Walter Ellis is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Prior to joining the firm, he held roles at JPMorgan Chase Bank, Basketball Services Corp, and PSE Holding LLC. Outside of his financial career, he has been involved with No Bad Clothing Co LLC since 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Cassandra Scalia is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and 15 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 17 years before joining UBS in 2026. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management to clients' goals and risk tolerances.

Erik Lyon is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he held roles at Wells Fargo and worked in legal offices, including the Law Offices of Roger F. Lyon and the Law Offices of Sottile-Baltaxe. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor financial plans to client goals.

Lynne Cross is a Series 66 licensed financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, bringing 24 years of industry experience. She joined Wells Fargo Advisors in 2017 after working at various SunTrust entities from 2013 to 2017. Outside of her advisory role, she works as a travel advisor with Dream Vacations. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services. The firm provides tailored recommendations supported by proprietary research and planning tools, with planning engagements generally structured as discrete projects.

Jacqueline Carey is a Series 66-licensed financial advisor with UBS Financial Services in West Palm Beach, FL, where she has worked since 2013. She has 16 years of industry experience. Outside of her advisory work, she co-owns Hatfield Imports LLC, a wholesale importer and distributor of baby clothing. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-driven advice tailored to clients’ goals and risk tolerances.

Michael Sabra is a financial advisor at Edward Jones in West Palm Beach, FL, holding the CFP® designation with 19 years of industry experience. His prior roles include positions at Citizens Financial Group, Northwestern Mutual, Fidelity Investments, and TIAA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management supported by a network of more than 23,700 advisors. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and maintaining affiliated capabilities beyond advisory services.

Mark Tarshis is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Cetera Advisors LLC and Investors Capital Corporation. He is also president of M. Alan Financial, an S corporation that provides life insurance, fixed annuities, long-term care insurance, and tax preparation services. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers through a network of affiliated advisors and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to build diversified portfolios across various asset classes and supports both discretionary and non-discretionary account management.

Ryan Spracklin is a financial advisor with Charles Schwab, holding a Series 66 designation and six years of industry experience. He has worked at Charles Schwab since 2019, including positions at Charles Schwab Bank. Prior to joining Schwab, he was employed at Pinnacle Wealth Management and Seaworld Parks Entertainment. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Stephanie Waldrop is a Series 66-licensed advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Waldrop serves on the Small Business Advisory Council for the Northern Palm Beach County Chamber of Commerce and is a member of the Finance Committee for Leadership Palm Beach County. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutions, including tailored financial planning through dedicated Financial Advisors and the Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured, tool-based financial planning process.

Alan Greenberg is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he teaches a continuing education course on real estate investment trusts at Hofstra University and delivers market overview and asset allocation presentations at the Chautauqua Institute. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and strategies developed by its Global Investment Committee.

Paul Rampolla is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 36 years of industry experience. He has been with Raymond James since 2003 and previously worked for Dale Carnegie for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kenneth Smail is a financial advisor with Raymond James & Associates and holds a Series 66 credential. He has 17 years of industry experience, including prior roles at Fidelity Brokerage Services, TD Ameritrade, and Scottrade. Outside of finance, he owns an epoxy coatings business that specializes in garage floor applications. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers financial planning and advisory services supported by extensive research, a broad range of portfolio management styles, and specialized municipal advisory capabilities.

Thomas Udovich Jr. is a financial advisor at Raymond James Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and is a partner at Acadium Financial Partners. His prior experience includes roles at SunTrust Advisory Services and SunTrust Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning and investment consulting, employing risk profiling and analytical tools to support client goals.

Ian Sheekey is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans and investment strategies aimed at helping them achieve greater control over their current and future financial goals. He has held several roles at Fidelity Investments since 2020, including Investment Consultant, Financial Representative, and Workplace Planning Consultant. Prior to joining Fidelity, Ian gained experience as a Wealth Management Intern at Ewing Cona Wealth Management at Hightower Advisors in 2019. Ian's career progression reflects his commitment to financial consulting and investment services. Outside of his professional work, Ian enjoys activities such as spending time at the beach, comedy, fitness, exploring food, and attending social events with friends.

Alyssa Liples is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she collaborates with a dedicated team to deliver personalized financial services, focusing on creating tailored comprehensive plans for clients and their families. Alyssa has been with Fidelity Investments since 2017, progressing through roles from Customer Experience Associate to Financial Representative, and then to her current position since 2020. This experience has provided her with a broad understanding of wealth management and financial planning. No additional information on education, credentials, personal interests, or community involvement has been provided.

Daniel Morales is a financial advisor at Equitable Advisors with seven years of industry experience. He holds a Series 66 designation and has worked at Equitable Advisors since 2018, following a prior role at AXA Advisors. Outside of his advisory work, Morales is involved in rental property management. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services to tailor solutions based on clients’ goals, risk tolerance, and time horizon.

Julie Wilbus is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63, 65, and 66 credentials with 11 years of industry experience. Her prior roles include positions at Morgan Stanley, First Republic, and JPMorgan Chase. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with banking, lending, and trustee services.

Gail Deluca is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kelli Baumgardner is a financial advisor at UBS Financial Services with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked at UBS since 2018, following a role at First American Title and four years in education. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets support.

Ethan Grossman is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 66 credentials and bringing four years of industry experience. His prior roles include positions at Stifel Financial and TD Ameritrade. Outside of his advisory work, he is a partner in Litteken & Grossman LLC, where he participates in business decisions for the firm. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and combines its advisory services with extensive retail and institutional investment offerings.