Peter Bednarek is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 28 years of experience in the financial services industry. He specializes in retirement planning, education funding strategies, estate planning strategies, health care expense planning, insurance, and annuities. Leveraging the resources of Merrill Lynch and Bank of America, Peter offers comprehensive financial strategies tailored to individual client needs, including college education planning, special needs planning, and retirement income. Peter holds a bachelor's degree from King's College and an MBA from Saint Joseph's University. He is a Personal Investment Advisor (PIA) and serves on multiple boards, including Integrate for Good where he is President, Lansdale Catholic High School, the Chamber of Commerce for Greater Montgomery County, and the Chalfont New Britain Business Alliance. He is also a member of the Eastern Montgomery County Chamber of Commerce. Peter is actively involved in his community, coaching youth basketball for Deep Run Valley Sports Association and teaching 2nd grade PREP at Mary, Mother of the Redeemer Catholic Church in North Wales, Pennsylvania. His personal interests include baseball, basketball, boating, fishing, football, golfing, running, softball, surfing, and spending time with his family.

Keith Wagner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and four years of industry experience. He has worked at Raymond James & Associates since 2019 and has prior experience with Insight Global and Ursinus College. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Kimberly St Pierre is a financial advisor at Ameriprise with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliate firms since 2007. In addition to her advisory role, she owns and operates KSP LLC, a business unrelated to investment activities. Ameriprise serves primarily high-net-worth individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to produce personalized, written recommendations. The firm utilizes a centralized consulting team and algorithmic tools to support advisors in delivering tailored retirement income strategies.

Gregory Curran is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill and Bank of America since 2019, following prior roles at Delaware Investments and AllianceBernstein Investments. He serves as an advisory board member for the Boys and Girls Clubs of North Penn Valley, a charitable organization based in Lansdale, Pennsylvania. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, institutional, and charitable clients.

James Freed is a financial advisor with Sitman, Freed & Co. LLP and holds a Series 63 designation. He has 20 years of industry experience and has been associated with Sitman, Freed & Co. LLP since 1999 and Legg Mason Wood Walker, Incorporated since 2001. Sitman, Freed & Co. LLP is a Certified Public Accounting firm that provides accounting, tax, and related professional services to individual and entity clients. The firm is registered as an investment adviser but does not provide direct investment management, instead referring clients to a broker-dealer for securities and advisory services under a solicitor arrangement.

Theodore Zimmerman is the sole advisor at T.E. Zimmerman, Investment Services in Langhorne, PA. He holds a Series 63 designation and has experience in real estate, insurance, and personal and business management services dating back to 2006. Outside of investment management, he is active as a real estate agent and provides accounting and bookkeeping services. T.E. Zimmerman, Investment Services offers discretionary investment management primarily for pooled vehicles and institutional mandates. The firm serves a diverse client base, including sovereign wealth funds, pension plans, and both high-net-worth and non-HNW individuals, and combines traditional investment services with licensed real estate and insurance brokerage activities.