Mateo Borja is a Series 66 licensed financial advisor at UBS Financial Services with seven years of industry experience. He has worked at UBS since 2022 and previously held roles at Jefferies LLC and Credit Agricole. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering research-driven, model-based asset allocations and a broad range of capital markets services.

Brendy Kamba is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and five years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2021, Kamba worked at the University of Florida and held various other positions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with an ESG eligibility framework and includes broader derivatives and commodities capabilities.

Ana Orriols is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has previously worked at UBS Financial Services, Inc. and Bank of America, N.A. Outside of finance, her background includes roles at Project Olas and Spazio Home. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Jonathan Kornberg is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2022, following a year at Raymond James. He has prior experience with various projects and enterprises, including Raised in Space Enterprises. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and custom performance reporting. The firm’s investment approach combines quantitative and qualitative research, incorporates ESG frameworks, and includes derivatives and commodities capabilities.

Mikaela Gaona is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and three years of industry experience. Her work history includes roles at J.P. Morgan Chase Bank and the University of Florida. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence.

Lori Monaco is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Ms. Monaco is also a real estate agent with Fortune International. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured process focused on long-term outcomes. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning agreements.

Richard Salvino is a Private Wealth Advisor and principal of Moeder Salvino & Associates within Merrill Private Wealth Management. He leads a team of professionals dedicated to developing tailored financial strategies for family offices, business owners, senior executives, and their families. The team serves clients both within the United States and internationally, focusing on delivering thoughtful and transparent financial advice. Since 1988, Richard has provided financial strategies focusing on areas such as asset allocation, alternative asset classes, concentrated stock strategies, capital markets, and commercial lending. He has experience advising clients on complex wealth management challenges, including legacy planning, philanthropic planning, executive compensation, and family wealth management strategies. Richard's extensive career includes leadership roles at Merrill and Citibank, where he managed private banking and family office services. Richard holds a Bachelor's degree in Philosophy from Northwestern University and an MBA from the University of Miami. He has been recognized by industry publications, including Forbes, Barron's, and the Financial Times, for his work as a financial advisor. Additionally, he holds the designation of Personal Investment Advisor (PIA). Outside of his professional career, Richard has an interest in biking, fishing, and traveling.

Efren Mejia is a Series 66 licensed financial advisor with Merrill in Miami, FL, and has nine years of industry experience. He has worked at Merrill since 2017 and has been affiliated with Bank of America, N.A. since 2012. Outside of his advisory role, Mejia operates EJM Enterprises LLC, a boat charter business in Miami Bay where he serves as captain on weekends. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ian Yi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Oppenheimer & Co. Inc., Northwestern Mutual, and Vivint Inc., as well as academic experience at Florida International University and Newton College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Rachel Gammerman is a financial advisor with Raymond James & Associates, holding a Series 66 credential and bringing 30 years of industry experience. She has been with Raymond James & Associates since 2008. Outside of her advisory role, she is the owner of LIORA LLC, a business unrelated to investment activities. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Luana Corral is a CFP® professional with 36 years of industry experience, currently serving at OSAIC since 2024. She has held positions at several firms, including Securities America Advisors and Investacorp Advisory Services, and is an NFLPA Registered Player Financial Advisor, providing services to NFL players as part of that program. Corral also serves as an unpaid board member of Eternity Begins Now Corp, a nonprofit focused on sharing religious content via YouTube. OSAIC Wealth serves a diverse client base, including individual investors, retirement plans, charities, and corporations, offering both brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization supported by various risk and portfolio management tools and delivers a range of investment programs, including Unified Managed Accounts and third-party manager options.

