Janine Nebbia is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Merrill from 2013 to 2021 before joining Morgan Stanley Smith Barney in 2021. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery tools and firm-approved processes.

Stephen Ortiz is a financial advisor with J.P. Morgan Securities in Greenwich, CT, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Merrill Lynch/Bank of America, Fidelity Investments, and Municipal Credit Union. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Kathleen Bigelow is a financial advisor with J.P. Morgan Securities in New York, NY, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

John Drowne is a Financial Consultant at Fidelity Investments, a position he has held since 2026. His professional experience includes roles as Planning Consultant (2023-2026), Relationship Manager (2022-2023), and Financial Representative (2021-2022) at Fidelity Investments. Prior to that, he worked in Institutional Sales at National Securities Corporation from 2019 to 2021. Born and raised in Stamford, Connecticut, John has developed a strong connection to the local community. He collaborates closely with clients to understand their values, family dynamics, and aspirations, aiming to create personalized financial strategies that support their goals. Outside of his professional work, John has interests in fitness, food, football, golf, and pets.

Matias Morales is a financial advisor with Mass Mutual Investors Services holding Series 65 and Series 63 licenses and three years of industry experience. His background includes roles at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He is based in Elmsford, NY. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and structured planning processes to deliver written recommendations without investment discretion.

Abdoulaye Diakite is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has prior work experience at CVS Pharmacy and educational institutions including Lehman College and the High School for Health Careers and Sciences. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Terence Barnett is a financial advisor with LPL Financial in Stamford, CT, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. Prior to joining LPL Financial in 2020, he spent a decade at Ameriprise Financial Services. He is also the author of an ebook titled "9 Simple Steps To Help." LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and advanced technologies to support diversified investment strategies.

Alec Chevreux is a Financial Consultant at Fidelity Investments, where he collaborates with individuals and families to assist them in making important financial decisions and developing personalized strategies tailored to their goals. He prioritizes understanding each client's unique situation to provide guidance and long-term planning support. Alec's professional experience at Fidelity Investments includes roles as an Investment Consultant from 2024 to 2026, Financial Representative from 2023 to 2024, and Financial Services Representative in 2023. This progression demonstrates his breadth of experience in financial consulting and investment advising. Outside of his professional work, Alec has interests in cooking and baking, fishing, fitness, exploring culinary experiences, outdoor adventures, and traveling.

Edward Laux is a Senior Financial Advisor at Merrill Lynch Wealth Management. He joined the firm in February 2019, bringing over 35 years of experience from the institutional side of Wall Street. Prior to his current role, he worked as an equity position trader and held leadership positions in US Equities at firms including Kidder Peabody, ABN AMRO Bank/Chicago Corp, and Cantor Fitzgerald. Edward leverages his expertise in risk, research, and client relationships to provide comprehensive wealth management services. His areas of focus include college education planning, family wealth management strategies, legacy planning, liquidity management, retirement income, philanthropic planning, individual and corporate investment strategy, and tax minimization. He collaborates closely with the Dyer Group, a top advisory team at Merrill Lynch, to enhance the scope of services offered to clients. Edward holds FINRA Series 7, 24, 55, 63, and 66 securities registrations and the Personal Investment Advisor (PIA) designation. He earned a Bachelor of Arts degree in Economics from Dartmouth College. Outside of his professional work, Edward participates actively in his community, serving on advisory boards such as the University of New Haven Executive Micro MBA Program, coaching travel basketball with the Greenwich YMCA, and contributing to the Stamford Board of Tax Assessment Appeals. He enjoys antiquing, basketball, cooking, golfing, reading, watching movies, yoga, and spending time with his family.

Christie Flynn is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery conversations and firm-approved tools.

Radhika Naini is a financial advisor at Morgan Stanley with 4 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools to model potential outcomes.

David Heller is a financial advisor at OSAIC with 16 years of industry experience. He holds a Series 63 designation and has worked at Royal Alliance Associates, Inc. and Mass Mutual Investors Services, as well as Mass Mutual Life Insurance Company. Outside of his advisory role, he serves as a managing director of Sanders Smith Ltd and provides insurance services as a sales agent. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and multiple investment options, and supports various third-party managed-account platforms.

Nicholas Sivo is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Dunkin' Brands, Apple, and the U.S. Soccer Federation. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Kelly Early is a financial advisor with Morgan Stanley, holding a Series 66 designation and over a decade of experience in the industry. Prior to joining Morgan Stanley in 2022, Kelly worked at Bank of America from 2014 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning using structured processes and firm-approved tools.

Frank Moore III is a financial advisor with UBS Financial Services in Greenwich, CT, holding a Series 63 designation and 39 years of industry experience. He has been with UBS since 2000. Outside of his advisory role, Moore serves as a trustee and member of the finance committee at The Marvelwood School and is president of Community Concerts of Greenwich, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Elliot Skriloff is a Senior Vice President, Senior Financial Advisor, and Portfolio Manager based in the White Plains, New York office of Merrill Lynch Wealth Management. He provides financial advice and investment management strategies, focusing on retirement planning, wealth transfer, estate planning services, and total wealth management. His approach considers each client's risk tolerance, time horizon, liquidity needs, overall investment goals, and associated costs. His clientele includes affluent individuals and families, corporate executives, business owners, households with special needs members, and non-profit organizations. Elliot has been in the financial services industry since 1993 and has been with Merrill Lynch Wealth Management since 2004. He employs a defined process to understand his clients' specific situations, establish objectives, develop strategies, recommend solutions, and monitor progress towards their goals. As a Portfolio Manager, he manages personalized or defined strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He holds the Accredited Asset Management Specialist (AAMS) and Chartered Retirement Planning Counselor (CRPC) designations. Elliot earned a Bachelor's degree with a major in Finance and a minor in Economics from Ithaca College. He resides in Armonk, New York with his wife and two children and participates in community volunteer organizations.

Jordan Smith is a financial advisor with Merrill in Stamford, CT, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill, he worked in educational roles at several high schools from 2012 to 2024. He is an executor in a non-investment-related capacity outside his advisory work. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Richard Lindquist is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Joshua Sucov is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at Edward Jones since 2022. Prior to joining Edward Jones, he worked at Bank of America NA and Merrill Lynch from 2017 to 2022 and operated as an independent advisor from 2013 to 2017. He is a trustee for multiple family trusts and a qualified account. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and managed solutions supported by a nationwide network of more than 23,700 financial advisors.

Irene Aponte is a financial advisor at Edward Jones in Mt Kisco, NY, with seven years of industry experience. Her prior work includes roles at Wells Fargo Bank NA and running a residential property leasing business. She also serves as a personal aide through home care programs. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory, managed account, and investment solutions supported by a large national network of advisors and branch offices.