, financial planning, and access to multiple managed account solutions using a variety of asset-allocation tools and third-party platforms.