Anthony Zambri is a financial advisor at LPL Financial with 36 years of industry experience. He holds the CFP® and ChFC® designations and previously worked at Ameriprise Financial Services, Inc. for nine years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Colleen Clancy Cucuzzo is a financial advisor at Morgan Stanley with 24 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds the Series 66 designation. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools designed to model investment outcomes.

Russell Lusterman is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at Cetera since 2004. In addition to his advisory role, he owns and operates two CPA firms providing accounting, tax preparation, and bookkeeping services, and he is also a notary. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various investment and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Brian Tveter is a financial advisor with Charles Schwab in Garden City, NY, holding Series 63 and Series 65 registrations and bringing 29 years of industry experience. He has been with Charles Schwab since 2000 and with Charles Schwab Bank, SSB since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, multi-asset model portfolios, and a formal alternative investment onboarding process.

Melody Graham is a CFP® professional with 32 years of experience in financial advising. She has been with Ameriprise and its affiliated entities since 2005 and currently operates out of Melville, NY. Ameriprise Financial Services is a large diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendations and ongoing advice rooted in investment research and tax-aware strategies.

Seamus Mitchell is a financial advisor at Morgan Stanley with 20 years of industry experience. He previously worked at LPL Financial from 2004 to 2025 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. He holds the Series 63 designation. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Michael Stiuso is a financial advisor at Stifel with 41 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Credit Agricole Securities (USA) Inc. for nine years before joining Stifel in 2023. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group, which use forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Jake Rockower is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work includes roles at Morgan Stanley and The First National Bank of Long Island. Outside of his advisory work, he is also employed in tax and accounting services and serves as a notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors, employing a multi-manager platform that includes affiliated and third-party model portfolios.

Alisson Nieto Reyes is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2025, Alisson held roles at Citibank and studied at Baruch College. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and various institutional fiduciaries. The firm integrates investment management with a broad range of banking services and access to diverse financial products.

Jake Spano is a financial advisor with LPL Financial holding a Series 66 designation. He joined LPL Financial in 2025 and has previous experience working at Wykagyl Country Club, Hommocks Park Ice Rink, Mamaroneck High School, and Hommocks Middle School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research from LPL Research and third-party subadvisors.

Ahmed Khan is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior positions include roles at CITIGROUP, Invest Financial Corporation, and Investor's Bank. Khan serves as a board member for Valence College Prep and participates on the FINRA Continuing Education Content Committee. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach utilizes structured discovery and proprietary tools but does not typically offer individual security recommendations as part of standalone planning.

Naftoli Horowitz is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has worked previously at J.P. Morgan Chase Bank and J.P. Morgan Securities. Outside of his advisory role, he serves as director of BINA, a stroke and brain injury assistance organization, and is a writer for Artscroll Mesorah Publications. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by the Global Investment Committee’s analyses.

Christopher Carella is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation. His prior work history includes roles at Provision Diagnostics, UPS, and a period of unemployment before joining Morgan Stanley in 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Benjamin Lee is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. His background includes roles at Youngsun Kang CPA PC and entrepreneurial experience with Barnyard Bagel Company. He also worked in various positions during his time at the University of Miami and at Schultzy's Restaurant. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services through a platform that integrates investment advice, financial planning, and access to third-party asset management programs.

Brett Liberman is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2019, advancing to his current role in 2022. Prior to joining Fidelity, he held the position of Vice President, Private Client Advisor at J.P. Morgan from 2018 to 2019, and worked as an Investment Executive at National Securities between 2014 and 2018. His professional experience encompasses wealth planning and investment consulting, focusing on helping clients achieve their financial goals through personalized guidance and utilizing a range of investment options. Brett is dedicated to leveraging Fidelity's resources to support clients' visions of financial success. Outside of his professional role, Brett enjoys a variety of personal interests including beach activities, family time, fishing, skiing, traveling, and spending time with pets.

Richard Brown is a financial advisor at Morgan Stanley with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as an executor for an estate in Washington, D.C. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients. The firm employs structured planning tools and offers both direct client services and corporate financial planning agreements, managing approximately $2.74 trillion in client assets.

Rachel Heege Abode is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and bringing 21 years of industry experience. Her career includes roles at B. Riley Wealth Advisors, National Securities Corporation, and Gilman & Ciocia. In addition to her advisory work, she operates a fixed insurance business providing life, disability, annuities, and long-term care products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various investment program options, managing over $256 billion in assets through more than 10,000 advisors.

Michael Parmiter is a Series 66-licensed financial advisor with Morgan Stanley in Garden City, NY, with four years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2021 and held a position at Ernst & Young from 2018 to 2021. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning relies on structured discovery and firm-approved tools, offering advisory services without individual security recommendations as part of standalone plans.

Patrick Tiernan Jr. is a financial advisor with Ameriprise based in Fort Salonga, NY, holding a Series 63 designation and 37 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC from 2009 to 2016 and Ameriprise Financial Services, Inc. from 2016 to 2020. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Kevin Curry is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 32 years of industry experience. His career includes 20 years at Petersen Investments, Inc., followed by roles at Royal Alliance and Cadaret, Grant & Co., Inc. He operates a related business entity for his LPL advisory practice. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits, offering a range of advisory programs and services including financial planning, retirement consulting, and model portfolio management.