Robert Shure is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing personalized wealth management strategies that are flexible to adapt to clients' changing needs and market conditions. Robert offers access to investment insights from Merrill and financial solutions from Bank of America to support various aspects of clients' financial lives. Robert has been a financial advisor since 1998 and joined Merrill Lynch in 2005. His expertise includes personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Robert graduated from the Wharton School at the University of Pennsylvania with a bachelor's degree. Beyond his professional role, Robert is involved in community service and participates with organizations such as 412 Food Rescue. He resides in the South Hills of Pittsburgh, is married with three adult children, and enjoys golfing, hiking, and tennis.

Christopher Happel is a financial advisor at LPL Financial with seven years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and iH Solutions, LLC. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, research, and technology-driven strategies.

Brittany Toolsie is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. Her prior roles include positions at LPL Financial, Seacoast Bank, and SunTrust in various advisory and investment services capacities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors. The firm uses both internal and third-party managers and implements various strategic and tactical asset allocation approaches, including tax-aware options for higher tax-sensitivity clients.

Thaddeus Ripa is a financial advisor with Primerica Advisors in Delray Beach, FL, holding Series 63 and Series 65 registrations and bringing 37 years of industry experience. He has been affiliated with Primerica Financial Services and PFSI Investments, Inc. since 1989 and currently operates RIPA Wealth Advisors. Outside of advisory work, he is involved in the sale of home security and automation products through affiliate companies and owns an investment-related legal entity established for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and custodial services, managing approximately $15.5 billion in assets across a network of nearly 3,700 advisors.

Brooke Angers is a financial advisor at Charles Schwab with a Series 66 designation. She began her advisory career in 2026 and previously worked at Leeward Financial Group and Merit Financial Advisors. Brooke has a background that includes several years in full-time education and experience at Gerald R Angers PA. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by the Schwab Center for Financial Research.

Kyle Scholl is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since January 2008. He specializes in developing personalized long-term wealth management plans that are strategically tailored to meet each client's unique needs and life goals. Kyle’s areas of focus include college education planning, corporate executive services, family wealth management strategies, institutional investment consulting, and tax minimization, among others. Kyle holds a Bachelor's Degree from Florida Atlantic University and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, he possesses a Florida resident agent's license in life insurance and variable annuities and holds the Personal Investment Advisor (PIA) designation. Residing in Boca Raton, Kyle is a Native Floridian who enjoys spending time outdoors. His personal interests include biking, cooking, gardening, hiking, ice hockey, scuba diving, skiing, surfing, traveling, and spending time with family. He actively volunteers on restoration projects for Coastal Mangroves and the Florida Everglades.

Jeffrey Brook is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Morgan Stanley since 2016, working within both the Private Bank N.A. and Morgan Stanley Smith Barney LLC divisions. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models through its Financial Advisors and Estate Planning Strategies Group.

James Reilly is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Morgan Stanley in various roles since 2009, including positions at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through direct relationships and corporate financial planning agreements.

Christine Moody is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked at Wells Fargo Clearing since 2017 and previously held roles at Morgan Stanley Smith Barney and Morgan Stanley & Co. from 2007 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Frank Cummings is a financial advisor at Equitable Advisors with 31 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC. Cummings holds a Series 66 designation and is based in West Palm Beach, FL. Outside of his advisory role, he is involved in insurance sales through various companies. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Alexander Constantine is a Financial Advisor with Merrill Lynch Wealth Management. He brings a distinctive approach to financial advising, combining his background in software engineering with a degree in Economics from Boston College. Supported by a team of three seasoned advisors with over 100 years of collective experience, Alexander delivers innovative and tailored financial strategies to meet each client's unique needs. His areas of expertise include college education planning, executive and equity compensation services, family wealth management strategies, retirement planning, special needs planning, and institutional investment consulting. Alexander’s analytical skills, honed through his technical background, complement his dedication to building meaningful client relationships, inspired in part by his personal experiences supporting family members with special needs. Alexander holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, he enjoys activities such as billiards, boating, gardening, golfing, music, skiing, swimming, traveling, and spending time with his family.

Geoffrey Doro is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been a team member since 2007. He leads the team's wealth management planning efforts, focusing on developing strategies and advice tailored to clients' short- and long-term financial objectives. Geoffrey utilizes Merrill’s wealth management planning tools to produce Personal Wealth Analysis reports that outline clear paths for clients to achieve their financial goals. He works collaboratively with colleagues to review client investments and maintain progress toward their objectives. His expertise includes college education planning, executive compensation, institutional and corporate benefit services, legacy planning, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. Geoffrey holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a bachelor's degree in Business Administration from the University of Florida. Geoffrey resides in Boca Raton with his wife, Christina, and their two children. His personal interests include biking, boating, camping, chess, fishing, hiking, music, running, skiing, and spending time with his family.

Joshua Adler is a Wealth Management Advisor and senior partner of The Rothman Adler Group at Merrill Lynch Wealth Management. His practice centers on the needs of high net worth families, entrepreneurs, and small businesses. He employs a planned-based approach to design customized strategies tailored to each client's goals and risk tolerance. His team uses a combination of active and passive strategies for portfolio construction and incorporates alternative investments when appropriate. Prior to joining Merrill Lynch Wealth Management in 2017, Joshua spent nine years at UBS as a Senior Vice President in Wealth Management and ten years at Bernstein Global Wealth Management, where he was a Principal in the Private Client Group alongside his partner, Rob Rothman. He holds a Bachelor of Arts degree from the University of Pennsylvania. Joshua resides in Boca Raton, Florida with his wife, Leslie, and their two children.

Samuel Cogan is a financial advisor at Fidelity with the Series 66 designation and one year of industry experience. His prior roles include positions at Q7 Capital LLC, First National Bank of Coastal Community, and several regional banks. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio construction. The firm combines fundamental research with quantitative analysis and algorithmic portfolio management, and is noted for its registration as a commodity pool operator and advisory role to multiple registered investment companies.

Dina Marie Gargiulo is a financial advisor with Merrill in Boca Raton, FL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She previously worked at Goldman Sachs for seven years before joining Merrill Lynch, Pierce, Fenner & Smith in 2022. Outside of finance, she is a part-time instructor for Zumba Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anthony Mazzo is a financial advisor at RBC Capital Markets with 33 years of industry experience. He holds Series 63 and Series 65 designations. His prior roles include positions at City National Bank, Truist Advisory Services, and BB&T Securities. Outside of advising, Mazzo serves on the board of a marina association and is involved in a family-owned inflatable boat manufacturing business. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers tailored to client risk profiles.

John Cassandra is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and owned several businesses including Cassandra Employee Benefits Group and Comprehensive Payroll Solutions LLC. He is also involved in insurance brokering through his ownership of Cassandra Employee Benefits Group. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Diane Baker is a financial advisor at Merrill with 38 years of industry experience. She has been with Merrill since 1993 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Hubbard is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has six years of industry experience, including roles at United Realty Group and Keller Williams Realty prior to joining J.P. Morgan Securities and JPMorgan Chase Bank in 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Michaella Calubayan is a financial advisor at UBS Financial Services with Series 66 credentials and one year of industry experience. Prior to rejoining UBS in 2025, she held roles at Essity and worked with the Encova Center for Innovation & Entrepreneurship, among other positions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.