Luis Mora is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management and TIAA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Ryan Austin is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and one year of industry experience. His prior work includes roles at US Tech Solutions Inc and involvement with several organizations such as the YWCA and the University of North Carolina Charlotte Recreation Center. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Kyle Tomlin is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to his current role, he worked as a coach at F45 South Park. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with options for tax-aware features and customization.

Beverly Rosen is a financial advisor at Vanguard Advisers with a Series 65 designation and one year of industry experience. Her prior roles include positions at Ernst & Young US, LLP, Weaver & Tidwell, LLP, and other accounting firms. She serves as a trustee in a fiduciary capacity for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Adrian Nagy is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Northwestern Mutual and Steinhafels. In addition to his advisory role, he serves as an officer in the Army Reserves and owns a consulting business that helps veterans navigate the VA benefits system. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements and various programs including wrap and money-manager options.

Martin Thornbrew is a CFP® professional with 16 years of industry experience. He is currently with Vanguard Advisers and has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2010. Thornbrew is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, constructing portfolios mainly from Vanguard funds and ETFs with various tax-aware and customization features.

Cheryl Salerno is a financial advisor with Wells Fargo Clearing in Concord, NC, holding Series 63 and Series 66 licenses and 10 years of industry experience. She previously worked at First Citizens Investor Services and First Citizens Bank. Outside of her advisory role, she serves as an authorized signer for several nutrition-related businesses affiliated with her spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory, financial planning, and retirement plan consulting services, utilizing research and analytics alongside diversification and modern portfolio theory principles.

Roy Boone is a financial advisor at Edward Jones in Mooresville, North Carolina, holding a Series 66 designation with 18 years of industry experience. He has been with Edward Jones since 2008. Outside of his advisory role, he serves as a trustee managing family tree farms in Mooresville. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary managed solutions and tax-efficient services.

Joseph Michalski is a CFP® professional with 25 years of industry experience, currently affiliated with Wells Fargo Clearing since 2023. His prior experience includes roles at First Citizens Asset Management and First Citizens Investor Services, Inc. He serves as a board member for Big Brothers Big Sisters Cabarrus Leadership Council and works as a high school athletics referee. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ricky Meeks Jr. is a financial advisor with Raymond James Financial in Kannapolis, NC, holding Series 63 and Series 66 credentials with 32 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2000 and Raymond James Financial since 2009. Outside of advising, Meeks is involved in property development and management through several real estate ventures, including Carolina Property Holdings LLC and RBM Property Investments. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Kevin Rice Jr. is a financial advisor at Vanguard Advisers with the Series 66 designation and one year of industry experience. His prior experience includes roles at Verizon Wireless, Liberty University, Central Piedmont Community College, the Social Security Administration, and service in the United States Navy. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs.

John Fink is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at TIAA-CREF and National Gypsum Company. He also has experience outside finance, having worked on an independent film titled Eat Wheaties. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Jonathan Crisp is a financial advisor at Vanguard Advisers with one year of industry experience. He holds the Series 66 designation and has worked in several roles within The Vanguard Group since 2025. Prior to joining Vanguard, he held positions at BTW Global and had various self-employed engagements. Vanguard Advisers offers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily Vanguard funds and ETFs, supported by a large advisor team and scalable digital platform.

Douglas Marlow is a financial advisor at Cetera with 33 years of industry experience. He holds the CFP® and ChFC® designations and has worked with firms including Avantax Investment Services and TIAA. Cetera Investment Advisers LLC is a large nationwide firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers.

Aaron Williams is a financial advisor at Fidelity with 10 years of industry experience. He has previously worked at TIAA-CREF and Vanguard Marketing Corporation. Outside of his advisory role, he directs Life's Cheat Code, LLC, a self-improvement business focused on musical composition and related marketing activities. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm combines fundamental research with quantitative and algorithmic portfolio construction to deliver model portfolios across mutual funds, ETFs, and ETPs.

Steven Harrison is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has been with The Vanguard Group and its related entities since 2002. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary models to create personalized asset allocations primarily composed of Vanguard funds and ETFs. The firm is notable for its large scale and digital delivery model, managing a substantial client base through more than 2,200 advisors.

Katheryn Woodruff is a CFP® with 21 years of experience at Vanguard Advisers, where she has worked since 2005. She holds Series 63 and Series 65 licenses and is also affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. She is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through its digital platform.

Elizabeth Hobson is a financial advisor with LPL Financial, holding the Series 63 and Series 65 designations and bringing 14 years of industry experience. She previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2025. In addition to her advisory role, she teaches at the National Business Institute. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide, offering a range of advisory programs, retirement plan consulting, and brokerage services supported by extensive research and a variety of investment strategies.

Michael Heinz is a financial advisor with Wells Fargo Clearing based in Charlotte, NC. He holds a Series 63 designation and has one year of industry experience. His prior work includes roles at Dexian and Bee Street Advisory Group, as well as diverse positions outside finance. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and offers both brokerage and advisory solutions.

Michael Carter is a financial advisor at Vanguard Advisers with one year of industry experience. He holds a Series 66 designation and has worked previously at Xerox and Canon Business Process Services. Outside of his advisory role, he is contracted with Uber, providing transportation services. Vanguard Advisers serves retail investors and eligible participants in employer-sponsored retirement plans through a goal-based, algorithm-driven investment approach. The firm combines automated platforms with human support to manage portfolios primarily composed of Vanguard funds and ETFs, offering customization options such as ESG preferences and tax-aware features.