Rochelle Atengco is a financial professional with one year of industry experience, currently affiliated with Cetera. She holds a Series 66 designation and has previously worked with KLS Advisors, LLC/SVB Private, a Division of First Citizens Bank for 12 years. Since 2024, she has also been involved with Pascarella Wealth Partners LLC as a financial professional. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with a broad selection of program options.

Stacey Rudbart is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. She has worked at RBC Capital Markets since 2009 and has been with City National Bank since 2018. Rudbart serves as an advisory board member for Valley National Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored strategies and a range of portfolio management, financial planning, custody, and brokerage services.

Paul Brehne is a CFP® with 36 years of experience in the financial services industry. He is currently with Morgan Stanley, having joined its Private Bank and Smith Barney divisions in 2024. Prior to that, he spent 10 years at Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and proprietary tools.

Jack Grondin is a financial advisor at Raymond James Financial with seven years of industry experience. He holds a Series 66 designation and has previously worked with M HOLDINGS SECURITIES, Inc. and at Trump National Golf Club Bedminster. Outside of his advisory role, he is involved with Eagle Rock Wealth Management and Greenberg and Rapp Financial Group, supporting financial planning and insurance services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and is notable for its municipal advisor affiliation and specialized advisory programs.

Michael Nelson is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Equitable Advisors, he worked in various roles including positions at Door Dash and in landscaping and food service. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both firm-offered programs and third-party asset managers.

Chad Robertson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Automatic Data Processing and Berkshire Hathaway Guard Insurance. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model portfolios to intermediary platforms.

Piotr Galus is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he is involved with Tatra Properties, LLC, a property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

John Infante is a financial advisor at UBS Financial Services with 16 years of industry experience. He holds Series 65 and Series 66 licenses and has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad array of capital markets and investment products.

Hrvoje Landeka is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2020. Prior to that, he held positions at Penguin AC and T3 Trading Group, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jordon Havens II serves as a Senior Resident Director at Merrill Lynch, leading the Sparta, NJ complex and heading the HBM Group, a planning team dedicated to servicing wealth management clients. With 25 years of experience in the financial industry, Jordon's expertise spans managing individual wealth through complex market cycles, constructing comprehensive financial and estate plans, and focusing on client segments including small business owners, executives, healthcare professionals, and retirees seeking income planning. Before joining Merrill Lynch Wealth Management in 2006, Jordon managed high-net-worth fixed income portfolios and worked in various roles including wholesaling for Oppenheimer and advising retail and institutional clients in New York City. He began his career at The Vanguard Group in Scottsdale, Arizona. Jordon holds a Bachelor's Degree in Finance from Arizona State University and has earned the Personal Investment Advisor (PIA) designation. Originally from Fishkill, NY, Jordon lives in Randolph, NJ with his wife, three children, and three Labrador retrievers. Outside of his professional commitments, he participates in activities such as golf, competitive fishing, cooking, and dog training. He is involved with organizations including ASPCA, the NRA, 11th Hour Dog Rescue, Camp Bow Wow Foundation, and serves as a softball coach for Girls Town Rec & Travel.

Karen Stark is a Wealth Management Advisor at Merrill Lynch Wealth Management in Chester, NJ. She works with individuals, families, women, and business owners to develop personalized financial strategies that align with their short-term and long-term goals. Karen’s approach emphasizes understanding each client's unique circumstances and priorities to create cohesive wealth management plans. Her focus areas include family wealth management strategies, legacy planning, portfolio management services, tax minimization, retirement income, and supporting women in wealth. Karen holds professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned an MBA in Finance from St. John's University and a Bachelor's degree from Syracuse University. Karen is involved in her community through the Rockaway Valley Garden Club and St. Cecilia Church. Outside of work, she enjoys gardening, reading, and practicing yoga.

Nicola De Pinto is a CFP®-designated financial advisor with 19 years of industry experience, currently with Charles Schwab in Morristown, NJ since 2019. Prior to Schwab, he worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Outside of finance, he co-invented a pool product that is sold wholesale and online through Amazon. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary investment recommendations and access to affiliated discretionary separately managed accounts. The firm is noted for its large client base and integrated service model, combining advisory, brokerage, custody, and cash-sweep services.

Paul Mandel is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. He has been with Morgan Stanley since 2009, including work at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include financial planning, investment management, and various specialized strategies.

Maria Powers is a financial advisor at RBC Capital Markets with 18 years of industry experience. She has held her current position since 2017. Powers holds Series 63, Series 65, and Series 66 credentials. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

William Ward is a CFP®-certified financial advisor with 27 years of industry experience. He is currently with Fidelity and has previously worked at Tapfin/EY, UBS FS, Chase Investment Services Corp., and Citicorp Investment Services. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in managing model portfolios across a diversified investable universe.

Jill Hiat is a financial advisor with Merrill in Florham Park, NJ, holding a Series 66 designation and with 41 years of industry experience. She has been with Merrill since 1983. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Doran is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has more than 30 years of experience working closely with families, corporate executives, and retirees to provide dependable financial guidance tailored to their unique needs. Patrick’s approach centers on personalized service, thorough analysis and research, multigenerational support, and attentive listening to help clients develop lifelong financial wellness. Throughout his career, Patrick has focused on helping clients answer essential questions related to retirement planning, lifestyle support, investment alignment, and financial habits across generations. He emphasizes identifying opportunities and risks by researching market environments, analyzing potential setbacks, and providing detailed financial health reports. His expertise includes personal retirement planning, portfolio management services, and retirement income strategies. Patrick holds a bachelor’s degree from Seton Hall University and holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He lives in Randolph with his wife and three children and enjoys spending time with his family, gardening, reading, and working out.

Sen Yen Goh is a Wealth Management Advisor at Merrill Lynch Wealth Management in Short Hills, New Jersey. In her role, she collaborates with clients to develop detailed financial strategies and tailor investment approaches aligned with their short and long-term goals, considering their legacy aspirations and philanthropic interests. She supports clients through critical periods such as liquidity events and personal and professional transitions. Sen Yen has over 20 years of experience in wealth management and has been with Merrill Lynch since 2007. She holds a Bachelor's Degree from the California State University System and has earned multiple professional certifications including the Certified Financial Planner (CFP®), Certified Divorce Financial Analyst (CDFA®), and Certified Private Wealth Advisor (CPWA) designations. Additionally, she possesses various licenses including FINRA Series 7, 8, 24, 63, 65, and 66, as well as New York and New Jersey Life and Health Insurance licenses. Committed to community involvement, Sen Yen participates in volunteering activities within the communities she serves. Her personal interests include gardening, genealogy, hiking, reading, spending time with family, swimming, and traveling.

Michael Graham is a financial advisor at Morgan Stanley in New York, NY, holding a Series 66 designation with 14 years of industry experience. He has been with Morgan Stanley since 2015, including three years at Morgan Stanley Services Group, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s advisory approach incorporates structured discovery conversations and firm-approved planning tools without providing individual security recommendations as part of standalone planning.

Michael Bostedo is a financial advisor with Cetera holding a Series 66 designation and four years of industry experience. He has worked at Raymond James Financial Services and Provident Bank prior to his current roles. Outside of advising, he is a partner and co-owner of Bostedo Construction, LLC, where he manages financial aspects of the business with his father. Cetera Investment Advisers LLC is an SEC-registered advisor that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various portfolio management options and access to both affiliated and third-party money managers.