Joseph Petteruto is a financial advisor at Merrill with 25 years of industry experience and holds a Series 66 designation. He previously worked at Morgan Stanley for nine years before joining Merrill in 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Kitevski is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and possessing 35 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved with a trust based in Bethpage, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing structured discovery processes and firm-approved tools to develop client plans.

Jeffrey Palmese Jr. is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. He previously worked at Key Private Bank and T Capital Management. He has held equity ownership in a local business owned by his wife but has no active involvement. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lee Neugebauer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent eight years with J.P. Morgan Securities. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis.

Fabio Purita is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Capital One prior to his current role. Outside of finance, his background includes time spent in education and technology sectors, such as roles at Binghamton University and Zebra Technologies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Samantha Clark is a financial advisor with Mass Mutual Investors Services in Hauppauge, NY, holding a Series 63 designation and having 24 years of industry experience. She previously worked at Guardian Life from 2001 to 2019 before joining Mass Mutual in 2019. Clark serves as a board member for the American Heart Association. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative, software-supported approaches to deliver written recommendations tailored to client goals.

James Verdi is a financial advisor at LPL Financial with 26 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining LPL Financial in 2025, he worked at OSAIC and American Portfolios. Outside of his advisory role, he is a business owner involved with E & S Payroll Services and serves as a notary in New York. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Laura Perez is a Financial Advisor at Merrill Lynch Wealth Management, where she works with clients to develop holistic financial strategies utilizing the firm's broad range of resources, including investment, banking, risk management, and fiduciary services. She focuses on helping clients plan for their financial futures and pursue their life goals by identifying wealth management needs such as investment and risk management, income and liquidity management, wealth transfer, and estate planning services. With more than 16 years of diverse experience, Laura is committed to building and strengthening multigenerational client relationships. She began her career at Merrill in 2010 and, prior to joining the Leiman team in 2018, supported the firm's division leadership, supervising over 1,400 financial advisors in the Northeast and assisting a team that supported more than 100 international advisors across 30 markets. She holds a degree in Business Administration from Baruch College and from La Guardia Community College, and she is a Personal Investment Advisor (PIA). Originally from Bogota, Colombia, Laura speaks English and Spanish and has knowledge of Portuguese. She is an active member of the Women's Exchange and participates in the Hispanic/Latino Organization for Leadership and Advancement (HOLA) and the Hispanic/Latino Advisory Council (HLAC). She resides on Long Island with her husband and two children, where she enjoys painting, hiking, and spending time with her family.

Alyssa Oviasogie is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and three years of industry experience. She previously worked at Merrill and has a diverse background including roles at LA Fitness and Stony Brook University. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include retirement, education, risk management, and specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with banking and other financial products, tailoring recommendations based on firm research and planning tools.

Dickran Kabarajian is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. His prior roles include positions at Metlife Securities Inc. and Mass Mutual Life Insurance Company. Outside of advisory work, he serves as a Flotilla Commander for the U.S. Coast Guard Auxiliary and is a director of the Masthead Yacht Club. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing multiple program sponsors and endorsed TAMPs to deliver advisory and brokerage solutions.

Matthew Sandler is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities LLC since 2015. He holds Series 65 and Series 66 licenses. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Vincent Serro is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank since 2013. Outside of his advisory role, he assists part-time with a family business, Grandpa Pete's Sunday Sauce, which sells pasta sauce at fairs and festivals. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by an in-house manager solutions team and centralized due diligence.

Frank Caputo is a financial advisor at Equitable Advisors with 38 years of industry experience. He has held his current position since 1999 and was previously associated with Axa Advisors, LLC for 21 years. Outside of his advisory role, he is involved with Outside Ins. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Glen Sher is a financial advisor at Ameriprise with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Timothy Mirocco is a financial advisor at LPL Financial with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company. Outside of advisory work, he operates as a sole proprietor agent for non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options supported by in-house and third-party research.

Jennifer Sweeney is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Clifford III is a financial advisor at Cetera with 30 years of industry experience. He holds a Series 63 designation and has been with Cetera and its affiliated entities since 2013. Clifford is also an independent insurance agent specializing in life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that provides access to affiliated and third-party managers across diverse program structures.

Vincent Tiernan is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and three years of industry experience. His background includes various roles at Ameriprise since 2020, as well as positions at Fairfield University and other organizations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

George Miller is a financial advisor with LPL Enterprise and holds a Series 63 designation. He has 34 years of industry experience, including 32 years at Pruco Securities, LLC before joining LPL Enterprise in 2024. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of services such as financial planning, consulting, model wealth portfolios, third-party asset management, and brokerage and insurance products through an integrated platform.

Barbara Liguori is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Capital One Bank for seven years before joining Merrill. Outside of her advisory role, she is a member-manager of Liguori Sorrento LLC, a real estate rental business in New York. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutions.