Michael Brown is a financial advisor with Raymond James Financial in Minneapolis, MN, holding a Series 63 designation and 40 years of industry experience. He has been affiliated with Raymond James Financial Services, Inc. since 1992 and is also an officer and treasurer of Birch Cove Group, Ltd., a private client wealth management firm he has been involved with since 2009. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, emphasizing tailored financial plans and a range of implementation options supported by firm research and extensive affiliate resources.

Shane Horihan is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, with prior roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA dating back to 2006. Outside of his advisory role, he is the lead content writer for The Learned Manager LLC and is involved in grape growing through Saoirse Vineyards LLC, which supplies local wineries. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven process is grounded in modern portfolio theory and includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Bryan Mastenbrook is a financial advisor with Thrivent Investment Management in Minneapolis, MN. He holds a Series 66 designation and has recently begun his career in the industry, joining Thrivent Investment Management in 2025. Prior to this, he held roles at Thrivent Financial and has experience in various other fields, including education and retail. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across multiple financial topics and offers clients the option to combine planning with managed-account services under a consolidated billing arrangement.

Calvin Jackson is a financial advisor at Wells Fargo Advisors with six years of industry experience. He holds the Series 63 and Series 66 licenses. His prior experience includes roles at J.P. Morgan Securities LLC, U.S. Bank, and Wells Fargo entities. Outside of his advisory work, he owns Qualitino LLC, a business engaged in Amazon merchandise. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with other financial products and referral channels.

Thor Nelson is a financial advisor with Ameriprise in St Anthony, MN, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Outside of his advisory role, he is a member of Cloverwood Real Estate LLC, where he provides capital but does not engage in operations. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to generate personalized retirement income plans while emphasizing assets held in Ameriprise Managed Accounts.

Rebecca Bown is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning and offers access to various investment products and strategies, managing approximately $2.74 trillion in client assets.

Sor Her is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Sor Her worked at Bank of America and Merrill for 10 years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jeffrey Daugherty is a financial advisor with Ameriprise Financial Services in Minneapolis, MN, holding a Series 66 designation and nine years of industry experience. He has been with Ameriprise and its related entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides detailed recommendations and ongoing guidance focused on dependable income sources and tax-aware withdrawal strategies.

Tejwant Singh is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63, Series 65, and Series 66 credentials and has seven years of industry experience. He has worked at several major firms, including J.P. Morgan Chase, Merrill, Bank of America, and Principal Financial Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach is grounded in modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jack Murphy is a financial advisor at RBC Capital Markets based in Minneapolis, MN, holding a Series 66 designation with three years of industry experience. Prior to joining RBC in 2020, he worked at Aldi and has experience linked to the University of Wisconsin–Eau Claire and Exceed Hockey. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides customized advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers and offering features such as tax management and responsible investing options.

Michael Rutter is a CFP® with 19 years of industry experience currently with Cetera. He has held roles at firms including Securian Financial Services, Minnesota Life Insurance, and CRI Securities. In addition to his advisory work, he is a partner in Prospect Holdings LLC, which manages Anytime Fitness franchises, and is involved in ownership and financial management activities for that business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Tyler Vogel is a financial advisor at Ameriprise in Minneapolis, MN, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he was involved with the University of Minnesota Student Union Association and has volunteered with the Roseville Area Youth Hockey Association. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Tenney is a financial advisor at Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 licenses with 32 years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2017 and previously at Scottrade from 2015 to 2017. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Amy Stern is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 65 credentials and 27 years of industry experience. She has been with RBC Capital Markets since 2008. Stern serves as a board member on the Minnesota Security Board and is also on the board of directors for Camp Fire Minnesota, an organization that runs nature programs for youth. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored advisory programs with a range of portfolio management and financial planning services.

Eun Jung Lee Kim is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has worked with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where she has been employed for over 25 years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Mark Owens is a financial advisor at Thrivent Investment Management with one year of experience. He holds the Series 66 designation and previously spent ten years at Cedarville University. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm focuses on holistic, goal-based financial planning across a broad range of topics and offers integration options with managed-account programs under a consolidated billing system.

Jason Tamminen is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding a Series 66 designation and 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers a range of brokerage and advisory solutions.

Beverly Howdeshell is a financial advisor at Thrivent Investment Management with 18 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Edward Jones for 13 years. Beverly is also the executor of a family trust related to her family farm in Jonesburg, Missouri. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without managing accounts directly. The firm’s holistic, goal-based analyses can be combined with managed-account programs under a consolidated billing option while keeping planning and portfolio management services distinct.

Eric Wenzel is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 designation and previously worked at SagePoint Financial and OSAIC. He also operates Wenzel Financial Services, which he has managed since 1992. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios and third-party research.

Andrea Murphy is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she is a limited partner in a real estate business, Granite Properties, LLP. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.