Zach Badawi is a Planning Consultant based in The Villages, Florida. In his current role, he works closely with clients to develop investment strategies aimed at achieving their financial objectives. Zach emphasizes communication and collaboration as key elements in his approach to financial planning.

Thomas Rowe Jr. is a financial advisor with Ameriprise in Jacksonville, FL, holding a Series 66 credential and 10 years of industry experience. He previously worked at Park Ave Securities and Guardian. Outside of his advisory role, he serves as an assistant coach for a youth baseball team with the Ponte Vedra Athletic Association. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Sarah Drinkall is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including high-net-worth individuals and charitable organizations.

Matthew Michels is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill in 2026, he worked in various educational roles at institutions including the University of North Florida, Polk State College, George Jenkins High School, and Lawton Chiles Middle Academy. He is also employed by Publix since 2020. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Angela Pollard is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her prior roles include positions at JPMorgan Chase Bank and JP Morgan Securities LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction using mutual funds, ETFs, and ETPs. The firm is noted for its role in managing registered investment companies, use of algorithmic methods and AI in research, and delivering model portfolios for Fidelity Institutional Wealth Adviser.

Ryan Mosca is a financial advisor at Fidelity with a Series 66 credential and four years of industry experience. His prior work includes roles in real estate with Momentum Realty and Coldwell Banker Vanguard Realty, as well as a position at Four Seasons Hotel and Resort. Outside of his advisory role, he works as an independent real estate agent. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios.

Michael Whittaker is a financial advisor with LPL Financial in Jacksonville, FL. He holds a Series 66 designation and has one year of industry experience. Prior to joining LPL Financial and Eagle Legacy Wealth in 2026, he worked at The Daily Wire from 2022 to 2025 and participated in the White House Internship Program in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.

Nicole Ubillus is a financial advisor at J.P. Morgan Securities with a Series 66 credential and two years of industry experience. She has held roles at Fidelity and JPMorgan Chase Bank, N.A., among other employers. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jonathan Moskowitz is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Moskowitz is also a contributor to the Deborah Jean Foundation, a charitable organization based in St. Johns, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Elizabeth Cambareri is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63, 65, and 66 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Tatyana Peshko is a financial advisor at Merrill with 14 years of industry experience and holds a Series 66 designation. She previously worked at Morgan Stanley for five years and has experience in education and self-employment. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Sara Masters is a financial advisor at Fidelity with 10 years of industry experience. She holds the Series 66 and Series 63 registrations and has worked at Fidelity Brokerage Services, LLC since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services as well as model portfolios built from mutual funds, ETFs, and ETPs.

Anne Bushey is a financial advisor at Merrill with seven years of industry experience. She holds Series 63 and Series 66 designations and has worked with Bank of America, N.A. since 2020. Previously, she was affiliated with Merrill starting in 2018 and has experience from the University of Florida. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Stansbury is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. He previously worked at Bank of America, N.A. from 2011 to 2025 and has been with Merrill since 2006, including his current tenure starting in 2026. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors, supported by internal and third-party portfolio management teams.

Christopher Reynolds is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, holding 12 years of industry experience. He has worked at both Merrill and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Burkley is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 63 and Series 66 credentials and eight years of industry experience. His previous positions include roles at Fidelity Brokerage Services LLC and Atlantic Coast Bank. He also has experience with Engine 15 Brewing Co. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Raquel Zisman is a financial advisor with Morgan Stanley in Jacksonville, FL, holding Series 63 and Series 65 registrations and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Matthew Wojciechowski is a Series 66-licensed financial advisor with 13 years of industry experience. He has been with Merrill and Bank of America since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Carlos Cordero Cortorreal is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2026, he worked at Dedicated Seniors for four years and held various positions in healthcare and service industries. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dustin Taylor is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.