Raquel Pazmino Coff is a financial advisor at Fidelity with 11 years of industry experience. She holds the Series 66 designation and has worked at JP Morgan Chase Bank, Morgan Stanley, and their affiliated entities prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary services as well as model portfolios built from mutual funds, ETFs, and ETPs.

John Mayo is a financial advisor with LPL Financial who holds a Series 63 designation and has 29 years of industry experience. Prior to joining LPL Financial in 2025, he worked at OSAIC for seven years and Signator Investors, Inc. for 21 years. Mayo is also involved in non-variable insurance related activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management strategies supported by internal and third-party research.

Jacqueline Motta is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Michael Browne III is a financial advisor with Morgan Stanley, holding a Series 66 designation. He has been in the industry since 2023, with prior experience at Northwestern Mutual and Ci Siamo, as well as involvement in hospitality at Uncle Jack's Steakhouse. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, managing approximately $2.74 trillion in assets and offering tailored financial planning supported by firm-approved tools and processes.

Gary Carruthers is a financial advisor with Wells Fargo Clearing in Woodbury, NY, holding a Series 66 designation and 18 years of industry experience. He previously worked at J.P. Morgan Securities for 12 years before joining Wells Fargo in 2024. Outside of advising, he is a co-owner of Two Havens Brewing Company LLC, a business that sells beer and merchandise. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Melissa Reali is a financial advisor with Mass Mutual Investors Services in Woodbury, NY, holding a Series 63 designation and 28 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 1997. In addition to her advisory role, she is involved in individual life, health, group life, and group health insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager options, as well as educational seminars.

Suprita Taparia is a financial advisor at Mass Mutual Investors Services with three years of industry experience. She holds Series 63 and Series 66 designations and has worked at MassMutual and its affiliate since 2023. Prior to her financial services career, she was a homemaker for over a decade. Mass Mutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative engagements using firm-approved tools and offers specialized programs including Divorce Planning and event-driven planning for estates and employers.

David Israel is a financial advisor at Morgan Stanley with Series 65 and Series 63 credentials and 40 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following a career at Citigroup Global Markets that began in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Russell Dunn is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Cetera since 2004. In addition to his advisory role, he is the owner of Dunn & Co. CPA's PA, a tax preparation firm, and is involved in teaching CPA review courses. He also serves as a board member of the Masthead Cove Yacht Club, a nonprofit organization focused on sailing activities. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients through a multi-manager platform. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers across multiple program structures.

Wenyu Zhang is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2018, Zhang worked at TD Bank and MassMutual Financial Group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Johnson Uwamanzu Nna is a financial advisor at LPL Financial with Series 63 and Series 66 credentials and three years of industry experience. His prior work includes roles at Edward Jones, Merrill, Bank of America, and Webster Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research from LPL Research and third-party subadvisors.

Matthew Vella is a Financial Consultant currently working at Fidelity Investments since 2023. In his role, he partners with clients to develop personalized financial plans aimed at achieving their financial and life goals. He emphasizes understanding both the financial and personal aspects of his clients' lives to build trust and serve as their primary financial consultant. Matthew and his team provide service designed to instill confidence in the clients and their financial plans. Prior to joining Fidelity Investments, Matthew served as AVP and Branch Manager at E*TRADE from Morgan Stanley between 2015 and 2023. His experience encompasses managing client relationships and financial planning within the investment industry. Outside of his professional work, Matthew has interests in the beach, cooking and baking, fitness, parenthood, traveling, and volunteering.

Jake Crimeni is a financial advisor with Equitable Advisors in Melville, NY, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Northwestern Mutual and Mosquito Squad. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Peter Schimmel is a Series 66-credentialed financial advisor with two years of industry experience, currently with J.P. Morgan Securities. His prior roles include positions at Mass Mutual Investors Services and MassMutual Life Insurance Company. Outside of finance, he has experience working at New York Barbell and Bethpage Water District. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Michael Mcdonagh is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Advisors Financial Network LLC since 2011. He is also the sole owner of Michael Mcdonagh Lighthouse Advisors Inc. and serves as a trustee for a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with clients able to choose how to implement recommendations through brokerage or advisory programs.

Kristen Griffin is a financial advisor at UBS Financial Services with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services across a broad range of products.

Douglas Marshall is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2013, including in its Private Bank since 2015. Outside of his advisory role, he serves as a trustee in a trust-related capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individual and institutional clients. The firm’s financial planning process includes structured discovery and firm-approved tools, leveraging the Global Investment Committee’s analyses to model outcomes, while offering a variety of retail and institutional investment services.

Ronald Mcgrath is a financial advisor with Cetera and holds a Series 63 designation. He has 28 years of experience in the industry, with prior roles at Avantax Advisory Services and McGrath Wealth Management. In addition to his advisory work, he is involved in tax preparation and accounting, as well as life insurance sales. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large nationwide network of independent advisors and operates a multi-manager platform with access to various investment strategies and program structures.

Kevin Peters is a financial advisor with Equitable Advisors in Melville, NY, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Equitable Advisors since 2005 and previously worked at AXA Advisors, LLC. Outside of his advisory role, Peters is a 22% owner of Equinox Financial Partners. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Robert Diaz is a CFP® professional with 31 years of industry experience. He has been with Edward Jones since 2000, totaling 26 years at the firm. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a nationwide network of over 23,700 financial advisors.