Ryan Kalucki is a Series 66 licensed financial advisor with LPL Enterprise in Vienna, VA, bringing two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has worked in the food service industry while attending Virginia Tech. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services supported by an integrated platform that combines investment advice, financial planning, and access to third-party asset management programs.

Rita Chehoeva Head is a financial advisor at Edelman Financial Engines with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at various entities affiliated with Edelman Financial Engines since 2016. Outside of her financial advisory role, she serves as the pianist and accompanist for Round Hill United Methodist Church. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individuals, retirement-plan participants, and institutional clients. The firm uses a committee-driven modeling process combined with planner delivery and online tools, offering a broad range of discretionary and non-discretionary investment solutions with a focus on diversified portfolios and long-term strategies.

Stacey Stein is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC and an ongoing tenure at Wachovia Bank, N.A. since 2006. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Noah Gick is a financial advisor at LPL Enterprise with Series 66 credentials and one year of industry experience. His prior roles include positions at Pruco Securities LLC, Capital One, and Financial Designs. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services that utilize model portfolios, third-party management, and a range of financial products through its integrated platform.

Satnam Khalsa is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Ameriprise Financial Services and the Federal Judicial Center. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research to support various investment strategies.

Bruce Vaughn is a CFP® professional affiliated with Cetera, with 42 years of industry experience. He has been with Cetera and its related entities since 2013 and serves as a regional director, recruiting new representatives for the Cetera Advisor Networks. Vaughn is also a part-owner and financial planner at VLP Financial Advisors and maintains licensed activities in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that provides investment advisory services through a nationwide network of independent advisors. The firm serves a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a range of portfolio management and financial planning solutions across multiple program structures.

Julian Flores is a financial advisor with Ameriprise Financial Services LLC in McLean, VA, holding Series 63 and Series 66 credentials and 35 years of industry experience. His prior experience includes roles at Morgan Stanley and Merrill Lynch, where he worked for over two decades combined. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice through a written Recommendation Report and ongoing support focused on dependable income and tax-aware withdrawal strategies.

Jordan Albert is a financial advisor at Ameriprise with four years of industry experience. Prior to joining Ameriprise in 2021, he worked at CIM Group LP and KPMG LLP. He holds a Series 66 designation. Outside of his advisory role, he serves as an IT Committee Board Member for the Potomac Appalachian Trail Club. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, providing tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines centralized consulting with algorithmic tools and emphasizes managed accounts and affiliated investment products.

Joel Maeda is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has previous experience with Wells Fargo Bank NA and Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both discretionary and non-discretionary options, including insurance-related vehicles and bank deposit sweep options.

Olaoluwakitan Shonibare is a financial advisor with RBC Capital Markets and holds a Series 66 designation. He has four years of industry experience, including prior roles at Morgan Stanley, Merrill, and Bank of America. His background also includes non-financial roles at the University of Maryland and UMBC Police Department. RBC Wealth Management serves a diverse client base ranging from individual investors to institutional and charitable organizations, offering tailored investment strategies and a variety of advisory programs that combine in-house and third-party portfolio management with options for tax management and responsible investing.

Michael Johns is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served as a Financial Advisor since 2004. He specializes in developing personalized financial strategies tailored to each client's unique goals, leveraging insights from Merrill and banking solutions from Bank of America to address a broad range of financial needs. Michael’s expertise encompasses family wealth management, legacy planning, retirement income, portfolio management, and strategies for both individual and corporate investments. Prior to his advisory role, he spent 22 years in financial and accounting positions at Lockheed Martin. He holds a bachelor's degree from Shepherd University and the Personal Investment Advisor (PIA) professional designation. Outside of his professional responsibilities, Michael enjoys sports such as baseball, football, golf, and ice hockey, as well as scuba diving, traveling, and spending time with his family. He is married with two adult children.

Jacqueline Terry is a financial advisor at Merrill with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Merrill since 2008. Outside of her advisory role, she serves as the executor of an estate in Sterling, Virginia. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, and institutions.

William Korby is a financial advisor with Ameriprise in Leesburg, VA, holding Series 63 and Series 66 credentials and 13 years of industry experience. He previously worked at Edward Jones for nine years before joining Ameriprise in 2025. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily through a centralized consulting team.

Haris Mutapcic is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. He has been with Fidelity Investments in various capacities since 2013, progressing through positions including Financial Consultant, Investment Consultant, and Relationship Manager. Prior to his current role, he also held the position of Senior Financial Consultant at TD Ameritrade in 2018. Over the course of more than 10 years, Haris has worked closely with clients and their families to plan and prepare for their financial goals. He employs a tailored approach based on the unique needs of each client and serves as a consistent source of guidance and support throughout their financial journey. Haris is fluent in Bosnian, Croatian, and Serbian.

Liam Mulcahy is a financial advisor at Raymond James Financial with two years of industry experience. He holds a Series 66 designation and has previously worked at BNY Mellon and Cvent. Outside of his advisory role, he is involved with Tontine Financial LLC, supporting the company’s payroll and benefits operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a broad advisor network with specialized municipal and retirement plan services.

Michael Germano is a financial advisor with Ameriprise in Fairfax, VA, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Ameriprise offers retirement-income planning services primarily for clients with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Alif Brahim is a Financial Consultant at Fidelity Investments, a position held since 2020. In this role, he focuses on understanding clients' unique financial situations and leveraging Fidelity's resources to create and execute tailored financial plans. Alif has over a decade of experience in the financial services industry. Prior to joining Fidelity, he worked as a Financial Consultant at HSBC Securities from 2016 to 2020. His previous roles include Citigold Relationship Manager at Citi (2014-2016), Regional Bank Private Banker at Wells Fargo (2012-2014), Financial Advisor at Capital One (2008-2012), and Sales and Service Associate at Chevy Chase Bank (2007-2008). Outside of his professional work, Alif enjoys food, social events with friends, music, pets, tennis, and volunteering.

Adam Skitol is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at Edward Jones since 2021. His prior roles include positions at Trimmer Associates and Bankers Life Securities Inc. Outside of his advisory work, he occasionally conducts property inspections as an independent contractor for Trimmer Associates. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and maintaining a large network of advisors and branch offices nationwide.

Luke Cullen is a Financial Consultant at the Fidelity Investor Center located in the Ashburn - One Loudoun office. In his role, he serves as a local dedicated advisor for clients seeking deeper financial planning and long-term partnerships to achieve their financial goals. His focus is on understanding clients' objectives and collaborating with them to develop plans that inspire confidence and comfort. Luke's professional experience includes his current position as a Financial Consultant at Fidelity Investments since 2023. Prior to this, he was an Investment Consultant at Fidelity Investments from 2022 to 2023, and he worked as a Financial Advisor at Edward Jones Investments from 2019 to 2022.

Ian Lobo is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Clarke County Education Foundation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.