Saul Lola Lopez is a financial advisor at Morgan Stanley with two years of industry experience. He has previously worked at Raymond James & Associates, Guerra Financial Group, and the firm Farrell, Patel, Jomarron & Lopez. Outside of his advisory role, he is the sole proprietor of Rocket Securities LLC, a recreational business based in Miami. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Victor Casado is an International Wealth Advisor at Merrill Lynch Wealth Management. He has been in the wealth management business for more than 22 years, having joined Merrill Lynch in 2016. Prior to this, Victor spent 15 years at a full-service boutique broker/dealer firm in Coral Gables, where he held roles including Financial Advisor, Director, shareholder, Chief Investment Officer of the Asset Management Division, Sales and Trading Manager, General Securities Principal, and Head of the Fixed Income Trading Desk. Victor's expertise includes family wealth management strategies, international wealth management, legacy planning, liquidity management, portfolio management services, socially responsible and ESG investing, sports and entertainment, tax minimization, and retirement income. He emphasizes putting clients' interests first and building long-term relationships with high-net-worth individuals. He earned both a Bachelor's Degree in Business Administration (1998) and an MBA in Finance (2002) from Florida International University. Victor is a Personal Investment Advisor (PIA) and is fluent in English and Spanish. Born and raised in Venezuela, he has lived in Doral since 1995 with his wife and two children. Outside of work, he enjoys baseball, basketball, cooking, music, running, soccer, traveling, watching movies, yoga, and spending time with his family.

Juan Arango Alvarez is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with 11 years of industry experience. He has worked at Morgan Stanley since 2021 and previously spent six years at Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning programs and a range of advisory services. The firm manages approximately $2.74 trillion in client assets and employs structured planning methodologies supported by its Global Investment Committee.

Arianne Cendon Ruisanchez is a financial advisor at Morgan Stanley with a Series 66 credential and one year of industry experience. Prior to joining Morgan Stanley, she worked at Banco Sabadell Miami Branch and has held positions in educational institutions including Florida State University and the University of Colorado Boulder. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by structured processes and advanced modeling tools.

Andrea Fusero is an International Wealth Advisor with Merrill Lynch Wealth Management. He brings over ten years of international experience across global markets, specializing in areas such as executive compensation, family wealth management strategies, international wealth management, legacy planning, liquidity management, philanthropic planning, small business strategies, sports and entertainment, and tax minimization. His work is informed by a broad background in international business development, mergers and acquisitions, globalization strategy, innovation, product development, marketing, and international negotiation. Andrea began his career at the European Parliament before working as a strategic consultant in China for the Southeast Asia region. Following the completion of his MBA, he served as Managing Director of Pantheon Group, a corporate finance and wealth management firm in Europe. He holds a Bachelor’s and Master’s degree in Management Engineering from the Polytechnic of Milan and earned his MBA from Hult International Business School in Cambridge, Massachusetts. Andrea maintains FINRA Series 7, Series 63, and Series 65 registrations and holds the Personal Investment Advisor (PIA) designation. Fluent in English, French, Spanish, Portuguese, and Italian, he has extensive cross-cultural and cross-functional teamwork experience. Andrea is involved in community organizations including the Rotary Club and Red Cross International. Outside of work, he pursues interests such as antiquing, boating, bowling, golfing, music, skiing, soccer, surfing, tennis, and traveling.

Diandra Weaver is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. She has been with J.P. Morgan Securities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to build model asset allocations, with an emphasis on eligible strategies and incorporating ESG criteria.

Nicholas Seis is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately six years of industry experience. His prior roles include positions at Evensky & Katz / Foldes Wealth Management and JPMorgan Chase Bank, N.A. He has also worked in technology and logistics sectors and was involved with the Regional YMCA of Western CT. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and incorporates an ESG eligibility framework in its recommendations.

Jordan Ellerbe is a financial advisor with LPL Financial, holding a Series 66 designation and six years of industry experience. He has worked at LPL Financial since 2026 and previously held positions at Park Avenue Securities, Guardian Life Insurance Company, and The Bulfinch Group. In addition to his advisory role, Ellerbe is involved with LRB Wealth Strategies LLC, an entity related to his LPL business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, with a broad range of strategic and tactical investment options.

Roberto Velez is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior work includes roles at Wells Fargo Bank and Wells Fargo Clearing. Outside of his advisory duties, he serves as Secretary for the Catalina West Homeowners Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.