Michael Pages is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at J.P. Morgan-related entities since 2014. He serves as Joint Investment Committee Chair on the board of the New Jersey Institute of Technology, a nonprofit organization. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process and offers specialized capabilities in derivatives and commodities.

George Mouded is a financial advisor with Osaic Wealth, holding a Series 66 designation and bringing 22 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, Hornor, Townsend & Kent, UBS Financial Services, and Merrill. Outside of his advisory work, he operates Economic Planning Group, offering various insurance products including health and life insurance. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, through a multi-advisor platform that provides brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of investment solutions and maintaining multiple custodial and affiliate program arrangements.

Rodney Robinson is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 63 and Series 65 licenses and possessing 39 years of industry experience. He has worked at Equitable Advisors since 2004, with prior roles at Axa Advisors, Fidelity, and Merrill. Outside of his advisory career, he is involved as a consultant providing health insurance consulting to public sector groups and owns Good Music Productions, where he works as a sound engineer. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and partners with third-party asset managers and advisory programs.

Kevin O’Brien is a financial advisor with Cetera, holding a Series 66 credential and 23 years of industry experience. He has previously worked at Park Ave Securities and Guardian and currently operates The O’Brien Group, a financial services business. He is also active as an insurance agent selling life, health, disability, and annuity products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with diverse portfolio management options, combining discretionary and non-discretionary authorities, supported by over 10,000 advisors and approximately $256 billion in assets under management.

Wajeeh Abushawish is a financial advisor at Edward Jones in Newark, NJ, holding a Series 66 designation. He has recently begun his career in the industry and has prior experience at firms including Aprio Advisory Group, Vialto Partners, PriceWaterhouseCoopers, and CohnReznick, as well as roles outside of financial services. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Charles Larocca is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and with 40 years of industry experience. He has been with LPL Financial and its predecessor firms since 2004. Outside of his advisory role, he is involved in pension design consultation through Professional Pension Planners and manages LCJ Associates Inc., which sells fixed annuities and various insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, advisory, and institutional services, employing both proprietary and third-party strategies across various asset classes, supported by advanced operational and research tools.

Maryann Romano is a financial advisor at J.P. Morgan Securities with 22 years of industry experience. She holds Series 63, Series 65, and Series 66 designations. Her career includes roles at Citigroup Global Markets from 2004 to 2007 before joining JPMorgan Chase Bank and J.P. Morgan Securities in 2007. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process that integrates quantitative and qualitative research and may incorporate ESG criteria in recommendations.

Madhavi Gibbs is a financial advisor at Merrill with 25 years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2006 as well as Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model‑based and discretionary investment strategies for individuals, high‑net‑worth clients, pension and profit‑sharing plans, corporations, and charitable organizations.

Dawn Cammarano is a financial advisor at Raymond James Financial with eight years of industry experience. She holds the Series 66 designation and has been with Raymond James Financial Services Advisors Inc. since 2017. Outside of her advisory role, she has worked in support capacities at two businesses since 2009 and 2015, primarily handling administrative tasks. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and organizational clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers several specialized advisory programs, including municipal and retirement plan consulting.

Claudia Germann is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2017, following six years at AIG Advisor Group. Outside of her advisory role, she is the owner of a short-term rental property in Astoria, New York. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Mario Califano is a financial advisor with Cetera who holds a Series 63 designation and has 29 years of industry experience. He has been with Cetera and its affiliates since 2005 and also owns Califano Financial Services Corp, where he provides accounting and tax services. Califano serves as president and treasurer of multiple holding companies managing investments and acts as executor for a family estate. Cetera Investment Advisers LLC is an SEC-registered firm that offers a range of investment advisory services to individuals, retirement plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform allowing advisors to utilize model portfolios, third-party managers, or bespoke strategies, managing over $256 billion in assets through a network of more than 10,000 advisors.

Frederick Turner is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Clearing and UBS Financial Services. Turner is a co-owner of Turner GP, LLC, a merchant partnership based in Chester, NJ. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and delivers tailored recommendations using proprietary research and planning tools.

