Michael Marino is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney LLC since 2018, including prior experience at National Financial Network. Marino attended Fordham University from 2015 to 2019. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, focusing on tailored financial planning and investment strategies supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Alejandro Gonzalez is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2017, following four years at Axa Advisors. Based in Miami, FL, he provides advisory services within a large institutional firm. J.P. Morgan Securities LLC offers institutional consulting to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory services with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Rodrigo Sideris is a financial advisor at Raymond James & Associates with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he is a partner in several small business ventures. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that serves a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional advisory services, supported by a wide range of portfolio management styles and affiliated research.

Alfredo E. Michael is a Private Wealth Manager with Merrill Private Wealth Management. He re-joined Merrill Lynch Wealth Management in August 2023 and brings over 15 years of experience in the financial industry. Alfredo focuses on serving Ultra-High-Net-Worth individuals and families, specializing in areas such as executive compensation, equity compensation services, family wealth management strategies, services for endowments, foundations, and non-profits, international wealth management, liquidity management, managing new wealth, sports & entertainment, and retirement income. Alfredo graduated from Florida International University in 2008 with a bachelor's degree in finance, a minor in economics, and a certificate in international bank management. He began his career at Merrill Lynch Wealth Management through the Global Wealth Management summer analyst program, then served as a GWIM Analyst in Miami. In 2012, he joined J.P. Morgan International Private Bank as a banker analyst for the Andean region and held roles of increasing responsibility including associate, vice president, and executive director. He holds Series 7, 63, and 65 FINRA registrations and completed an Executive MBA with a concentration in finance at the University of Miami in 2014, as well as a Negotiation Mastery Course at Harvard Business School in 2020. Fluent in English and Spanish, Alfredo holds the Personal Investment Advisor (PIA) designation and has completed accredited certificate programs from both Florida International University and Harvard Business School.

Sugeil Perez is a financial advisor with Wells Fargo Clearing in Winter Haven, FL, holding a Series 66 designation and 16 years of industry experience. He previously worked at Morgan Stanley Private Bank, National Association, from 2015 to 2018. Outside of advisory work, Perez co-owns and operates a bar in Miami Lakes, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Monique Nunez De Albuquerque is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2017. Prior to that, she worked at Family Wealth Partners for two years. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors. The firm offers asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors, combining large institutional advisory operations with affiliated brokerage and investment management capabilities.

Dusty Havens is a financial advisor with Primerica Advisors in Plantation, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at PFSI Investments Inc. and Primerica Financial Services since 2018 and previously was employed by Miami-Dade County Public Schools for five years. In addition to his advisory role, he is involved in sales of loan products and home security services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and operates a tiered wrap-fee structure, emphasizing ongoing oversight and model management.

Kieran Locke is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016. He serves as Treasurer and board member for the Refugee Assistance Alliance, a nonprofit organization aiding new refugees to the U.S. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Jasmin Maldonado is a financial advisor with UBS Financial Services in Miami, FL. She holds a Series 66 designation and has one year of industry experience. Outside of her advisory role, she operates a life coaching business called Micelio Life Coaching. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers a broad range of financial services, including custody, underwriting, and securities-backed lending.

Maria Balkunas is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 66 designation and has worked previously at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory role, she is a partner in a pet grooming business based in Weston, Florida. Morgan Stanley Wealth Management serves individual and institutional clients, offering a variety of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques.

Matthew Marino is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by structured tools and a team of Financial Advisors and the Estate Planning Strategies Group.

Desiree Borland is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2010 and is also involved with Stages Pet LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Pablo Artigas Maritano is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 66 and Series 63 licenses. His prior experience includes roles at Santander for eight years and Société Générale for four years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Modesto Mora is a financial advisor with Morgan Stanley in Coral Gables, FL, holding a Series 66 license and 17 years of industry experience. He has been with Morgan Stanley since 2009 and has worked with Morgan Stanley Private Bank, National Association since 2015. Mora Investment Management, Inc., an entity he manages, is used primarily for maintaining group health insurance for his family. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning through a range of advisory programs and managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and investment modeling techniques.

Alberto Boulton is an International Wealth Advisor at Merrill Lynch Wealth Management. He began his career with Merrill after moving to Miami, bringing with him a multicultural background that supports his work with diverse clients. Alberto's role involves securities trading, accounts rebalancing, evaluating investment opportunities and strategies, and performing client reviews. He holds a Bachelor's Degree from Florida International University and a Master's Degree in Finance from the University of Miami. Alberto has earned the Certified Private Wealth Advisor (CPWA) designation, granted by the Investments & Wealth Institute in conjunction with Yale University. His expertise encompasses family wealth management strategies, legacy planning, liquidity management, portfolio management services, small business strategies, special needs planning strategies, and addressing the financial needs of women. Alberto's personal interests include baseball, boating, camping, golfing, hiking, horseback riding, skiing, spending time with his family, tennis, and traveling. He is a member of the Investment and Wealth Institute.

Bita Asgari is a financial advisor at RBC Capital Markets in Miami, FL, holding Series 63 and Series 65 licenses with seven years of industry experience. She has worked at Merrill, Bank of America, N.A., and Bofa Securities, Inc. prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple wrap fee advisory programs and customizes investment strategies based on clients' Advisory Risk Profiles, utilizing both in-house and third-party managers.

Anabela Puyana is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 66 licenses and has worked with firms including HSBC Securities USA Inc., Northwestern Mutual Investment Services LLC, and Ronald Via. Based in Miami, FL, she began her current roles at J.P. Morgan Securities and JPMorgan Chase Bank in 2024. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Christian Zarraluqui is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2011 and Bank of America, N.A. since 2018. Outside of his advisory role, he is involved in entrepreneurial activities, including managing CCZ Corp LLC, a website development project connecting junkyards with clients seeking specific car parts, and serving as a manager for Bahamian Rhapzody L.L.C. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and supports a range of clients, including individuals, high-net-worth clients, pension plans, and charitable organizations.

Vicente Del Rio is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. He worked at JPMorgan Chase Bank and J.P. Morgan Securities Inc. for 11 years before joining UBS in 2021. Outside of his advisory role, he is a partner in I3 Capital Partners, LLC, focusing on private investments, and is involved in I3 Marine, LLC, which relates to recreational boating. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, operating as both a broker-dealer and a futures commission merchant.

Kelly Daulerio is a financial advisor with Primerica Advisors in Pembroke Pines, FL, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining Primerica Advisors, Kelly worked at Primerica Financial Services and has experience in sales of investment-related products and loan and home service referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with trading and custody services delegated to BNY Mellon Advisors and Pershing.