Andrea Buschur is a financial advisor at LPL Enterprise with 24 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory role, she owns See Joy Enterprises of NC, a business distributing Italian Water Ice. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines adviser programs with other financial products and lending solutions.

Tywon Pelzer is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials and four years of industry experience. He has held roles within various Vanguard affiliates since 2021 and serves as an owner and operator of a retail pressure washing business. Additionally, he is a transportation officer in the North Carolina Army National Guard, a position he has held since 2013. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Jamahal Singh is a financial advisor at Fidelity with 12 years of industry experience. He holds the CFP® designation and securities licenses Series 65 and Series 63. Prior to joining Fidelity, he worked at SeCU Life Insurance Company and Credit Union Investment Services, among other roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Barry Ozer is a financial advisor with OSAIC in Charlotte, NC, holding a Series 66 designation and 16 years of industry experience. He previously worked at FSC Securities Corp for eight years before joining OSAIC in 2023. Outside of advising, Ozer serves as a board member for the 3T Foundation, a nonprofit focused on educational enrichment and mentorship for youth in Charlotte, and is a managing partner at Magnolia Capital Partners, providing financial planning and investment services. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage, investment advisory, and financial planning services. The firm employs asset-allocation tools and multiple third-party solutions to construct diversified portfolios and supports legacy platform transitions and advisor recruitment programs.

Holly Giacobone is a financial advisor at UBS Financial Services with 31 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 1994. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based allocations to tailor client solutions.

Harry Greyard is a CFP® with 32 years of industry experience, currently associated with LPL Financial since 2021. His prior career includes roles at Waddell & Reed, Inc., and involvement with the Financial Planning Association of Charlotte, where he also served as a teacher. He has additional experience founding and managing several business entities related to financial planning and investment. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, retirement consulting, and brokerage services, utilizing model portfolios and research supported by both in-house and third-party sources.

Zachary Walker is a financial advisor at LPL Enterprise with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Wells Fargo Clearing Services LLC and UNC Charlotte. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to various investment and insurance products through an integrated platform.

Colin Noone is a financial advisor at UBS Financial Services with a Series 66 designation and three years of industry experience. Prior to joining UBS in 2021, he held roles at several companies including Autobell, SoccerRealz, DoorDash, FedEx, and Footlocker. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.

Tess Morris is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. She has been with Ameriprise and its related entities since 2011. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement, typically serving clients with at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written, non-discretionary recommendation reports delivered in partnership with financial advisors.

Patrick Barnett is a CFP®-credentialed financial advisor with 20 years of industry experience. He has worked at LPL Financial since 2019 and previously spent five years with VOYA Financial Advisors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and third-party strategies.

Ann Troiano is a financial advisor at Morgan Stanley in Charlotte, NC, holding Series 63 and Series 66 credentials with 18 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011. Outside of her financial advisory role, she is involved in a pet-sitting business operated from her home, which she runs in partnership with her adult children. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services including estate planning and investment strategies supported by advanced modeling tools.

Terry Freeman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. He has worked at Wells Fargo Clearing since 2019 and was previously with LPL Financial from 2013 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes options for discretionary management as an ERISA fiduciary, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep programs.

Bradley Richardson is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Stifel Nicolaus & Co Inc in Charlotte, NC. He has been with Stifel since 2014. Outside of his advisory role, he serves as Chairman of the Charlotte Regional Transportation Planning Organization. Stifel provides brokerage and investment advisory services to a diverse client base including individuals, institutional clients, and charitable organizations. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Tammy Gilley is a financial advisor at Ameriprise with 28 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Ameriprise and its affiliated entities since 1997. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team, serving clients with advisory, brokerage, and insurance solutions.

John Moravek is a CFP®-credentialed financial advisor with 18 years of industry experience. He is currently with LPL Financial and has held prior roles at Woodbury Financial Services and Questar Asset Management. Outside of his advisory work, he serves as a 5th grade basketball coach at St. Matthew Catholic School in Charlotte, NC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and various portfolio management strategies.

John Matheny is a CFP® credentialed financial advisor with 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has held positions at other Wells Fargo entities since 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Rachel Davis is a financial advisor with Mass Mutual Investors Services in Charlotte, NC. She holds the CFP® and ChFC® designations and has eight years of industry experience. Her prior experience includes roles at New York Life Insurance Co. and NYLIFE Securities LLC. Outside of advising, she works as an insurance broker and owns a property management business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, delivering customized recommendations through collaborative annual planning engagements.

Chad Winchester is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. His career includes various roles within Wells Fargo entities since 2017 and a position at National Planning Corporation in 2016. Outside of his advisory work, he owns a self-storage business in Waxhaw, NC. Wells Fargo Advisors is a national securities firm that offers investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines research from the Wells Fargo Investment Institute with diversification principles to support its investment solutions.

Isabella Casey is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and beginning her industry career in 2024. Her prior experience includes roles at Salisbury University in both the Perdue School of Business and the President's Office, as well as a position at The City of Salisbury Mayor's Office. She also has a background in education and community service through work at local schools and a country club. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Lauren Burthey is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at JPMorgan Securities LLC, HB Wealth Management, LLC, and held roles at Duke University Fuqua School of Business. Outside of finance, she had involvement with Ride Cycle Studio and Sweatlab LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.