Joseph Bartolomeo is a financial advisor at Raymond James Financial Services Advisors, Inc. with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Rockefeller Financial LLC and Stifel, Nicolaus & Company. Outside of his advisory role, he is involved with several nonprofit organizations, serving on the advisory board of NJ Sharing Network and as finance chairman for Scouting America - Monmouth Council, and is a founding board member of Semper Fi Santa. Bartolomeo also owns The Charlotte Group, which focuses on consultation and public speaking related to personal self-help. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports a broad advisor network, with a unique municipal advisor affiliation and specialized programs like SIMPLE IRA Employer Advisory & Consulting Services.

Bruce Baumgarten is a financial advisor at J.P. Morgan Securities with 51 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank since 2010. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities.

Jason Hollowell is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities and Jpmorgan Chase Bank since 2017, following prior roles at PNC Investments LLC and PNC Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm integrates advisory services with affiliated brokerage, distribution, and investment management capabilities.

David Klics is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, NA since 2007. He holds Series 63 and Series 65 designations. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Robert Coe is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and nine years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley since 2020 and previously at UBS Financial Services from 2017 to 2020. He graduated from Bucknell University in 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and utilizes structured processes and proprietary tools to support client planning needs.

Andrew Nacht is a financial advisor with Stifel in Morristown, NJ, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he is involved as an author and writer with African World Press, a book publishing company. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. Its investment analysis relies on a proprietary methodology developed by its Investment Strategy Group, providing asset allocation and planning guidance intended as a basis for client decisions.

Gregory Baro is a financial advisor with Morgan Stanley in Flemington, NJ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to individuals and institutional clients, including tailored financial planning supported by a structured process and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Edward Cugno is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. His prior roles include positions at Cetera and The Provident Bank. Outside of his advisory work, he is active as a high school and recreational soccer coach and is a licensed notary in New Jersey. LPL Financial serves a broad client base, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party research, and various management approaches.

Bernice Amabile is a financial advisor at Primerica Advisors with two years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Ernst & Young LLP for 26 years. Outside of advising, she is involved in the sale of home security and automation products and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery investment strategies managed by unaffiliated asset managers and supports trade execution and custody through third-party providers.

Douglas Todd is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Equitable Advisors since 1999, following a tenure at Axa Advisors. Outside of his advisory work, he owns and operates Highmark Charter Group, a charter boat company. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, offering financial planning and access to asset management through a range of third-party asset managers and programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Trevor Jones is a CFP® with 17 years of industry experience, currently affiliated with Ameriprise since 2013. He holds Series 66 and has served in various nonprofit roles, including trustee and treasurer of St Joseph's Outreach and board member of St Paul Inside the Walls. Additionally, he coaches boys and girls lacrosse teams through Steps Lacrosse LLC. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

James Wilkes IV is a financial advisor at Morgan Stanley with 35 years of industry experience. He has worked at Morgan Stanley and its affiliated private bank since 2017 and was previously employed by Mercer Allied Company, L.P. for 23 years. Wilkes holds Series 63 and Series 65 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a variety of advisory programs to both individual and institutional clients. The firm emphasizes structured financial planning using firm-approved tools and serves a wide client base, managing approximately $2.74 trillion in assets.

Murali Balasubramanian is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2009 and J.P. Morgan Chase Bank since 2010. In addition to his advisory role, he is also an employee of J.P. Morgan Bank, enabling him to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Shanna Wolf is a financial advisor with LPL Enterprise in Bedminster, NJ, holding Series 63 and Series 65 licenses and 12 years of industry experience. Her prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, MassMutual Investors Services, MassMutual Life Insurance Co, and MetLife Securities. She also acts in a fiduciary capacity for private trusts in New Jersey. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model wealth portfolios, third-party asset management, and access to brokerage and insurance products through an integrated platform combining advisory and brokerage services.

Ryan Peters is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 15 years of industry experience. His prior experience includes roles at Royal Alliance, Bank of America, and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Richard Rosati is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and has held roles at Morgan Stanley and Morgan Stanley Private Bank since 2014 and 2015, respectively. Outside of advising, he holds passive ownership interests in several businesses including a Brazilian Jiu Jitsu school and multiple restaurant and property management entities in Easton, Pennsylvania. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s process is driven by investment policy statements and modern portfolio theory, and it includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Michelle Bartosik is a financial advisor with Merrill and holds a Series 66 designation. She has 19 years of industry experience, including roles at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2006 and Bank of America, N.A. since 2011. Outside of her advisory role, she works part-time as a gymnastics coach for a family business called Gymnastics Unlimited. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Elizabeth McKenna is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 29 years of experience in the financial services industry and has been a practicing financial advisor since 2000. She holds the CERTIFIED FINANCIAL PLANNER® certification earned in 2008 and the Chartered Special Needs Consultant® designation. As a Portfolio Manager, she manages her own Personalized or Defined Strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Elizabeth's approach focuses on collaboration to develop personalized plans that address specific financial goals. She emphasizes serving professional women, families of individuals with special needs, and older clients with unique financial challenges. Her guidance includes investment portfolios, liquidity issues, risk tolerance, concentrated and restricted stock management, retirement transition, and wealth transfer strategies. She earned a bachelor's degree from Rutgers University School of Business and completed her high school education at North Hunterdon High School. Elizabeth is involved in community organizations including the Rotary Club of Summit/New Providence and The Rose House.

Jean Muhuza is a Series 66 licensed financial advisor at J.P. Morgan Securities with nine years of industry experience. Prior to joining J.P. Morgan in 2026, he worked for Morgan Stanley from 2017 to 2026 and has experience in banking with JPMorgan Chase Bank, N.A. He also spent a year at Stony Brook University early in his career. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Vincent Dipaola is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he works with clients to develop personalized wealth management strategies that align with their life priorities and adapt to changing market conditions. He provides access to Merrill's investment insights as well as the banking and lending solutions available through Bank of America. Vincent holds the Personal Investment Advisor (PIA) designation and earned his High School Diploma from South Side Senior High School. He follows the Merrill tradition of community participation and volunteers with organizations such as The Gideons International. His approach focuses on understanding what matters most to clients to help them pursue their financial goals.