Charles Walker is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Osaic since 2024. He previously worked at Securities America Advisors, Inc. and Investacorp Advisory Services, Inc., among other firms. Outside of his role at Osaic, Walker is involved in several entrepreneurial ventures, including ownership and leadership positions in multiple financial advisory businesses and a scholarship program supporting higher education. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, comprehensive financial planning, and various managed portfolio programs. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and flexibility in management styles, supported by a complex affiliate network and private-equity ownership.

Paul Mittman is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 designation and previously worked at Wells Fargo Clearing and ABM Health Care Services. Before entering finance, he spent over two decades in education. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional investors, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Vincenzo Losasso is a financial advisor with Equitable Advisors in Tampa, FL, holding a Series 66 credential and four years of industry experience. His prior work includes roles at RR Donnelley, Aspen Skiing Company, Raymond James & Associates, AXA Advisors, and Kennedy Investments. Outside of his advisory work, he serves as an account manager at RR Donnelley. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives. The firm uses a range of advisory models often implemented by third-party asset managers and provides services covering mutual funds, ETFs, separately managed accounts, and alternative investments, with a focus on fiduciary services for qualified plans.

Debra Meier is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 credential and six years of industry experience. She previously worked at Smith, Moore & Co. for six years and Ann Taylor for three years before joining Morgan Stanley in 2023. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models such as Monte Carlo simulations to assist clients in financial planning.

Max Consoni is a financial advisor at Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses with one year of industry experience. His career includes roles at 401k Generation and various positions while completing his education at the University of Central Florida. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, managing approximately $2.74 trillion in client assets with a financial planning process that involves structured discovery conversations and firm-approved planning tools.

Christina Cardone is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009, including over a decade at Morgan Stanley Private Bank, N.A. She is also the manager of Alouette Holdings LLC, an investment and finance-related business based in Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning that incorporates firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client engagements and corporate agreements.

Kristine Menko is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Merrill, Raymond James & Associates, Ameriprise Financial Services, and Cambridge Investment Research Advisors. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by risk assessment tools and various portfolio management strategies.

Michael Nieves is a financial advisor at Charles Schwab in Tampa, FL, holding Series 63 and Series 66 licenses with four years of industry experience. He has been with Charles Schwab & Co., Inc. since 2018 and Charles Schwab Bank, SSB since 2021. Prior to that, he worked in office support services for one year. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Joseph Boswell is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Trinity Wealth Securities LLC. Boswell served in the U.S. Air Force for 20 years before transitioning to the financial sector. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program, alongside affiliated trust custody, insurance services, and lending programs.

John Clifford is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has worked with PFS Investments Inc. since 2013 and Primerica Financial Services since 2012. Outside of advising, he is president of Jay Clifford LLC and operates Clifford Collectibles, a sports cards and memorabilia business. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies developed by unaffiliated asset managers and offers discretionary separately managed accounts, supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Sergio Nolasco is a Wealth Management Planning Consultant at Fidelity Investments, where he collaborates with clients and Wealth Management Advisors to develop and implement personalized holistic financial plans. He emphasizes building deep relationships and trust with clients by being dependable and maintaining a high level of integrity. Before his current role, Sergio worked as a Financial Representative at Fidelity Investments from 2023 to 2024, and prior to that, he served as a Client Service Associate at Morgan Stanley from 2022 to 2023. His professional experience spans various aspects of wealth management and client service. Outside of his professional work, Sergio enjoys family activities, exploring food as a foodie, attending social events with friends, playing golf, watching movies, and reading.

Kerry Farley is a financial advisor with Cetera and holds Series 63 and Series 65 designations. He has 36 years of industry experience, including roles at SunTrust Advisory Services and Regions Bank. Farley has been with Cetera since 2018. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Rosary Falero is a Series 66-credentialed financial advisor with seven years of industry experience, currently with Wells Fargo Clearing in Tarpon Springs, FL. Prior to joining Wells Fargo in 2019, she worked at Marquis Bank from 2016 to 2019. Outside of her advisory role, she co-owns a residential and commercial remodeling company and serves on the finance council of St. Patrick Catholic Church, as well as on the City of Miami Beach Hispanic Affairs Committee. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and utilizes research and analytics to support diversified investment solutions.

Douglas Mitchell is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bank of America for 12 years before joining J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. Their advisory process combines quantitative screening and qualitative research, supported by a centralized manager solutions team, and includes a framework that may incorporate ESG considerations.

Tucker Dooley is a Certified Financial Planner (CFP®) with 12 years of industry experience. He is currently with Charles Schwab in Tampa, Florida, where he has worked since 2019. Prior to Schwab, he was employed at T. Rowe Price for three years. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios and alternative investment due diligence.

Renato Boac is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and over 21 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously held positions at Banc of America Investment Services, Inc. and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, managing approximately $671 billion in assets with more than 14,000 financial advisors.

Erik Whelan is an Investment Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans and present tailored strategies. His approach involves co-creating clear, actionable steps that evolve over time to reflect client preferences, time horizons, and changing needs. Erik has been with Fidelity Investments since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Associate, Investment Solution Representative I and II, Planning Consultant, and currently Investment Consultant. This experience has provided him with a strong foundation in investment solutions and client planning. Outside of his professional work, Erik has personal interests that include boating, golf, scuba diving, visiting museums, traveling, and exploring culinary experiences.

Nicholas Dukas is a financial advisor at Stifel with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Morgan Stanley. Outside of finance, he is a part-time musician and singer, involved in music recording and performance, and serves on the board of a continuing care retirement center. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Sydney Colson is a Financial Advisor at Merrill Lynch Wealth Management and a CERTIFIED FINANCIAL PLANNER (CFP). In her role, she collaborates with clients to develop strategies that address short-, mid-, and long-term financial goals, providing guidance on a range of topics including general investing, retirement planning, and unexpected financial needs. She also facilitates access to Bank of America specialists for services such as banking, credit, home financing, and small business solutions. Sydney specializes in college education planning, family wealth management strategies, small business strategies, and support for women and wealth. Originating from the Chicago area, she holds a Bachelor's Degree from Creighton University and carries the designation of Personal Investment Advisor (PIA). She emphasizes a financial planning approach that is both understandable and empowering, aiming to help clients build wealth while enjoying their lives. Outside of her professional responsibilities, Sydney engages in activities such as adventure sports, golfing, running, volleyball, traveling, and spending time with her family.

Randall Andersen is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.