Margaret Betten is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan since 2014 in various roles. She serves as a board member for the Rehabilitation Center for Children and Adults, a nonprofit focused on physical therapy. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering written asset allocation advice, investment manager searches, and customized reporting through a program supported by centralized due diligence and a manager solutions team.

Paul Dolcimascolo is a financial advisor with UBS Financial Services in Tampa, Florida, holding a Series 66 designation and 22 years of industry experience. He has been with UBS since 2014. Outside of his advisory work, he serves on the boards of the Gasparilla Music Festival Foundation, Berkeley Preparatory School’s advisory committee, and the St. Joseph's Hospital Foundation. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, leveraging institutional trading capabilities alongside wealth management solutions.

Charisma Heath is a financial advisor at Edward Jones in Brandon, FL, holding a Series 66 designation with six years of industry experience. She has been with Edward Jones since 2017. Prior to her advisory role, she worked at Kobe Japanese Steakhouse and was involved with the University of South Florida and Newsome High School. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages over $1 trillion in assets through a large network of advisors and branch offices, offering a range of advisory programs and investment solutions under a fiduciary standard.

Edward Thorne III is a financial advisor at Edelman Financial Engines with eight years of industry experience. He holds the Series 66 designation and has previously worked at Fisher Investments, Bank of America, Merrill, and Reynolds & Reynolds Financial Partners. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and supports a large client base through advisor-led and online offerings.

Steven Saunders is a CFP®-designated financial advisor with 19 years of industry experience. He is currently with Fisher Investments and has previously worked at Charles Schwab and T. Rowe Price. Fisher Investments serves a global mix of institutional and private clients, offering discretionary portfolio management across equity, fixed-income, and blended mandates. The firm combines quantitative screening and qualitative research through a centralized Investment Policy Committee to construct diversified portfolios and employs tax-aware processes and defensive tactics to manage risk.

Nicholas Termini is a Financial Advisor with Merrill Lynch Wealth Management. He works with clients to develop strategies aligned with their financial goals by understanding what matters to them and their families. Nicholas holds the designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He completed his high school education at Burlington Central High School, attended the University of Wisconsin System without obtaining a degree, and earned a Bachelor's Degree from Northern Illinois University.

William Hancock is a Series 66-licensed financial advisor with Morgan Stanley in Tampa, Florida, bringing five years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Rubicon Software Ltd and Corinthian Partners, LLC, and held a role at PricewaterhouseCoopers. Outside of his advisory work, he is involved as a coach in the recreation and sporting sector and is a partner in an online retail business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive financial planning and advisory programs supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides tailored wealth management solutions through its broad range of services.

Richard Hunter is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. His career includes roles at firms such as Investment Planners Wealth, Princor Financial Services Corporation, and Guardian Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Damien Lindsey is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with one year of industry experience. His background includes roles in cybersecurity and commercial real estate analysis prior to his current position. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery conversations and proprietary planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Travis Lesko is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 66 and Series 63 licenses with two years of industry experience. His prior work includes roles at Fidelity Investments and a position at Eden Landscape Enterprise Inc. He has also worked in education at Maclay School. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and Global Investment Committee resources.

Ryan Lacedonia is a Series 66 licensed advisor with Equitable Advisors in Tampa, FL, bringing 17 years of industry experience. His prior roles include positions at TIAA-CREF, Harrisdirect LLC, and Gamco Asset Management Inc. He is also the owner of a private client group business. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives.

Robert White is a financial advisor with Ameriprise in Brandon, FL, holding Series 63, 65, and 66 licenses and possessing 30 years of industry experience. He has been with Ameriprise and its predecessor entities since 2013. White also occasionally uses his health insurance license to sell Medicare Advantage plans through a marketing organization. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing advice focused on retirement income planning, using research and algorithmic tools to guide asset allocation and withdrawal strategies.

Gunnar Greathouse is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and with four years of industry experience. He has worked at Morgan Stanley since 2023 and previously held positions at E*TRADE Securities, Northwestern Mutual, and other firms. Morgan Stanley Wealth Management provides advisory services to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a broad range of retail and institutional investment programs.

Brian Fermin is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and previously worked at the Pinellas County Clerk of the Circuit Court and Rodrigues and Associates CPAs. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, with a broader range of financial product offerings than typical for large institutional advisers.

Thomas Cardoso Jr. is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab and USAA-affiliated firms. Outside of finance, he is co-owner of Howie Mac Photo LLC, a photography business offering personal and family sessions. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a blend of non-discretionary and discretionary investment management with integrated brokerage and custody services.

Dylan Kesterson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he joined the firm in 2023. He advises design-build and law professionals including firm partners, attorneys, corporate counselors, architects, engineers, contractors, project managers, and interior designers. His work focuses on creating personalized financial strategies that integrate investments, insurance, banking, and lending services, leveraging the resources of Merrill Lynch and Bank of America to align financial resources with clients' goals. Prior to Merrill Lynch, Dylan began his career at a large life insurance and annuity firm assisting clients with risk management strategies. He later worked at a local Registered Investment Advisor as an associate and Wealth Manager. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Dylan received his Bachelor's degree in Finance from the University of South Florida. Dylan is a member of professional organizations such as the American Institute of Architects (Allied Member), Florida Institute of CPAs (Finance Professional), Midtown Tampa Kiwanis, the Tampa Bay Chamber of Commerce, and has served as past president of the Rotary Club of St. Petersburg Sunset. He lives in Tampa with his wife, daughter, and their Labrador Retriever. His personal interests include baseball, basketball, football, golfing, ice hockey, soccer, and spending time with his family.

Hunter Gray is a financial advisor at UBS Financial Services with six years of industry experience. He holds the Series 66 designation and previously worked at JPMorgan Chase & Co for three years. Gray’s background also includes four years at the University of Florida. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, providing fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Jerry Reimer is a financial advisor at Thrivent Investment Management with 38 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. He holds the Series 66 designation. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning that covers a broad range of topics, delivered either as a one-time or ongoing engagement, with the option to combine planning with managed-account services under a consolidated billing program called “WealthPlan.”

John Remmel is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Wells Fargo and SunTrust in various roles since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and a range of brokerage and advisory solutions. The firm manages approximately $671 billion in assets and integrates research and analytics from Wells Fargo Investment Institute and third-party sources to support its investment approach.

Silas Hudson II is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked at Charles Schwab since 2020 and previously held roles at USAA Investment Management Company and USAA Financial Advisors. Outside of advising, he is involved in real estate, buying and selling a few investment properties annually. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.