Javier Bustamante is a financial advisor at Primerica Advisors with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Primerica Financial Services since 2011, with additional experience at Morris Tech Partners and AT&T. Outside of advisory work, he is involved in managing Captain Gambit Studios, LLC and works as a Lyft driver. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable organizations. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports accounts through BNY Mellon Advisors and Pershing custody services.

Walter Janeczek is a Series 66 registered financial advisor with Edward Jones, based in Franklin Lakes, NJ. He has 16 years of industry experience and has been with Edward Jones since 2009. Outside of his advisory role, he is associated with Cascade Medical Enterprises LLC, a medical device business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Lewie Soaivan is a financial advisor with Primerica Advisors in Oakland, NJ, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked with PFS Investments Inc. since 2012 and Primerica Financial Services since 2010. In addition to his advisory role, he is involved in the sale of loan products and home security services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Robert Ferrari is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 34 years of industry experience. He worked at Signator Investors, Inc. for 26 years before joining OSAIC in 2018. Outside of his advisory roles, he serves as a director of the nonprofit foundation Above and Beyond with Michael, which supports philanthropic efforts such as scholarships and providing PPE to medical offices in New Jersey. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple program options delivered through a complex affiliate network.

Keith Smith is a CFP® with 37 years of industry experience, currently serving at LPL Financial since 2019. His previous roles include seven years at Ameriprise Financial Services and ten years at PRUCO Securities. Outside of his advisory work, Smith is involved in real estate rental related to his office location in Flanders, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Frank Armero is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has worked previously at Weichert Financial Services and American Financial Resources. In addition to advising, he serves as a Client Services Manager at SFS Management LLC, providing administrative support to advisors. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, retirement, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and customized strategies, supporting both discretionary and non-discretionary accounts.

Michael Ball is a financial advisor at Stifel with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Stifel since 2011, following six years at Merrill. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Marc Delgaudio is a financial advisor with Cetera who holds a Series 63 designation and has 33 years of industry experience. His prior work includes positions at Allied Wealth Partners, Securian Financial Services, Minnesota Life Insurance Company, Langdon Ford Financial, and WS Griffith Securities. Outside of advising, he holds ownership or officer roles in several fixed insurance sales businesses. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party money managers across various program types and custodial relationships.

Kenneth Mayer is a financial advisor with Morgan Stanley in New York, NY, holding Series 63, 65, and 66 licenses and bringing 33 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a board member of Mayer Brothers Capital Management, LLC and is a partner in Mayer Family Associates, LP. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Christopher Connolly is a financial advisor at Morgan Stanley in Morristown, NJ, with five years of industry experience. He previously worked at BNY Mellon from 2016 to 2021 before joining Morgan Stanley in 2021. Connolly holds the Series 66 designation. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with a broad range of retail and institutional services.

Joseph Colaiacovo is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He has held positions at J.P. Morgan Securities since 2012 and previously worked at Chase Investment Services Corp. from 2008 to 2012. Colaiacovo holds Series 63 and Series 65 licenses and is based in Morristown, NJ. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s non-discretionary program focuses on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a framework that may incorporate ESG criteria.

Christopher Gaglione is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney since 2009. Gaglione is also a commissioned notary public in New Jersey and provides notary services to clients at his branch upon request. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and market simulations as part of its financial planning process.

Joshua Leon is a financial advisor at RBC Capital Markets with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including Prudential Investment Management Services LLC, PGIM Investments, Bank of America, Merrill, and Wells Fargo. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

Jennifer Rullis is a financial advisor with Merrill in Florham Park, NJ, holding Series 63 and Series 66 licenses and having 26 years of industry experience. She has been with Merrill and Merrill Lynch since 1997. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rene Delgrosso is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Primerica Financial Services since 1991 and Primerica Advisors since 1989. Outside of his advisory role, he is involved with Pushing Up People, Inc., a business formed for Primerica purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Joseph Rass is an adviser with LPL Financial holding a Series 66 designation and has been in the industry for less than one year. His prior experience includes roles at Northern Advisory Group and New Jersey Institute of Technology, as well as positions in education at multiple schools. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Kevin Peters is a financial advisor with Ameriprise in West Orange, NJ, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 18 years of industry experience, having worked previously at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, Peters is involved in a real estate business, owning Mountain Property Management. Ameriprise Financial Services serves both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Michael Persche is a financial advisor with Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with Morgan Stanley since 2014 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations and Secular Return Estimates, to support its financial planning services.

Jonathan Posner is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley since 2009, including 11 years with Morgan Stanley Private Bank. Prior to that, he was with Citigroup Global Markets for 14 years. He serves as an executor and co-executor for estates in Livingston, New Jersey. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and asset management through a structured process that incorporates firm-approved planning tools and portfolio modeling.

Ananda Smith is a financial advisor at Morgan Stanley with two years of industry experience. She holds a Series 66 designation and has previously worked at Soul Cycle and studied at George Washington University and Marymount High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs. The firm’s financial planning process uses structured discovery and proprietary tools to develop tailored plans, managing approximately $2.74 trillion in client assets.