Lawrence Lankowsky is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in creating personalized wealth management strategies tailored to clients’ unique financial goals and the dynamic market environment. His areas of expertise include college education planning, family wealth management, liquidity management, managing new wealth, retirement planning and income, portfolio management, socially responsible and ESG investing, services for endowments, foundations, and non-profits, as well as supporting women and wealth. Lawrence holds a Bachelor's Degree from Wayne State University and holds the professional designation of Personal Investment Advisor (PIA). Committed to the Merrill tradition of community involvement, he actively volunteers with local organizations. His approach focuses on working one-on-one with clients to develop financial strategies designed to help pursue their long-term goals.

Lili Papp is a financial advisor with Ameriprise in Boynton Beach, FL, holding a Series 66 designation and 10 years of industry experience. She previously worked at JP Morgan Securities and JP Morgan Chase Bank. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering non-discretionary, research-based recommendations that incorporate tax-efficient withdrawal strategies and Social Security claiming options. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Stephen Di Carlo is a financial advisor with RBC Capital Markets in Boca Raton, FL. He holds Series 63 and Series 66 designations and has 41 years of industry experience. His prior roles include positions at Merrill, Bank of America, N.A., and City National Bank. RBC Wealth Management serves a wide range of clients including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs providing portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Benjamin Boynton is a CFP® professional with 32 years of experience, currently affiliated with Raymond James Financial in Wellington, FL. He has worked with Raymond James Financial Services since 1997 and the broader Raymond James Financial firm since 2009. Outside his advisory role, he owns and operates Boynton Family Farms, a cattle ranch and tree farm, and serves as a director for Wedgworth Farms, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports both wrap-fee advisory programs and institutional portfolio management.

Darrin Crabtree is a financial advisor with Primerica Advisors in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2002 and has been involved with Dialysis Services of Boca since 2009. Outside of his advisory role, he is also engaged in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, utilizing model-delivery strategies created by unaffiliated asset managers and offering a range of portfolio approaches including strategic, tactical, and tax-managed options.

Vanessa White is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following four years at Citigroup/Citibank NA. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and modeling techniques.

Charles Edris is a financial advisor with Equitable Advisors in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor firm AXA Advisors. Outside of his advisory role, he serves as a board member of the Navy League of the U.S. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves matching clients to program models or discretionary managers through a network of Investment Adviser Representatives, utilizing a range of investment products and third-party advisory programs.

Leo Wells Jr is a financial advisor with Primerica Advisors in Greenacres, FL, holding Series 63 and Series 65 designations and with 20 years of industry experience. He has been with Primerica Advisors since 2005 and Primerica Financial Services since 2004. Outside of advisory work, he is involved in sales of loan products and home security and automation services through affiliated Primerica companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm employs a curated third-party asset manager approach and operates under a tiered wrap fee structure.

Tristan Saleh is a financial advisor with Equitable Advisors in Boca Raton, FL, holding a Series 66 credential and seven years of industry experience. He previously worked at Axa Advisors, LLC, and was affiliated with Florida Atlantic University. Equitable Advisors serves a range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and partners with third-party asset managers and LPL-sponsored advisory programs to deliver personalized investment solutions.

Bret Chernow is a CFP® professional with 29 years of industry experience, currently advising at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 24 years. Outside of his advisory role, he operates Bret Chernow Consulting, Inc., a company that supports his Ameriprise franchise by managing administrative functions. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing comprehensive Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools to deliver tailored, non-discretionary advice within a large institutional framework.

Barry Rubin is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill since 1991, also working with Bank of America since 2009. He is based in Delray Beach, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nathan Lowe is a financial advisor with J.P. Morgan Securities in Boynton Beach, FL, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior experience includes roles at Truist Investment Services, Bank of America, Merrill, and Wells Fargo. Outside of finance, he is the owner of Nate Lowe Music, performing live music at small events. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with an ESG eligibility framework and utilizes centralized due diligence to develop model asset allocations.

Omar Castro is a financial advisor with UBS Financial Services in Boca Raton, FL, holding Series 65 and Series 66 credentials and 18 years of industry experience. His career includes roles at Bank of America, Merrill, J.P. Morgan Chase, J.P. Morgan Securities, and Citigroup Global Markets. Castro joined UBS Financial Services in 2024. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management, including proprietary research and model-based asset allocation strategies.

Richard Altieri is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. His career includes over a decade at Morgan Stanley Smith Barney and six years at Morgan Stanley Private Bank, National Association. He is based in Boca Raton, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a non-discretionary advisory model.

Adam Fetterman is a financial advisor at Morgan Stanley with 34 years of industry experience. He has worked with Morgan Stanley Private Bank since 2021 and was previously with UBS Financial Services from 2008 to 2020. Fetterman holds a Series 63 designation and is based in Boca Raton, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning that utilizes structured discovery conversations and firm-approved tools to model financial outcomes.

Suzanne Kosior is a financial advisor with Merrill in Palm Beach, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill and Bank of America since 2011 and previously worked at Citigroup Global Markets from 2007 to 2010. Outside of her advisory role, she is the owner of a real estate rental business in Patchogue, New York. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Bockstein is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has over 30 years of experience in the financial services industry. Prior to his current role, Andrew held senior positions including Senior Vice President roles at DCM Advisors, LLC, Efficient Market Advisors at Cantor Fitzgerald, Franklin Templeton Investments, and VOYA Investment Management. He also worked as a Financial Consultant at 1717 Capital Management Company and as a Financial Representative at New England Securities. Throughout his career, Andrew has focused on holistic financial planning to help clients address their current needs and pursue long-term financial success. His extensive experience spans asset management, distribution, and client advisory services. Outside of his professional work, Andrew enjoys biking, family activities, golf, pets, skiing, and traveling.

Matthew Misquith is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 credential and six years of industry experience. His prior work includes roles at Bank of America, Merrill, and Societe Generale. He also has experience with Smartfoods Vending LLC and has been affiliated with Florida State University and the University of Tampa. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and market simulations.

Peter Dunne is a financial advisor at Merrill with 40 years of industry experience. He holds the Series 63 and Series 65 designations. His career includes over a decade at Bank of America, N.A., and 15 years with Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ellen Herting is a financial advisor at Merrill with 43 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2006. Prior to her current role, she has also worked at Bank of America, N.A. since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm provides a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors, supported by internal and third-party management teams.