Danielle Hassan is a financial advisor at Charles Schwab with four years of industry experience. She holds a Series 66 designation and has previously worked at Fidelity Investments and several other firms. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Ronald Seegers is a financial advisor at Fidelity with 26 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior roles include positions at Eagle Strategies and New York Life Investment Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction using proprietary research and quantitative analysis. The firm is registered with the CFTC as a commodity pool operator and serves as an advisor to multiple registered investment companies.

Robert Arwood is a Planning Consultant at Fidelity, a position he has held since 2024. His career at Fidelity began as a Financial Representative in 2021, where he gained foundational experience in client service. He progressed to the role of Relationship Manager from 2022 to 2024, further developing his expertise in managing client relationships and supporting their financial goals. Throughout his career at Fidelity, Robert has consistently focused on providing a high standard of care to clients and supporting his team. He is committed to helping clients work towards their financial objectives through dedicated service. Outside of his professional role, Robert enjoys fitness, exploring culinary interests as a foodie, attending social events with friends, participating in theater, and volunteering in his community.

Rolf Winch is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 40 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, The Compensation Design Companies, and H. Beck, Inc. Outside of his advisory duties, he has a longstanding involvement with Lifetime Financial Partners, engaged in related financial and insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies, supported by advanced research and operational tools.

Emma Winson is a financial advisor with UBS Financial Services, holding a Series 66 designation and three years of industry experience. She has worked at UBS since 2017, with prior experience at The Hall CP and academic roles at the University of Maryland and University of South Carolina. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Franklin Newby is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Newby is also a trustee and co-trustee in a trust based in Bethesda, Maryland. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Sean Manders is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2020. Outside of his advisory role, Manders operates a commercial timber sales business in Silver Spring, Maryland. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes without providing individual security recommendations as part of standalone plans.

Ben Knighton is a Financial Consultant currently working at Fidelity Investments since 2022. In his role, he focuses on understanding clients' individual circumstances and assisting them in creating financial plans aligned with their personal goals. Prior to his current position, Ben served as a Senior Registered Wealth Management Client Associate at Merrill Lynch from 2014 to 2022. Over his career, he has developed experience in wealth management and financial consulting. Ben's approach emphasizes meeting clients with care and thoughtfulness, aiming to support them effectively through their financial planning process.

Lilian Huang is a Financial Consultant at Fidelity Investments, where she currently provides financial guidance and develops personalized plans to help clients pursue their financial goals. She draws on over a decade of industry experience to support her clients' priorities effectively. Her professional background includes roles such as Private Client Advisor at J. P. Morgan, Senior Financial Consultant at T D Ameritrade, Premier Relationship Manager at HSBC Bank, and Premier Banker at Wells Fargo Bank. These positions have contributed to her comprehensive understanding of financial services and client relationships. Outside of her professional work, Lilian has interests in fitness, golf, music, and traveling.

Michael Klitsch is a CFP® professional with 25 years of experience, currently serving at Morgan Stanley in Rockville, MD. He has worked with Morgan Stanley since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the chairman of the National Capital Optimist Club and serves as a finance committee officer for Fourth Presbyterian Church in Bethesda, Maryland. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market simulations.

Tricia Tripp is a CFP® with 32 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. She has worked with Raymond James since 1994 and previously operated her own firm, Tripp Financial Consultants, Inc. In addition to her advisory work, Ms. Tripp owns and manages Fox Hollow Farm LLC, where she employs staff to care for animals and property. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Consulting.

Dorina Haias is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018. Prior to that, she was with Wells Fargo Advisors and also had experience at Takemori Law Firm. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs and tailored financial planning services that utilize firm-approved planning tools and methodologies to model outcomes.

Seth Meyers is a financial advisor at LPL Financial with 19 years of industry experience and a Series 66 credential. He has worked at multiple firms, including Grove Point Advisors and GEM Financial Services, and is also the owner of Tower Oaks Testing LLC. In addition to his advisory work, he is employed by United Airlines. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

M Kennedy Hughes is a financial advisor with Merrill in Reston, VA, holding Series 63 and Series 66 licenses and with 32 years of industry experience. He has worked at Merrill since 1996. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kiarra Sandoval is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney LLC since 2017, following two years at Ameriprise Financial Services. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through Financial Advisors and its Estate Planning Strategies Group.

Sean Thompson is a financial advisor with OSAIC in Rockville, MD, holding Series 65 and Series 63 credentials and four years of industry experience. His prior roles include positions at Investcorp Retirement Specialists and SagePoint Financial, Inc. Outside of his advisory work, he is listed as Assistant Vice President of InvestOne Wealth Management Inc., a DBA entity. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment programs and maintaining a complex network of affiliated broker-dealer, asset management, and other financial service entities.

Joshua Schneider is a financial advisor at Morgan Stanley with 24 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009, including work at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by analytical tools and a structured planning process.

Kenneth Shure is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 1998 to 2009. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct engagements and corporate financial planning agreements.

Steven Heger is a financial advisor with LPL Financial in Rockville, MD, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes roles at Mass Mutual Investors Services and Global Retirement Partners, LLC, where he continues to provide investment advisory services. Outside of his advisory work, he is involved with A Pineapple Life, a business entity maintained for tax and investment purposes unrelated to his financial advisory duties. LPL Financial is a nationwide broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions through a large network of advisors, utilizing various investment strategies and operational technologies.

Zachary Goddard is a financial advisor at Morgan Stanley in Bethesda, MD, holding a Series 66 designation with three years of industry experience. His prior roles include positions at Truist Investment Services, Morgan Stanley Smith Barney LLC, Bank of America, and the Food and Drug Administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services across retail and institutional sectors.