Timothy Nausin is a financial advisor with LPL Financial in Seattle, WA, holding a Series 66 credential and 20 years of industry experience. His prior roles include 13 years at Waddell & Reed Inc. and various insurance carriers, as well as two years at Kms Financial Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, leveraging both discretionary and non-discretionary strategies supported by technology and research tools.

Heather Rock is a financial advisor at Robert Baird & Co. in Seattle, WA, holding Series 63 and Series 65 licenses with 40 years of industry experience. She has been with Robert Baird & Co. since 2014. Outside of her advisory role, she serves as a trustee for the French American School of Puget Sound and acts as an advisor and mentor for Waterlilly Caregiving Inc. She is also a director and owner of Treen Corporation, a private company. Heather is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a broad range of clients including high-net-worth individuals, families, pensions, corporations, and charitable organizations. The group offers customized consulting and portfolio management services using a combination of in-house and third-party managers and provides both traditional and complex investment strategies.

Kimberly Monnahan is a financial advisor with LPL Financial in Edmonds, WA, holding Series 63, 65, and 66 credentials and bringing 22 years of industry experience. Her career includes roles at Ameriprise, Private Advisory Group, Northern Trust Securities, Banc of America Investment Services, and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a wide network of more than 22,800 advisors.

Matthew Seto is a financial advisor with Wells Fargo Clearing in Seattle, WA, holding Series 63 and Series 65 licenses and possessing nine years of industry experience. He has worked with Wells Fargo entities since 2012, including Wells Fargo Bank and Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven approach incorporates modern portfolio theory and includes discretionary 3(38) plan-level investment management options, with a notable inclusion of insurance-related vehicles and bank deposit sweep products in its investment menus.

Blake Mc Allister is a financial advisor at UBS Financial Services with two years of industry experience. He holds a Series 66 designation. His prior work experience includes roles at Techtronic Industries and The Golf Club at Newcastle. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans.

Fortun Azose is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 designations and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. He is based in Seattle, WA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services and manages approximately $2.74 trillion in client assets.

Karin Nilsson is a financial advisor with LPL Financial in Seattle, WA, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked at LPL Financial since 2011 and previously spent 12 years with Cetera Wealth Services, LLC. Outside of her advisory role, she works as a dealer and pit boss for a casino party vendor that operates at non-monetary events. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by a large network of investment adviser representatives and various operational tools.

Adrian Hedwig is a financial advisor with LPL Financial in Bellevue, WA, holding a Series 66 designation and 14 years of industry experience. His career includes roles at SALAL Credit Union, LPL Financial, and Cuso Financial Services, LP. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, supporting a large network of advisors with model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Dwayne Dilley is a financial advisor with Cambridge Investment Research Advisors in Bellevue, WA. He holds Series 63 and Series 65 credentials and has 39 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliate since 2015. Outside of his advisory role, he works as an independent insurance agent and is involved with Puget Sound Retirement Services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing various portfolio management and model-based strategies tailored to client objectives.

Jeffrey Ratti is a financial advisor with Charles Schwab in Bellevue, WA, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at TD Ameritrade, Avenue Properties, Keller Williams Real Estate, and Calton & Associates, Inc. He has been with Charles Schwab and Charles Schwab Bank since 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary managed account services. The firm provides integrated brokerage, advisory, custody, and cash management services supported by multi-asset model portfolios and centralized operational processes.

Nathan Huveldt is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley in various capacities since 2000, following six years at Citigroup Global Markets. Outside of his advisory role, he is involved with Best Life Medical Weight Loss, LLC, focused on healthcare and medical weight loss services. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models to support clients’ financial goals.

Kenneth Lubkowski is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2000. Based in Seattle, WA, Lubkowski also has a non-variable insurance business under Financial Advocates and dedicates a portion of his time as an insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Mark Sullivan is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC. Outside of his advisory role, he operates a family-owned purebred cattle business, Black Hills Herefords, in Olympia, WA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jake Prather is a financial advisor with Ameriprise Financial Services LLC in Bellevue, WA. He holds the Series 66 designation and has one year of experience at Ameriprise, following prior roles in various industries including the United States Coast Guard and corporate positions. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Danielle Moeller is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. She has worked at Wells Fargo Clearing since 2022 and is also affiliated with Pennsylvania State University and Wells Fargo Bank, N.A. outside of her advisory role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to guide its diversified investment approach.

Connor Stoeser is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and previously worked at Deloitte Tax before joining Morgan Stanley in 2016. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Tadeusz Markow is a CFP®-designated financial advisor with Cambridge Investment Research Advisors, based in Seattle, WA. He has 33 years of industry experience and has been with Cambridge Investment Research since 2007. He is also the owner of Markow Financial Group, which has operated since 1995, and serves as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using a variety of custodial platforms and proprietary as well as third-party investment strategies.

Elliott Doran is a financial advisor at RBC Capital Markets with a Series 66 credential and less than one year of industry experience. His background includes roles in media at Scripps News/KTVH and involvement with Gonzaga University New Student & Family Programs. He has also worked at Big Dipper Ice Cream. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs that include portfolio management, financial planning, and brokerage services. The firm customizes investment strategies based on client risk profiles, utilizing both in-house and third-party managers.

Rod Greenshields is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a variety of advisory programs, including customized financial planning supported by firm-approved tools and outcome modeling. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Timothy Brown is a Series 66-credentialed financial advisor with 17 years of experience, currently with Morgan Stanley in Seattle, WA. He has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved as a partner in a publishing business, Beth Brown Books LLC, and serves as an independent distributor for health and energy products through AdvoCare. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that encompass broad retail and institutional offerings.