John Mccaughan is a financial advisor with OSAIC, holding a Series 63 designation and bringing 38 years of industry experience. He worked for Lincoln Financial Advisors and Lincoln National Life Insurance Company for over 25 years before joining OSAIC in 2025. Outside of his advisory role, he is an insurance agent offering disability insurance, fixed annuities, and traditional life insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, providing brokerage and advisory services through a multi-advisor platform with options such as comprehensive financial planning and advisor-managed portfolios. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization, supported by various tools and discretionary strategies.

Louis Carberry is a financial advisor with UBS Financial Services in Philadelphia, PA, holding Series 63, 65, and 66 designations and bringing 21 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Oppenheimer & Co, Capital One Investing, and BNP Paribas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocation with institutional trading capabilities to provide tailored financial planning and portfolio management.

Julianne Opet is a financial advisor at Equitable Advisors with three years of industry experience. She holds a Series 66 designation. Prior to joining Equitable Advisors, she worked in immigration law at Klasko Immigration Law Partners and Norris McLaughlin. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and a range of third-party and proprietary advisory programs.

Connor Fernholz is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding a Series 66 designation and seven years of industry experience. He has worked at MML Investors Services and Mass Mutual Life Insurance Company since 2019, with prior roles at Edward Jones and Liberty University. Outside of his advisory work, Fernholz operates a licensed insurance brokerage and owns an LLC used as a pass-through entity for business expenses. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software for goal analysis and delivering written recommendations through collaborative annual planning relationships.

Sean Huggins is a financial advisor with Fidelity Investments in Philadelphia, PA, holding a Series 66 designation and 15 years of industry experience. He has worked at various divisions within Fidelity since 2012, including Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, its role as a commodity pool operator, and its advisory services to multiple registered investment companies and fund-of-funds.

Patrick Mccann is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and possessing 28 years of industry experience. His career includes roles at MassMutual Life Insurance Co and MetLife Securities Inc. He is also licensed as a life, health, and property/casualty insurance agent through a related brokerage. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships using firm-approved analytical tools.

Margaret Adamchak is a financial advisor at J.P. Morgan Securities in Philadelphia, PA, with seven years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank NA and Oakpoint Solutions, LLC. Adamchak is employed concurrently by JPMorgan Securities and JPMorgan Bank, enabling her to offer a range of bank products and services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework.

Samuel Morgan is a Financial Advisor with Merrill Lynch Wealth Management, where he has been working since 2014. In his role, he focuses on delivering personalized wealth management strategies that adapt to clients' evolving needs and the changing market environment. He provides clients access to Merrill's investment insights as well as the banking and lending solutions of Bank of America. Sam's expertise encompasses a range of financial planning areas including college education planning, divorce transition planning, family wealth management strategies, liquidity management, retirement income planning, and socially responsible investing. He is committed to understanding the full financial picture of his clients and their families to develop tailored approaches that help them pursue their long-term goals. He holds a Bachelor's Degree from the College of Charleston and has earned professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Beyond his professional work, Sam participates in community service through organizations such as Rotary International. His personal interests include baseball, golfing, music, running, spending time with his family, and traveling.

James Sweeney Jr. is a financial advisor with Raymond James Financial in Newtown Square, PA, holding Series 63 and Series 65 credentials and having 27 years of industry experience. He has been associated with Raymond James and its affiliated entities since 2009 and operates the Sweeney Financial Group. Outside of advisory work, he is also an agent selling fixed life insurance. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and supports municipal and public finance work, as well as specialized advisory programs.

Neftali Jimenez Castro serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he works with clients to understand their current financial situations and introduce them to available solutions through Merrill and Bank of America. His work focuses on helping clients gain the knowledge and tools to manage their financial lives effectively. He holds the Personal Investment Advisor (PIA) designation and has completed his education at New Hope-Solebury High School, earning his High School Diploma or GED, followed by an Associate's Degree from Bucks County Community College.

Paul Gagliardi is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 11 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously spent two years at MetLife Securities Inc. and has been affiliated with MassMutual Life Insurance Co since 2016. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Gregory Small is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 29 years of industry experience, including roles at New England Securities, Metlife Securities Inc., and Mass Mutual Investors Services. In addition to his advisory work, he is also an insurance agent specializing in life, health, group life, group health, and disability products. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers.

John Sullivan is the Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2022. In this capacity, he partners with clients at various stages of their lives to support their unique financial goals through a trusting working relationship. He brings over two decades of experience in the financial services industry. Prior to his current position, John served as a Financial Consultant at Fidelity Investments from 2019 to 2022 and as a Senior Financial Consultant at TD Ameritrade between 2017 and 2019. His career also includes roles as a Registered Representative and Registered Investment Advisor at several firms, including Kestra Financial Services, NFP Securities, Capital Management Consultants, McKenna & Sullivan, Wharton Equity, and Securian Financial dating back to 1997.

Brendan Dwyer is a financial advisor with Wells Fargo Clearing in Philadelphia, PA, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent two years at Morgan Stanley. Outside of his advisory role, he serves as executor and trustee related to family estate and trust matters. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a range of investment advisory services and financial planning solutions, supported by research from Wells Fargo Investment Institute and third-party sources, and provides both brokerage and advisory options.

Kevin Mccauley is a financial advisor at Cambridge Investment Research Advisors with 30 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Cambridge Investment Research since 2008. Outside of his advisory work, he serves as Treasurer on the West Collingswood Extension Civic Association Board and works as a tax preparer. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management, offers access to third-party advisers and proprietary model strategies, and operates through a large network of financial professionals.

Danielle Yoch is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior roles include positions at Principal Financial Services and Equity Services, Inc. Outside of her advisory work, she serves as a vestry member and rector’s warden at Saint John's Concord, a religious organization in Glen Mills, PA. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

John Honovich is a financial advisor at Stifel in Philadelphia, PA, holding a Series 63 designation with 36 years of industry experience. He has been with Stifel since 2005. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and state and municipal entities, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Joseph O'Shea Jr. is a ChFC® credentialed advisor with 17 years of experience, currently with Mass Mutual Investors Services and MassMutual Life Insurance Co. He previously worked for Hornor, Townsend & Kent, LLC, and Penn Mutual Life Insurance Company for a decade. O'Shea is a partner in multiple ventures that utilize his professional network to assist in service and product facilitation projects. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, with a focus on collaborative, goal-driven financial planning engagements.

Stephen Hudacek III is a financial advisor with Merrill in Philadelphia, PA, holding a Series 66 designation and 17 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2010 and has been affiliated with Saint Joseph's University since 2005. Outside of his advisory role, he is a silent partner in a family-operated restaurant business and serves as a committee member for the Anthracite Scholarship Fund, which awards scholarships to students involved in local golf. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, charities, and institutional investors, offering managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies and benefits from deep integration with Bank of America’s capital markets and banking platforms.

Christopher Millard is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds the Series 63 and Series 65 designations and has been associated with J.P. Morgan Securities, J.P. Morgan Trust Company, N.A., and JPMorgan Chase Bank, N.A. since 2004. He is based in Philadelphia, PA. J.P. Morgan Securities provides institutional consulting services focused on asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates quantitative and qualitative research and may include ESG criteria in its recommendations.