Anthony Perruso Jr. is a financial advisor with Wells Fargo Clearing in Rockaway, NJ, holding a Series 63 designation and bringing 32 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory work, he is a musician who performs at various venues. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Their advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in their investment menus.

Gregory Gioe is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial strategies that reflect their unique goals and aspirations. He has been with Fidelity since 2022, progressing through roles including Central Relationship Manager and Investment Consultant before becoming a Financial Consultant in 2026. Prior to joining Fidelity, Gregory worked as a Financial Advisor at Eagle Strategies LLC and as a Financial Services Professional at Equitable Advisors. Throughout his career, Gregory has focused on helping clients navigate the complexities of financial planning by providing tailored guidance and support. Outside of his professional work, he has interests in bowling, fitness, military service, outdoor adventures, and running.

Benjamin Burklow is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 credential and 19 years of industry experience. Prior to joining Raymond James in 2026, he worked for Ameriprise Financial Services, LLC for 20 years. He is president of Burklow & Burklow LLC, a financial planning business focused on operations, staffing, and training. Burklow also serves on the board of directors for the Shiloh Board. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored non-discretionary planning and uses analytical tools to support client goals, with notable offerings in municipal advisory and SIMPLE IRA employer consulting services.

Mike Reiss is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 34 years of industry experience. He previously worked at Morgan Stanley Wealth Management for 11 years before joining J.P. Morgan in 2023. In addition to his advisory role, he is also employed by JPMorgan Bank, where he can offer bank deposit and credit products. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Riera is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC and concurrent experience with Wachovia Bank, N.A. since 2007. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Joseph Oakes IV is a financial advisor at Osaic with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Osaic since 2018. His prior career includes roles at John Hancock Life Insurance Company and Signator Investors, Inc. He serves on the board of trustees for Seton Hall Preparatory School. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of affiliated advisers and platforms. The firm provides integrated brokerage and advisory services with a portfolio approach that utilizes asset-allocation tools, risk-tolerance assessments, and access to third-party managers.

Michael Gollenberg is a financial advisor at Thrivent Investment Management with 17 years of industry experience. He has been with Thrivent Investment Management since 2009 and Thrivent Financial for Lutherans since 2010. He holds Series 63 and Series 66 designations. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a broad range of topics and allows clients to integrate planning with managed-account programs while maintaining separate service structures.

Ikechukwu Oguh is a financial advisor with Wells Fargo Clearing in South Orange, NJ, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has also worked at Wells Fargo Bank since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Victor Delorenzo is a financial advisor at LPL Financial with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Ic Advisory Services, Inc., The Investment Center, Inc., and Planned Strategies, Inc. In addition to his advisory role, he is involved in insurance through Victor T. DeLorenzo Insurance LLC and Planned Strategies, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, supporting both discretionary and non-discretionary management with access to LPL Research, third-party subadvisors, and various portfolio management options.

Matthew Gordon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he owns and manages a rental property in Clifton, NJ. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Frank Pavese is a Certified Financial Planner (CFP®) with 28 years of industry experience. He is currently with Wells Fargo Clearing Services LLC, where he has worked since 2019, following a four-year tenure at UBS Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Goldstein is a financial advisor at LPL Enterprise with over 42 years of industry experience. He previously worked for Pruco Securities, LLC for 30 years and has been associated with Prudential Insurance Company of America since 1982. Outside of his advisory work, he is a pickleball instructor and coach in Livingston, NJ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a broad range of brokerage and insurance products.

Carolyn Ottenbreit is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the Sparta, New Jersey office. She holds the CERTIFIED FINANCIAL PLANNER® professional designation and serves a select group of affluent clients, including current or retired corporate executives and professionals. Carolyn joined Merrill in 1986 and transitioned to the Private Client Group in 1996 after ten years in corporate finance. Carolyn's expertise encompasses managing all aspects of clients' finances and investments, offering services such as retirement planning, estate planning, tax minimization strategies, philanthropic planning, portfolio management, and retirement income planning. She leverages the global resources of Merrill and collaborates with specialists and clients' tax and legal advisors to provide comprehensive financial strategies. Carolyn emphasizes financial education to foster a collaborative client-advisor relationship. She holds a bachelor's degree from Princeton University and a master's degree from The Wharton School at the University of Pennsylvania, where she concentrated in finance. Carolyn has also been actively involved in community organizations, having served as Past Chairperson of The SCARC Foundation, Inc., and Past President of the Newton Rotary Club in New Jersey. Her personal interests include cooking, reading, and traveling.

John Dipaolo is a financial advisor at RBC Capital Markets with 18 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Sterling Quick Jr. is a financial advisor with Wells Fargo Clearing in Short Hills, NJ, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with Wells Fargo Clearing since 2018 and has worked at Wells Fargo Bank, N.A. since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Stephen Mazzarella is a financial advisor with LPL Financial, holding a Series 66 designation and 28 years of industry experience. He has been with LPL Financial since 2004. In addition to his advisory role, he is involved in selling non-variable life and health insurance products, including fixed universal life, term, whole life, disability, and long-term care insurance. LPL Financial serves individual clients, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research to provide both discretionary and non-discretionary management services.

Gary Selecky is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously was with RBC Capital Markets for seven years. Outside of his advisory role, he serves as a FINRA arbitrator and participates as a poll worker for the Essex County Board of Elections. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Taylor Brady is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with four years of industry experience. Prior to joining Morgan Stanley, he worked at J.P. Morgan Chase & Co. for six years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Jeanna Markovich is a financial advisor with Wells Fargo Clearing in Short Hills, NJ, holding a Series 63 designation and 27 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and has prior experience with Wachovia Bank, N.A. and Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

James Broderick is a CFP® credentialed financial advisor with 13 years of industry experience, currently practicing at LPL Financial. His prior experience includes roles at Northwestern Mutual Wealth Management Company and several smaller firms. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations, offering a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.