Robert Smith is a financial advisor at LPL Enterprise with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Prudential Insurance Company of America since 1999. Outside of his advisory role, he is involved in selling group life and disability insurance products. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is typically model-driven, incorporating portfolios developed by internal research and third-party strategists, and it offers a range of financial planning, consulting, and insurance-related services.

Richard Blaney is a CFP® with 28 years of industry experience. He is currently with Cetera, where he has worked since 2023. Previously, he spent seven years at Beechwood Financial Services LLC. Outside of his advisory work, he serves as Vice President of the Verona Chamber of Commerce, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Stephanie Brown is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets from 1998 to 2009. Brown is currently based in Paramus, NJ. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and Corporate Financial Planning agreements.

Nicholas Bozanich is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance Company since 2015. In addition to his advisory role, he provides financial guidance related to life, disability, long-term care insurance, fixed annuities, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning with recommended investment strategies.

James Zimmermann is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked at Edward Jones for two years and operated the Law Offices of James C. Zimmermann for four years. Outside of his advisory role, he is also involved in delivery services through Instacart. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes various third-party asset managers and advisory platforms, providing access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Jill Cooper is a CFP®-certified financial advisor with 32 years of industry experience. She is currently with OSAIC and has previously worked at Sagepoint Financial, American General Securities, and other financial services firms. In addition to her advisory work, she is a member of JBC Consulting LLC, which focuses on the sale of group and individual insurance products. OSAIC Wealth serves a wide range of clients including retail and institutional investors, retirement plan sponsors, and corporate entities. The firm offers brokerage and advisory services supported by model-based asset allocation and portfolio optimization, employing a multi-advisor platform to deliver various financial planning and investment management programs.

Fred Harraka is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has three years of industry experience, all with MassMutual Life Insurance Co and Mass Mutual Investors Services since 2023. Outside of financial advising, Harraka owns and operates multiple dry cleaning businesses, including Westside Cleaners and Fred's Corporate Cleaners. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, software-supported planning and offers specialized event-driven planning programs.

James Beale Sr. is a financial advisor at LPL Enterprise with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory role, he is involved in Prudential-sponsored non-variable insurance activities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional clients. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Malcolm Lett is a financial advisor at Primerica Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with PFS Investments Inc. and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap fee structure, with trading and custody services provided by Pershing and Primerica Brokerage Services.

Matthew Clancy serves as Vice President, Financial Consultant, bringing over 30 years of experience in the financial services industry. In his current role, he collaborates closely with clients to understand their unique goals and develop personalized financial strategies through a comprehensive planning process. He emphasizes educating clients and simplifying complex financial concepts to support informed decision-making. His professional experience includes positions at Fidelity Investments from 2015 to 2023, serving as Financial Consultant, Investment Consultant, and Central Relationship Manager. Prior to that, he held leadership roles at AllianceBernstein and Sanford C. Bernstein & Co. Inc., where he managed client reporting and portfolio administration functions. Matthew holds a California Insurance License. Outside of his professional work, he has interests in biking, fishing, golf, soccer, and traveling.

Antoinette Campbell is a financial advisor at Morgan Stanley with 27 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for seven years before joining Morgan Stanley Smith Barney LLC. She is a 50% owner of JJLM LLC, an unrelated business activity based in Staten Island, NY. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and a range of investment programs but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Louis Intorre is a financial advisor with Morgan Stanley in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Morgan Stanley and its affiliated Private Bank since 2014 and 2015, respectively. Outside of his advisory work, he serves as the recycling coordinator for the Borough of Dumont. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their planning process uses structured tools and models to assist clients, who are responsible for implementing and updating their plans.

Parto Tehranifar is a financial advisor at Primerica Advisors with 20 years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including PFS Investments Inc and Primerica Financial Services since 2005. Tehranifar has experience in office management and is involved in sales of investment-related products and home-related services through affiliated companies. Primerica Advisors is a large-scale firm serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that utilizes model-delivery strategies managed by third-party asset managers, supported by custodial and trade execution services.

Danielle Jacobson is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has held roles at Morgan Stanley since 2009, as well as positions at National Asset Management, National Securities Corporation, and Winslow, Evans & Crocker, Inc. Outside of her advisory work, she is involved as an independent contractor in direct sales of dermatology products through Rodan and Fields. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both retail and institutional solutions.

John Kelly is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Maria Nigro is a CFP®-certified financial advisor with 21 years of industry experience. She is currently with Equitable Advisors and has previously worked at Ameriprise Financial Services, Morgan Stanley, and Citigroup Global Markets. Outside of her advisory role, she serves on the St. Anne's Parish Community Committee, contributing to community events and fundraising efforts. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models, including third-party asset managers and LPL-sponsored programs, focusing on tailored client solutions without sponsoring its own wrap fee program.

Mary Ann Abida is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in developing personalized financial strategies that evaluate the overall financial health of families, including wealth management planning, asset preservation, retirement income stream creation, and tax liability alleviation. Mary Ann focuses on guiding clients through financial changes and uncertainties to help achieve their financial goals for themselves and future generations. She holds a Master's Degree from the University of Phoenix, a Bachelor's Degree from Montclair State University, and a Certificate in Financial Planning from NYU School of Professional Studies. Mary Ann has earned several professional designations including Certified Divorce Financial Analyst (CDFA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She is multilingual, speaking English, Circassian, and Arabic. In addition to her professional work, Mary Ann is involved with community organizations such as the Circassian Benevolent Association and delivers financial empowerment workshops to various groups. She supports organizations including Doctors Without Borders, Humanity for Relief and Development, International Rescue Committee, and World Central Kitchen. Her personal interests include cooking, football, golfing, music, reading, soccer, spending time with family, swimming, traveling, and yoga.

Alexander Arns Jr. is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services that utilize firm-approved tools and data-driven modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides tailored planning through its Financial Advisors and Estate Planning Strategies Group.

Robert Jelderks II is a financial advisor with Stifel Nicolaus & Co Inc, holding a Series 63 designation and 33 years of industry experience. He has been with Stifel since 2014. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Felipe Stanev is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and one year of industry experience. His previous roles include positions at PFS Investments Inc., Primerica Financial Services, and T3 Trading Group. Outside of advising, he is involved in sales of home-related products through Primerica Mortgage and Primerica Client Services. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, retirement plans, and corporate entities. The firm’s investment implementation is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with additional offerings in insurance and affiliated trust custody services.