Jaime Millian is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 66 and Series 63 designations. Millian has worked at Fidelity Brokerage Services, LLC since 2014 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Adri Senecal is a CFP® with 22 years of experience in the financial industry. She has worked at Wells Fargo Advisors and its affiliates since 2009. Outside of her advisory role, she serves as an executor for family investment matters. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu tailored to clients meeting a net-worth threshold and integrates advisory services with a variety of financial products and referrals.

Tyler Diniro is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Fidelity, he worked in the United States Navy for multiple years and has experience in academic roles at California State University East Bay and Oxnard College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Susanne Wagner Wilson is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nicholas Dosen is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 12 years of industry experience. He has previously worked at Bank of America, Merrill, and various Fidelity entities. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its role as a commodity pool operator, advisory services to registered investment companies, and use of AI-driven research techniques.

Taylor Borges is a financial advisor at Fidelity with 11 years of industry experience. He holds Series 66 and Series 63 designations and has been with various Fidelity entities since 2015, including Fidelity Investments and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a broad client base and manages model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Kevin Candeau is a financial advisor at Merrill with Series 66 and Series 63 designations and one year of industry experience. His work history includes positions at Bank of America, Charles Schwab, and several other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Heather Reynolds is a financial advisor at Merrill with six years of industry experience. She holds a Series 66 designation and has previously worked at Morgan Stanley and PHH Mortgage. Reynolds is based in Jacksonville, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities.

Stephen Hoskins is an Investment Solutions Representative III at Fidelity Investments. In this role, he partners with clients to understand their unique circumstances, priorities, and financial goals. He applies personalized guidance, planning tools, and investment expertise to help clients develop strategies aligned with their evolving needs and long-term objectives. Building strong relationships with clients and their families is central to his approach, and he focuses on earning their trust through reliability, professionalism, and thoughtful financial guidance. Stephen's professional experience includes progressive roles at Fidelity Investments, starting as a Customer Service Representative in 2023, advancing to Investment Solutions Representative I with the US Army in 2024-2025, then Investment Solutions Representative II in 2025-2026, and currently serving as Investment Solutions Representative III since 2026. This progression reflects his developing expertise in investment solutions and client service. Outside of his professional responsibilities, Stephen has interests in beach activities, fitness, social events with friends, military service, surfing, and traveling.

Adam Mcdonough is a financial advisor at Ameriprise Financial Services with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Enterprise and Prudential Insurance Company of America. Outside of his advisory role, he is also an agent for United Health Care specializing in non-variable insurance. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, with specialized retirement income planning services that emphasize dependable income sources and tax-aware withdrawal strategies. The firm’s approach integrates proprietary investment research and third-party data within a structured product ecosystem.

Cameron Perez is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Schwab, he worked at Cantor Fitzgerald & Co. and Mens Wearhouse. He is currently based in Jacksonville, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by a large integrated platform with centralized supervisory, custody, and order-routing arrangements.

Peter Sabatino is a financial advisor with Stifel in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Stifel since 2007. Outside of his advisory role, he is the sole owner of Dexter Enterprises A1 L.L.C., a business involved in buying and selling tax liens and deeds. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary methodologies and probabilistic modeling developed by its Investment Strategy Group to support asset allocation and financial planning.

Carlos Alviarez Delgado is a financial advisor at Merrill with Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Bank of America, Thrivent Financial, and TD Ameritrade. He is also the owner of Utopia Shop LLC, a company created for his daughters to sell sunglasses online. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a variety of client types including individuals, high-net-worth clients, and institutions.

Erika Voelker is a financial advisor with Merrill in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. She has worked at Bank of America and Merrill since 2013. She is the sole owner of an outside business named Erika Voelker, based in Jacksonville. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Elissa Fraipont is a financial advisor at LPL Financial with 13 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise and Ameriprise Financial Services for a combined 15 years. She is also a commissioned notary in Jacksonville, Florida. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven tools.

Sierra Hibbs is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and five years of industry experience. Her prior roles include positions at Bank of America, CitiGroup Global Markets, and Fidelity Investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Peter Jensen is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 14 years of industry experience. He has been with Bank of America N.A. and Merrill Edge Advisory Center since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Schweitzer is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63 and Series 66 licenses and is based in Jacksonville, FL. Schweitzer has been with Fidelity since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios, and it serves a distinct role in advisory services, including proxy voting and the use of AI in research.

BK Choi is a Planning Consultant at Fidelity Investments, a role held since 2026. Prior to this, BK served as a Workplace Planning Consultant at Fidelity Investments from 2023 to 2026. In these positions, BK focuses on helping clients navigate the complexities of finance by building thoughtful plans that address both immediate priorities and long-term financial security. BK holds insurance licenses for Arkansas and California, which support their ability to provide informed financial guidance. BK emphasizes trust, integrity, and personal connection in their work to understand each client's unique needs. Outside of their professional role, BK is interested in fitness, golf, and hiking.

Andres Moreno is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and four years of industry experience. He has worked at Bank of America, Merrill, and SS&C Advent. Outside of his advisory role, Moreno is involved in a floor and coating contractor startup as a general partner and managing member. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.