Yalin Piloto is a CFP®, ChFC®, and Series 66 credentialed financial advisor with 10 years of experience, currently practicing at Edward Jones in Brandon, FL since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products. The firm is notable for its extensive retail advisor and branch network and its affiliated services beyond traditional advisory offerings.

Matthew Murphy is a financial advisor with J.P. Morgan Securities in Tampa, FL. He holds the Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked at Avon Hotel Corp / The Columns and was involved with Tom and Dave LLC / Mamalukes. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm integrates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan financial organization, offering access to a range of products including security-based swaps and futures.

James Fernandez is a financial advisor with Morgan Stanley Wealth Management in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been associated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2008, respectively. Outside of his advisory role, he serves as a trustee for a trust based in Tampa. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Junior Charley is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he worked at JP Morgan & Chase for three years and has held various roles including at the University of South Florida and Hays. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and tailored financial planning services that utilize firm-approved tools and structured processes.

Scott Jacobsen is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and 14 years of industry experience. He has worked at Seacoast Bank since 2017 and previously at Northstar Bank from 2009 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with portfolio management supported by in-house research, third-party subadvisors, and advanced technologies.

Robert Coloret is a financial advisor with Ameriprise in Tampa, FL, holding a Series 63 designation and 29 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank before joining Ameriprise in 2018. Ameriprise provides a retirement-income planning service targeting individuals with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Benjamin Adams is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 designation and eight years of industry experience. He previously worked at Citigroup for nine years before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2024. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities, operating under a non-discretionary advisory model.

Annette Smith is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and bringing 14 years of industry experience. She has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans.

Aishka Lugo is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and bringing 24 years of industry experience. She has been with UBS since 2006. Lugo serves as the executive director of the Hispanic Chamber of Commerce, advocating for Spanish-speaking local businesses in her community. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Tammy Ferguson is a Series 66-licensed financial advisor with Merrill in Tampa, FL, and has 15 years of industry experience. She has been with Merrill since 1993. Outside of her advisory role, she is affiliated as a consultant and independent contractor with a wellness company focused on essential oils, primarily for personal and family use rather than sales. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

John Arends is a financial advisor at J.P. Morgan Securities with a Series 66 designation and over 11 years of industry experience, including prior work at LCG Advisors. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Adriana Sormani is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 26 years of industry experience. She previously worked at UBS Financial Services Inc. from 2011 to 2019 before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services with a variety of portfolio management styles and affiliated research resources.

Jake Rodriques is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked with Morgan Stanley and its affiliate entities since 2017, following earlier roles at Network 1 Financial Securities and Alexander Capital. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured tools and firm-approved methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Isramil Pichardo is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has been with Primerica Advisors since 2011 and has worked at Primerica Financial Services since 2005. In addition to his advisory role, he owns The Purpose Group, LLC, an entity formed for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm provides advisory services through a large network of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers, with discretionary separately managed account options and custodial support from Pershing.

Daniel Coyle is a financial advisor at Edward Jones with 20 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses and has been with Edward Jones since 2005. Outside of his advisory role, he is a member of Port Tampa Lodge 153 F&AM. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Camille York Adrien is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Raymond James in 2018, she worked at CUNA Brokerage Services and Suncoast Credit Union. Adrien is also the owner of The York Exchange, where she facilitates seminars, workshops, and keynote speeches. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting with a range of portfolio management styles supported by affiliated research and model managers.

Brandt Zimmerly is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc. since 2011 and with Primerica Financial Services since 2009. Outside of his advisory role, he owns Zimmerly and Associates, LLC, which operates for Primerica business purposes, and is involved with Team HSTL, a non-investment-related venture. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while using Pershing and Primerica Brokerage Services for custody and trade execution.

Tracy Maeter is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with J.P. Morgan entities since 2016, including roles at JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with broker-dealer, futures commission merchant, and commodity pool operator registrations.

Melvin Nnabuife is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fisher Investments, Northwestern Mutual, and Eckman Wealth Management. Melvin is the owner of Afro Elite Enterprise LLC, a community engagement organization that supports minority businesses and promotes African culture through event organization. He is also the founder of ApexVisionary Consulting, providing small business consulting services. Morgan Stanley Wealth Management serves individual and institutional clients by offering tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes firm-approved tools and economic scenario modeling.

Bryon Holz is a financial advisor at OSAIC with 39 years of industry experience. He holds the ChFC® designation along with additional professional credentials including CLU, LUTCF, CASL, and LACP. Prior to joining OSAIC in 2023, Bryon spent 14 years at Sagepoint Financial, Inc. Outside of his advisory role, he works as a freelance music writer and photographer, reviewing and photographing local music concerts. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.