Jane Cruickshanks is a Certified Financial Planner® with 38 years of experience, currently advising at OSAIC since 2024. Her prior roles include positions at Securities America Advisors, Inc., Investacorp Inc., and JCM Financial, where she also serves as President. She is involved in community and professional organizations, including the Rotary Club of Weston, the Weston Chamber of Commerce, and serves as a board member for the City of Pembroke Pines Police and Firefighters Pension Board. OSAIC Wealth serves a diverse clientele including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach relies on model-based asset allocation, portfolio optimization, and offers a wide range of programs from comprehensive financial planning to third-party manager strategies.

Andres Manjarres is a Financial Advisor at Merrill Lynch Wealth Management. With over 12 years of experience in the financial services industry, he has worked for major institutions including JP Morgan Chase, Wells Fargo, and Merrill Lynch. Throughout his career, Andres has focused on providing personalized wealth management strategies tailored to his clients' unique financial goals. His expertise includes family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Andres holds the designation of Personal Investment Advisor (PIA) and is fluent in English and Spanish. Andres has an educational background with a High School Diploma from Colegio Americano and has attended Hudson Community College and Broward College without degree conferral. He is actively involved in community organizations such as Come Over Ministry, Hispanic Heritage Chamber of Commerce, Parent Teacher Partnership Imagine Charter School, and Real Church. His personal interests include cooking, dancing, gymnastics, photography, reading, soccer, spending time with family, and volleyball.

Lisa Piscitelli is a financial advisor at Merrill with 25 years of industry experience. She holds a Series 66 designation and has been with Merrill and its affiliates since 1997. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elizabeth Regalado is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. Her prior roles include positions at TD Bank N.A., Fidelity Investments, and Merrill, as well as work in education at Florida International University and Broward County Public Schools. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Martin Fleischer is a financial advisor with UBS Financial Services in Hallandale Beach, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he serves on the board of directors for Scheck Hillel Community School, a private PK-12 school in Miami, Florida. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management through proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Michael Ryan is a financial advisor at Merrill with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Merrill since 1987, also being associated with Bank of America since 2009. Outside of his advisory work, he has an ownership interest in Dukes of Dania LLC, a family-held business related to real estate properties from his father's estate, though he is not involved in its management. Merrill serves a diverse client base, including individuals, retirement plans, corporations, and institutional clients, providing a range of managed account programs, discretionary portfolio management, and brokerage services. The firm emphasizes manager selection and tax-efficient investment strategies and operates closely with Bank of America affiliates to support its investment and capital-markets activities.

Jacob Feldman is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and six years of industry experience. He has worked at Bank of America since 2019 and has been with Merrill since 2019 as well. Jacob was involved in student activities at the University of Florida from 2017 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, including pension plans and charitable organizations.

Juan Scheele is a financial advisor at Merrill with a Series 66 designation. He has been in the industry since 2024 and has experience at firms including Northwestern Mutual and Bank of America. Outside of advisory roles, he has been involved with Extended Travel during 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mindy Nightingale is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding a Series 66 designation and bringing 20 years of industry experience. She has been with UBS Financial Services since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management services.

David Behar is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. Before joining Raymond James in 2023, he spent nine years with Morgan Stanley and its Private Bank division. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Nicholas Korompilas is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 65 and Series 63 licenses and eight years of industry experience. His prior roles include positions at Calamos Wealth Management LLC and Northern Trust. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools.

John Gregory is a Financial Consultant at Fidelity Investments, a position he has held since 2025. In this role, he collaborates with clients to develop financial plans tailored to their unique situations, utilizing the full range of Fidelity's offerings. Prior to this, he served as an Investment Consultant at Fidelity Investments from 2024 to 2025 and as a Relationship Manager from 2023 to 2024. John's professional experience at Fidelity Investments spans multiple roles, providing him with a broad understanding of client needs and investment strategies. He emphasizes education and collaboration in his approach to financial consulting. Outside of his professional work, John has personal interests that include hiking, playing instruments, reading, running, snowboarding, and traveling.

Andrew Oleinick is a CFP®-designated financial advisor with four years of industry experience, currently serving clients at UBS Financial Services in Ft. Lauderdale, FL. His prior experience includes roles with Lincoln Financial Advisors and Lincoln Financial Securities. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor client plans. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of investment products and capital markets services.

Mona Salguero is a financial advisor at Morgan Stanley with 22 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Merrill and Bank of America. She is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by firm-approved tools and models.

Mario Diaz Jr. is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1994. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shaun Orcinolo is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Based in Fort Lauderdale, FL, his career has been focused within the Morgan Stanley organization. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery conversations and sophisticated modeling tools to support its clients’ financial goals.

Jason Lohr is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions using research and analytics while providing a range of financial products through affiliated banks and insurance companies.

Santiago Alonso is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Morgan Stanley since 2015. Outside of his advisory role, Alonso is the sole proprietor of Elite Watch Gallery LLC, a wholesale and distribution business in Miami. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs. The firm offers tailored financial planning supported by structured discovery processes and advanced modeling tools and manages approximately $2.74 trillion in client assets.

Joshua Edward Grabel is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL. He holds Series 63 and Series 66 credentials and has 24 years of industry experience, including 11 years at UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Alex Bluestein is a Financial Advisor at Merrill Lynch Wealth Management. He leads Bluestein and Associates, a multi-generational wealth planning team with over 50 years of combined experience and various professional designations. The team offers clients access to a broad array of company resources including portfolio management, wealth preservation and transfer, tax-minimization strategies, education funding, and lending capabilities through Bank of America. Alex's expertise centers on developing comprehensive wealth strategies tailored to high net-worth families. His approach emphasizes discipline, focus, and integrated planning aimed at long-term wealth preservation and the achievement of clients' most important financial goals, such as retirement savings, education funding, home purchases, or legacy building. He holds a Bachelor's degree from Florida State University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).