Lindee Shaw is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2019. Prior to joining Merrill, she owned and managed Taphouse Graphics, a graphic design business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Victoria Lynch is a financial advisor at Fidelity with Series 63 and Series 66 designations and 13 years of industry experience. She has worked with various Fidelity entities since 2012, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Tyler Toomey is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Fidelity Investments since 2023 and Fidelity Brokerage Services LLC since 2018. Outside of his advisory role, he acts as an independent contractor providing FINRA securities arbitration services. He is part of Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Clareese Hoxha is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and previously worked in education and community organizations before joining Fidelity. Outside of her advisory role, she assists a trucking business owner with logistics through Proverbs Business Solutions LLC. Fidelity, through its Strategic Advisers LLC affiliate, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios using mutual funds, ETFs, and ETPs.

Kevin Hartfield is a financial advisor at Edward Jones in Ponte Vedra, FL, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2024, he worked at PNC Bank from 2021 to 2023 and at TIAA Bank (formerly EverBank) from 2004 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Nelob Waiz is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Merrill in 2022, Waiz held various roles including positions at the University of North Florida and Auto Import Sales LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Chambers is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Merrill since 2002 and at Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erik Dawkins is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. His prior work includes eight years at Prudential Insurance Company of America and Pruco Securities, LLC. He is a managing member of Destiny Enterprises LLC, though he is not currently active in this business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across various asset classes.

Kai Walker is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and over 25 years of industry experience. He previously worked at Bank of America Securities and has been with Merrill in two separate periods totaling more than 28 years. Outside of his advisory role, he serves as a committee member for the Alzheimer's Association and as a personnel committee member at Neptune Baptist Church. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Martinos is a financial advisor with Cetera holding the Series 63 and Series 66 designations and has 29 years of industry experience. His prior roles include positions at First Allied Securities, Inc., and Clearwater Holding Group LLC. Outside his advisory work, he is the owner of John Joseph Group, LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Zack Walton is a financial advisor with Ameriprise in Ponte Vedra Beach, FL, holding Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Ameriprise in 2025, he worked at Empower Advisory Group, Empower Financial Services, Inc., and Florida Financial Advisors. His background also includes roles outside financial services, such as at Maro Brother's Discount Liquor. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice focused on dependable income and tax-aware withdrawal strategies.

Roninna Jakway is a financial advisor with Fidelity, holding the Series 63 and Series 66 designations and bringing 11 years of industry experience. She has worked with Fidelity Brokerage Services, LLC since 2014 and with Fidelity Investments since 2025. Outside of her advisory role, she serves in several community and veterans organizations in Fernandina, Florida, including board membership for a homeowners association and officer and bookkeeping roles with the American Legion Riders Post #54. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.

Rich Rittichai is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with Merrill and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Emily Mccarthy is a financial advisor at Fidelity with 17 years of industry experience. She holds the Series 63, 65, and 66 licenses. Outside of her advisory role, she serves as an officer for Pink Palm Production, a small production company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage diversified model portfolios.

Jolynn Pratt is a financial advisor at Merrill with 21 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2004. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amanda Miller is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and possessing 12 years of industry experience. She has worked with Merrill and Bank of America since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Steven Rawlins Sr. is a financial advisor with Cetera who holds Series 65 and Series 66 designations and has 14 years of industry experience. He has worked at multiple firms including Avantax Investment Services and Masters, Smith & Wisby, P.A., where he serves as President of the CPA firm. He is involved in several organizations outside of his advisory work, including chairing the Advisory Council at Georgia Southern School of Accountancy and leading the National Alliance of Auto Dealers Advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers.

Joshua Hoffman is a CFP®-certified financial advisor with 11 years of industry experience, currently working at Fidelity. His prior roles include positions at Black Diamond, Regions Bank, and Morgan Stanley. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research and quantitative analysis in constructing model portfolios from mutual funds, ETFs, and ETPs using systematic methodologies.

Biron Smythe is a CFP® with 13 years of industry experience, currently serving at Charles Schwab in Jacksonville, FL. He has worked at Charles Schwab and Charles Schwab Bank since 2019, following prior roles at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated advisory, brokerage, custody, and cash-sweep services.

Rachael Mcclellan is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has worked in various roles including with MoneySolver DBA Tax Defense Network and Senior Health Advocates prior to joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios across mutual funds, ETFs, and ETPs.