Ameya Naik serves as a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, Ameya collaborates with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. Ameya provides guidance on a range of financial matters including investing, retirement planning, and emergency savings, leveraging the resources of Merrill as well as access to Bank of America specialists in banking, credit, home financing, and small business solutions. Ameya holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the University of Maryland. Fluent in English and Kannada, Ameya combines professional expertise with listening skills to help clients clarify what matters most to them and design tailored strategies to work toward their financial objectives. Outside of professional responsibilities, Ameya participates in community initiatives such as the American Heart Association Heart Ball Auction Committee, Greater Pittsburgh Community Food Bank, and North Hills Community Outreach.

Thomas Mckeever is a financial advisor at Ameriprise with 12 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2013. Outside of advisory work, he is involved in managing his practice through an LLC structure. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, utilizing a centralized consulting team that provides non-discretionary, research-driven recommendations focused on tax-efficient withdrawal strategies and Social Security options. The firm combines algorithmic tools with advisor oversight and provides a broad range of advisory, brokerage, and insurance solutions.

Thomas Harden is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and bringing 39 years of industry experience. His prior roles include positions at UBS Financial Services and Amazon. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients nationwide, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a broad network of investment adviser representatives.

Brinia Garcia is a financial advisor with Morgan Stanley in Warren, NJ, holding a Series 66 designation and eight years of industry experience. She has been with Morgan Stanley since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide array of advisory programs for individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and modeling techniques.

John Vento is a CFP® with 13 years of experience in financial advising and tax services. He is currently with Cetera and has held roles at Avantax Advisory Services and PricewaterhouseCoopers, LLP. In addition to his advisory work, he serves as Vice President of his CPA firm, John J. Vento, CPA, P.C., where he prepares tax returns and manages accounting staff. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers. The firm supports a range of investment strategies and structures with ongoing supervision and annual client reviews.

Mark Reddington is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 license, with 44 years of industry experience. He previously worked at MetLife Securities Inc. and Metropolitan Life Insurance Company for 15 years. Outside of his advisory role, he is involved in individual life and health insurance sales. MassMutual Investors Services provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing firm-approved software and a collaborative planning approach.

Salvatore Longo Jr. is a CFP®-designated financial advisor with 28 years of industry experience. He is currently affiliated with Cetera and has held roles at Allied Wealth Partners, Minnesota Life Insurance Company, and Hilb, Rogal & Hobbs. Outside of advising, he is active as a licensed realtor and fixed insurance salesperson. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a variety of third-party money managers.

Marco Fernandes is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018. Prior to that, he was affiliated with Bergen Private Wealth Management. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Naftali Yusufov is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2021. His prior work includes roles at JPMorgan Chase Bank, N.A., and marketing firms. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations, delivering recommendations on a non-discretionary basis.

Michael Fama is a Senior Financial Advisor specializing in personalized wealth management strategies. He works with clients to develop flexible financial plans that align with their individual goals and adapt to changing market conditions. As part of Merrill Lynch Wealth Management, Michael provides access to investment insights from Merrill and banking and lending solutions through Bank of America. Michael holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from Rider University. He is committed to working closely with clients one-on-one to help them pursue their long-term financial objectives. In addition to his professional role, Michael participates in community volunteer activities, reflecting the Merrill tradition of engaging with the communities served.

Stephen Kamnitsis is a financial advisor with LPL Financial in Warren, NJ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has been with LPL Financial since 2017 and concurrently associated with National Planning Corporation since 2006. Outside of his advisory role, he is a partner and CFO of Adelphi Financial LLC, a tax preparation and accounting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by proprietary research and third-party resources.

Jennifer Keiling is a financial advisor at Edelman Financial Engines with 12 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms including APW Capital and EisnerAmper Wealth Management & Corporate Benefits. Keiling has been with Financial Engines Advisors L.L.C. and its affiliated entities in various roles since 2016. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, supports a large client base through advisor-led and online offerings, and operates a mix of discretionary and non-discretionary programs.

John Coscia is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at American Portfolios Financial Services, Inc. for nine years. Outside of advising, he is involved in insurance and tax preparation services through his ownership of AJC Advisors/Crump Insurance. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, and institutions, providing brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include a broad range of investment products, offering both discretionary and non-discretionary account management.

Matthew Lane is a financial advisor with RBC Capital Markets in Red Bank, NJ, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. His prior roles include positions at City National Bank, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to client advisory risk profiles.

Michael Tancorra is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding Series 65 and Series 66 credentials and 15 years of industry experience. He has worked with Equitable Advisors since 2010, including its predecessor Axa Advisors LLC. Outside of his advisory role, he serves as a board member of the Horizon Boys & Girls Club of Lodi/Hackensack, assisting with operations and budgeting. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and endorsed TAMPs.

Mary Vitiello Hughes is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Equitable Advisors since 2014, following six years at AXA Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage services tailored to client goals, risk tolerance, and time horizon.

Robert Gorelick serves as the Senior Resident Director at Merrill Lynch Wealth Management’s Westfield office. Since joining Merrill Lynch in 2001, he has focused on developing financial strategies and solutions for high-net-worth individuals, their families, and businesses, addressing factors such as risk tolerance, time horizon, liquidity needs, and overall investment goals. In addition to his advisory duties, Robert oversees the operations of a team of experienced financial advisors and their support staff. Robert began his career in the financial services industry in 1999 and took on a regional training coordinator role in 2004, contributing to the education and development of new financial advisors across multiple offices. He has lectured nationally for Merrill, assisting thousands of advisors. He holds a Bachelor of Arts degree from Ursinus College, earned in 1996, and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional role, Robert is active in his community. He serves as president of the Lauren Mary Francis Foundation, a registered 501(c) nonprofit organization dedicated to finding a cure for CDKL5 Deficiency Disorder. He has also served on the board of the Westfield Foundation and is involved with multiple local organizations. Robert resides in Westfield, New Jersey, with his wife and four children. His personal interests include coaching lacrosse, fishing, playing ice hockey, and surfing.

Steven Mako is a financial advisor at Fidelity with six years of industry experience. He has previously worked at Ameriprise Financial Services and held roles at Iona College and Pelham Bay and Splitrock Golf Course. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as an adviser to multiple registered investment companies.

Kris Frazier is a CFP® with 25 years of industry experience, currently serving at Ameriprise. His prior experience includes roles at Morgan Stanley Private Bank and PRUCO Securities Corporation. He serves as president of the nonprofit organization 4 Changemakers in Atlantic Highlands, NJ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm provides advisory, brokerage, and insurance solutions through affiliated companies and employs a research-driven, model-based approach to retirement income planning.

Lawrence Solomayer is a financial advisor at Wells Fargo Advisors with 19 years of industry experience. He holds the Series 66 designation and has previously worked at firms including Merrill, Avantax, and Cetera Wealth Services. Outside of his financial career, he assists customers at Grape Expectations, a wine-making school. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options supported by proprietary research and tools. Their services include specialized planning areas such as business-owner transitions and special-needs analysis.