Brian Pecker is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked with several firms, including Avantax Advisory Services and Prager Metis CPAs LLC. Outside of his advisory role, Pecker is a partner in Shine & Company LLP, a tax preparation and accounting firm. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

John Dunn is a financial advisor with RBC Capital Markets in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 40 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Giliane Cannavo is a financial advisor with Morgan Stanley in Plantation, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has worked with Morgan Stanley and its Private Bank since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning using firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

David Knierim is a CFP® professional with 29 years of industry experience, currently serving at OSAIC since 2024. His prior roles include positions at Securities America Advisors, Investacorp Advisory Services, and Valic Financial Advisors. He is also president of JTS Investment Strategies, Inc., an entity used for his securities business operations. OSAIC serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporations. The firm offers both brokerage and advisory services through a multi-advisor platform emphasizing model-based asset allocation, portfolio optimization, and a variety of investment programs.

Rosalia Camarda is a financial advisor with Morgan Stanley in Coral Springs, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she serves as president of the Fairway Views Homeowners Association, overseeing the community's administration and acting as a spokesperson for the board. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs for individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides services through structured planning processes supported by firm-approved tools and investment modeling.

Ricardo Penafiel is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at JPMorgan Chase Bank, NA and J.P. Morgan Securities LLC for over 18 years combined. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and provides research-based, model-driven investment strategies.

Logan Shalmi is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 designation and 13 years of industry experience. He previously worked at Oppenheimer for 12 years before joining Ameriprise in 2025. Outside of advising, he serves on the board of directors for Homesafe and is the owner of a real estate business, Grupo De Pacifico. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored, ongoing advice based on a comprehensive analysis of income sources and withdrawal strategies.

Brendan Rosenfeld is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. Prior to joining Schwab, he worked at AceApplications LLC and focused on full-time education for several years. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Alexander Klein is a financial advisor at Charles Schwab with three years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC. Outside of finance, his background includes various roles in hospitality, landscaping, and event services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Jodi Rosenthal is a financial advisor at Merrill in Fort Lauderdale, FL, holding a Series 66 designation with 29 years of industry experience. She has been with Merrill since 1992. Outside of her advisory role, she maintains a real estate license through her affiliation with the Coldwell Banker Referral Network. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Umair Jawaid is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Wells Fargo Clearing and has previously worked at TD Bank N.A., Bank of America, Merrill, J.P. Morgan Securities, LPL Financial, and other firms. Jawaid is also part owner of ON DEMAND REHAB LLC, a limited liability company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Chris Garvin is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Painewebber Incorporated since 1991. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, combining proprietary research and model-based asset allocations with institutional trading capabilities and wealth management services.

Lev Beltser is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 designations and five years of industry experience. His prior experience includes roles at Northwestern Mutual Wealth Management Company and as a self-employed advisor. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research from Wells Fargo Investment Institute and third-party databases, focusing on diversification and modern portfolio theory in its investment approach.

Derrick Munroe is a financial advisor with UBS Financial Services in Fort Lauderdale, FL, holding a Series 63 designation and 24 years of industry experience. He has been with UBS since 2013. Munroe serves as the treasurer and is a member of the executive team for Jamaican Men of Florida, a charity focused on mental health and support for men of Jamaican descent in the diaspora. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Justin Horne is a Financial Consultant at Fidelity Investments, a role he has held since 2023. He has been with Fidelity Investments since 2020, progressing through positions including Investment Consultant and various levels of Workplace Planning Consultant. Justin's expertise includes investment planning, insurance, estate planning considerations, and tax-efficient investing. He focuses on providing personalized investment guidance, risk management strategies, and comprehensive financial planning to help individuals and families achieve their financial goals. He holds a California Insurance License. Outside of his professional work, Justin enjoys golf, playing instruments, skiing, surfing, and traveling.

Jeffrey Cole is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides a range of retail and institutional investment services.

Travis Ruane is a financial advisor at Osaic with 14 years of industry experience and holds the Series 66 designation. Prior to joining Osaic in 2024, he worked at Securities America and Principal Financial Services, among other firms. He serves as Treasurer on the Board of Directors for Coast to Coast Legal Aid of South Florida, a nonprofit organization. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Mario Fratto is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His career includes roles at Wells Fargo Clearing, Bank of America, and Merrill. Outside of his advisory work, he is the owner of STACKS FINANCIAL LLC in Boca Raton, FL. Wells Fargo Advisors serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services tailored to clients who meet a net-worth threshold. The firm offers a broad range of planning services and integrates advisory offerings with banking and other financial product channels.

Kseniya Starykava is a financial advisor at Equitable Advisors in Ft. Lauderdale, FL, with 13 years of industry experience. She holds Series 65 and Series 63 designations and has previously worked at Axa Advisors, Lincoln Investment, and Legend Advisory Corporation. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party investment solutions, focusing on risk assessment and customized portfolio management models.

John McDermott is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 63, 65, and 66 designations and has 37 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee for a family trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.