Azis Fejzullaj is a CFP®-certified financial advisor at Charles Schwab with five years of industry experience. His prior roles include positions at Deutsche Bank Securities Inc. and Fidelity Investments. He holds Series 65 and Series 63 licenses and is based in Millburn, NJ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory guidance with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by due diligence from its Center for Financial Research.

David Larkin is a financial advisor with Merrill in Westfield, NJ, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2010 and previously at Fidelity from 2007 to 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth individuals, pension plans, corporations, and charitable organizations.

David Fernandez is a financial advisor at MassMutual Investors Services with 25 years of industry experience. He holds a Series 66 designation and has previously worked at PNC Investments and Charles Schwab. Outside of his advisory role, he serves as the treasurer of a condominium association and works as an insurance broker specializing in life, fixed annuities, disability, long-term care, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual planning engagements using firm-approved analytical tools and offers specialized event-driven planning services.

Henry Asemota is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 20 years of professional experience in retirement and investment planning, risk management, wealth planning strategies, and estate and charitable planning services. He is a member of a multi-generational wealth management team with a nationwide practice, recognized as a comprehensive and caring resource for customized financial solutions. Henry’s approach to advising is grounded in building open and honest relationships, emphasizing listening, proactive planning, and understanding clients' perspectives before engaging in financial discussions. Throughout his career, Henry has worked with a diverse client base, including business owners, corporate executives, physicians, attorneys, and professional women. He also leads Merrill’s national non-profit practice as part of Boyd Britton & Pope Wealth Management, collaborating with executive leadership and boards of directors to support foundations, endowments, and other nonprofit organizations in managing fiduciary risk, investing prudently, and pursuing long-term goals. Before joining Merrill, Henry held roles as a Regional Vice President with New York Life/MainStay Investments and worked with WisdomTree Investments, OppenheimerFunds, and Legg Mason Wood Walker, Inc. Henry holds the Certified Plan Fiduciary Advisor® (CPFA®) designation, Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC) credentials. He earned a bachelor's degree from the University of Maryland-Baltimore County, an Honors University. Based in New York, Henry is actively involved with charities in the tristate area, including Friends of the Children New York and Every Mother Counts. His personal interests include basketball, biking, football, golfing, music, photography, running marathons, tennis, and traveling.

Michael Lebo is Vice President and Financial Consultant at Fidelity Investments. He has held this position since 2021 and continues to serve in this role. Prior to joining Fidelity, Michael worked as a Senior Wealth Strategy Associate at UBS Financial Services from 2016 to 2021. He began his career as a Financial Solutions Advisor at Merrill Edge from 2015 to 2016. Michael focuses on understanding his clients' motivations and concerns to develop comprehensive financial plans tailored to their needs. His approach centers on being a knowledgeable and trustworthy financial partner for clients and their families, aiming to create strategies that address both their aspirations and risks. Details regarding his education, credentials, personal interests, and community involvement were not provided.

Jennifer Kary is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She previously worked at BTIG LLC and spent four years at the College of the Holy Cross. Outside of her advisory role, she teaches tennis to children ages 3 to 10 on weekends. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Nettune is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has 26 years of experience in wealth management, having worked as a Private Banker, Wealth Advisor, and Financial Advisor. Prior to joining Merrill Lynch in 2018, Scott spent four years at The Wells Fargo Private Bank as a Wealth Advisor and Senior Vice President. Before that, he worked for 14 years at JPMorgan’s Private Bank, where he held multiple roles, including work on the Restricted Stock Desk focusing on 10b5-1 plans. Scott specializes in legacy planning, managing new wealth, and tax minimization. He manages the financial situations of high-net-worth clients by identifying their life goals and financial strategies and coordinating teams of specialists to implement comprehensive wealth plans. He holds a Bachelor of Arts in Accounting and Finance from Gettysburg College and maintains FINRA Series 7 and 66 registrations as well as a Personal Investment Advisor (PIA) designation. Outside of his professional work, Scott is involved with the nonprofit organization Soft Bones, Inc (501c-3). He enjoys basketball, golfing, music, coaching youth sports, and spending time with his family and friends.

Michael Pimpinelli Jr. is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and five years of industry experience. Prior to joining Mass Mutual, he worked at Abercrombie & Fitch for two years and has experience from Seton Hall University. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations.