Richard Jarbeck III is a financial advisor at Merrill with Series 63 and Series 66 registrations and one year of industry experience. Prior to joining Merrill and Bank of America, he has held positions at firms including Citibank, Wells Fargo Bank, and First National Bank of Pennsylvania. Outside of his advisory work, he also serves as an independent contractor delivering food and packages for DoorDash. Merrill provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm supports a range of account types and uses strategic asset allocation approaches developed by in-house and third-party managers.

Jed Glick is a CFA® charterholder based in Morristown, NJ, with seven years of industry experience. He has worked at firms including Seelaus Asset Management, Ibex Wealth Advisors, and currently LPL Financial and Active Management, LLC. Outside of his advisory role, he consults for OptMyCare, a healthcare IT company, advising on decks and valuations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by a large network of investment adviser representatives and utilizes both proprietary research and third-party strategies.

Steve Grossbard is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 65 registrations and has 37 years of industry experience. He has previously worked at Prudential Insurance Company of America and First Allied Advisory Services. Outside of his advisory role, Steve is a self-defense coach and conducts self-defense seminars several times a month. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including wrap accounts and educational seminars.

Jingtong Zhi is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with six years of industry experience. Prior to joining Morgan Stanley in 2018 and returning in 2020, Jingtong held roles at Loyola University Maryland and American Eagle Outfitters. Morgan Stanley Wealth Management is a large institution serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by the Global Investment Committee’s analyses and approved tools.

Michael Riley is a financial advisor with Equitable Advisors in Morristown, NJ, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at AXA Advisors, Metlife Securities, Merrill, A.G. Edwards & Sons, Inc., and Ameriprise. Outside of advising, he is involved in a family trust as a trustee and maintains a small outside insurance business. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset management programs. The firm utilizes a range of third-party advisory models and proprietary solutions without sponsoring its own wrap fee program.

Jarrod Burke is a financial advisor with Osaic Wealth, Inc. in Livingston, NJ, holding Series 63 and Series 65 credentials and over 24 years of industry experience. He was previously with Signator Investors, Inc. for 16 years before joining Osaic in 2018. In addition to his advisory role, he is active as a Certified Financial Planner and insurance broker through Acorn Financial Services, where he combines insurance and investment services. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a large network of affiliated advisers. The firm utilizes asset-allocation tools and multiple advisory platforms to construct customized portfolios with a range of investment options, providing both discretionary and non-discretionary account management.

James Ahern is a Wealth Management Advisor with Merrill Lynch Wealth Management based in Summit, New Jersey. He is part of the Hinds Fisher Ahern Group, collaborating with colleagues to provide comprehensive financial services. Their team offers wealth management and investment guidance, complemented by access to banking and lending solutions from Bank of America. This integrated approach is designed to help clients monitor and manage their finances efficiently through a single platform. Mr. Ahern’s career spans multiple major financial institutions including JP Morgan, Smith Barney, Legg Mason, and the Depository Trust. He joined Merrill Lynch in 2008, initially supporting Financial Advisors in implementing alternative investment strategies such as hedge funds, private equity, and structured investments. His experience included a role managing sales of structured investments in the Midwest region before relocating back to New Jersey in 2016 to focus on serving families and businesses alongside his team. He holds a Bachelor's Degree from Yale University and professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of work, Mr. Ahern resides in Manasquan, New Jersey with his wife and four children. He is active in his local community and coaches youth baseball and basketball.

James King is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 licenses and worked at RBC Capital Markets for 15 years before joining Stifel in 2023. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach uses a proprietary methodology based on forward-looking capital market assumptions and probabilistic modeling to support asset allocation and planning analyses.

Robert Kaufman is a financial advisor with J.P. Morgan Securities in Morristown, NJ, holding the Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with J.P. Morgan Securities since 2008 and also employed by JPMorgan Chase Bank, N.A. since 2010, enabling him to offer certain bank products and services alongside investment advisory. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling and centralized due diligence. The firm offers tailored advice on asset allocation, investment manager searches, and performance reporting through a select group of Wealth Advisors.

Peter Kalin is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including HSBC Securities and Provident Bank. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

William Ford is a financial advisor with Equitable Advisors in Morristown, NJ, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has worked with Equitable Advisors since 1999, including its predecessor Axa Advisors. Outside of his advisory work, he serves as treasurer for a high school basketball club and a high school reunion committee, and he is a member of the Elks Organization. Equitable Advisors provides financial planning, retirement consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory programs and third-party asset managers and offers ERISA fiduciary services through credentialed representatives.

Dorothy Tagliente is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds a Series 66 designation and has worked at RBC Capital Markets since 2009, following a year at J. B. Hanauer & Co. She serves as a trustee for the Kromko Family Trust, which is being replaced by the Kromko Family LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs and tailors portfolio strategies based on client risk profiles using a combination of in-house and third-party investment managers.

Rachel Peddle is a Vice President, Financial Consultant at Fidelity Investments, a position she has held since 2024. She brings 24 years of industry experience to her role, where she applies a consultative approach to help clients understand their financial health and work toward their individual goals. Prior to her current position, Rachel served as a Financial Consultant at Fidelity from 2018 to 2023. She also held roles as Vice President at Capital Markets Orinda Funds and Senior Advisor Consultant at Oppenheimer Funds, as well as a Registered Representative at Charles Schwab. Rachel's professional background spans various facets of financial consulting and investment management, providing her with a broad perspective on client needs and market dynamics. She utilizes Fidelity's tools and resources to assist clients in becoming better investors and striving for financial success. Outside of her professional work, Rachel is interested in family activities, fitness, hiking, outdoor adventures, parenthood, and traveling.

Paul Lupo is a financial advisor with RBC Capital Markets in Florham Park, NJ, holding Series 63 and Series 65 designations and possessing 34 years of industry experience. He has worked at RBC Capital Markets since 2008 and has been with City National Bank since 2021. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, tailoring strategies to clients’ risk profiles and utilizing both in-house and third-party investment managers.

Damien Caillault is a CERTIFIED FINANCIAL PLANNER™ professional with 18 years of industry experience. He is currently with Raymond James & Associates and previously worked for nine years at Stifel Nicolaus & Co Inc. Outside of his advisory role, he manages a leisure equipment rental business in New Jersey. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm provides financial planning and non-discretionary investment consulting through various programs and draws on multiple portfolio management styles and affiliated research.

Steven Goldstein is a financial advisor at Morgan Stanley with 45 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. He serves as an executor for an estate in Springfield, New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer managing approximately $2.74 trillion in client assets. The firm provides advisory programs and tailored financial planning services to individuals and institutional clients, utilizing structured planning tools and a variety of investment offerings.

Nicholas Picone is a financial advisor with Equitable Advisors, holding a Series 66 designation and eight years of industry experience. He has worked at Equitable Advisors since 2018 and previously at Axa Advisors, LLC. Outside of his advisory role, he works part-time as a sales associate selling a tax program. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm delivers advice through Investment Adviser Representatives and utilizes both proprietary and third-party asset management solutions.

Matthew Tripodi is a Benefits & Planning Consultant specializing in Executive Services. In this role, he partners with executives to help them understand their employer benefits and co-create financial plans aligned with their goals. He has professional experience as a Workplace Planning Consultant at Fidelity from 2022 to 2026 and served as a High Net Worth Service Associate at Fidelity from 2021 to 2022. Through these roles, he has worked closely with clients to provide personalized financial guidance tailored to their unique situations.

Jacqueline Hettesheimer is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2015, with a brief tenure at Raymond James & Associates. Outside of finance, she was involved in the restaurant business for ten years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Andrew Katchen is a financial advisor at RBC Capital Markets with 27 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Merrill and Morgan Stanley Private Bank. His current role at RBC follows his time at City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles through a combination of in-house and third-party investment managers.